Revised Code of Washington

Wash. Rev. Code § 48.30A.015 (2026)

Unlawful acts—Penalties

✓ current as of May 2026
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(1) It is unlawful for a person:
(a) Knowing that the payment is for the referral of a claimant to a service provider, either to accept payment from a service provider or, being a service provider, to pay another; or
(b) To provide or claim or represent to have provided services to a claimant, knowing the claimant was referred in violation of (a) of this subsection.
(2) It is unlawful for a service provider to engage in a regular practice of waiving, rebating, giving, paying, or offering to waive, rebate, give, or pay all or any part of a claimant's casualty or property insurance deductible.
(3) A violation of this section constitutes trafficking in insurance claims.
(4)(a) Trafficking in insurance claims is a gross misdemeanor for a single violation.
(b) Each subsequent violation, whether alleged in the same or in subsequent prosecutions, is a class C felony.
[ 2003 c 53 s 271; 1995 c 285 s 3.]

Notes:

Intent—Effective date—2003 c 53: See notes following RCW 2.48.180.
Notes of Decisions
Cited in 1 case, 2019–2019 · leading case: Keodalah v. Allstate Ins. Co., 449 P.3d 1040 (Wash. 2019).
Keodalah v. Allstate Ins. Co., 449 P.3d 1040 (Wash. 2019). “The commissioner also has authority to suspend or revoke the licenses of insurers and adjusters, and may subject them to fines. RCW 48.”
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