Va. Code » Title 38.2. Insurance » Chapter 5. Unfair Trade Practices
Virginia Code

Va. Code Ann. § 38.2-515 (2026)

Power of Commission

✓ current as of May 2026
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A. The Commission shall have power to examine and investigate the affairs of each person subject to this chapter to determine whether such person has been or is engaged in any unfair method of competition or in any unfair or deceptive act or practice prohibited by this chapter.

B. The Commission is further empowered to gather information from any person subject to this chapter relative to trade practices and whether such practices adequately and fairly serve the public interest.

C. Any person who refuses or fails to provide information in a timely manner to the Commission as provided in this section shall be subject to the enforcement and penalty provisions set forth in Chapter 2 (§ 38.2-200 et seq.).

1952, c. 317, § 38.1-53; 1977, c. 529; 1980, c. 404; 1986, c. 562; 1991, c. 356; 2012, cc. 273, 277.

Notes of Decisions
Cited in 2 cases, 1990–1994 · leading case: Harris v. USSA Cas. Ins., 37 Va. Cir. 553 (Norfolk Cir. Ct. 1994).
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Harris v. USSA Cas. Ins., 37 Va. Cir. 553 (Norfolk Cir. Ct. 1994). · cites it 2× “at 675; Va. Code Ann. § 38.2-515 (Michie 1994). Earlier cases from the federal district courts in the Western District of Virginia had found such a private cause of action to be implied in the Virginia Unfair Insurance Practices Act.”
Neat Sweep of Richmond, Inc. v. Nat'l Chimney Sweep Guild, 20 Va. Cir. 274 (Richmond County Cir. Ct. 1990). · cites it 2× “Defendant correctly states that the regulatory nature of the act was intended to create in the commission the "power to examine and investigate the affairs of each person subject to the act," Va.”
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