Wash. Rev. Code » Title 48 · Chapter 48.20
Revised Code of Washington

Wash. Rev. Code § 48.20.002 (2026)

Scope of chapter

✓ current as of May 2026
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Nothing in this chapter shall apply to or affect (1) any policy of workers' compensation insurance or any policy of liability insurance with or without supplementary expense coverage therein; or (2) any policy or contract of reinsurance; or (3) any blanket or group policy of insurance; or (4) life insurance, endowment or annuity contracts, or contracts supplemental thereto which contain only such provisions relating to accident and sickness insurance as (a) provide additional benefits in case of death or dismemberment or loss of sight by accident, or as (b) operate to safeguard such contracts against lapse, or to give a special surrender value or special benefit or an annuity in the event that the insured or annuitant shall become totally and permanently disabled, as defined by the contract or supplemental contract.
[ 1987 c 185 s 25; 1951 c 229 s 1.]

Notes:

Reviser's note: For prior laws governing standard provision requirements for individual accident or health insurance policies see 1947 c 79 ss .20.01 through .20.33 and .20.37 and Rem. Supp. 1947 ss 45.20.01 through 45.20.33 and 45.20.37.
Many of the sections enacted in 1951 c 229 are in substance amendatory of sections previously appearing in chapter 48.20 RCW, although they appear in 1951 c 229 as new sections. To assist those using the code, the prior enactment on the same subject is shown in the history note following the new section wherever practical.
Intent—Severability—1987 c 185: See notes following RCW 51.12.130.
Notes of Decisions
Cited in 3 cases, 1974–2020 · leading case: Riordan v. Com. Travelers Mut. Ins., 525 P.2d 804 (Wash. Ct. App. 1974).
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Riordan v. Com. Travelers Mut. Ins., 525 P.2d 804 (Wash. Ct. App. 1974). “The provisions contained in RCW 48.20.002 to 48.20.322, inclusive, shall take effect on September 1, 1951.”
Gomez v. Life Ins. Co. of North Am., 928 P.2d 1153 (Wash. Ct. App. 1997). “This interpretation is supported by the statute defining the scope of coverage for the disability insurance chapter, RCW 48.20.002, which provides in part: Nothing in this chapter shall apply to or affect.”
Washington Cities Ins. Auth. v. Ironshore Indem. Inc (W.D. Wash. 2020). “, RCW 48.20.002 (“Nothing in this chapter shall apply to 18 or affect .”
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