Wash. Rev. Code » Title 48 · Chapter 48.30
Revised Code of Washington

Wash. Rev. Code § 48.30.190 (2026)

Illegal dealing in premiums

✓ current as of May 2026
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(1) No person shall wilfully collect any sum as premium for insurance, which insurance is not then provided or is not in due course to be provided by an insurance policy issued by an insurer as authorized by this code.
(2) No person shall wilfully collect as premium for insurance any sum in excess of the amount actually expended or in due course is to be expended for insurance applicable to the subject on account of which the premium was collected.
(3) No person shall wilfully or knowingly fail to return to the person entitled thereto within a reasonable length of time any sum collected as premium for insurance in excess of the amount actually expended for insurance applicable to the subject on account of which the premium was collected.
(4) Each violation of this section which does not amount to a felony shall constitute a misdemeanor.
[1947 c 79 s .30.19; Rem. Supp. 1947 s 45.30.19.]
Notes of Decisions
Cited in 3 cases, 1991–2004 · leading case: Sheldon v. Am. States Preferred Ins. Co., 95 P.3d 391 (Wash. Ct. App. 2004).
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Sheldon v. Am. States Preferred Ins. Co., 95 P.3d 391 (Wash. Ct. App. 2004). · cites it 2× “Sheldon points to RCW 48.30.190, which provides that "no person shall willfully or knowingly fail to return .”
Sheldon v. Am. States Preferred Ins., 123 Wash. App. 12 (Wash. Ct. App. 2004). · cites it 2× “” But RCW 48.30.190 is titled “Illegal dealing in premiums” and provides for criminal penalties.”
McCann v. Washington Pub. Power Supply Sys., 803 P.2d 334 (Wash. Ct. App. 1991). · cites it 3× “If the Supply System is found to be an agent of John Hancock, its collection of premiums could be imputed to John Hancock, thus potentially creating a violation of RCW 48.”
Wash. Rev. Code § 48.30.190(1): 1 case
McCann v. Washington Pub. Power Supply Sys., 803 P.2d 334 (Wash. Ct. App. 1991). “If the Supply System is found to be an agent of John Hancock, its collection of premiums could be imputed to John Hancock, thus potentially creating a violation of RCW 48.”
Wash. Rev. Code § 48.30.190(3): 1 case
Sheldon v. Am. States Preferred Ins., 123 Wash. App. 12 (Wash. Ct. App. 2004). “” But RCW 48.30.190 is titled “Illegal dealing in premiums” and provides for criminal penalties.”
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