Wisconsin Statutes
Wis. Stat. § 409.501 (2026)
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409.501(1)(1) Filing offices. Except as otherwise provided in sub. (2), if the local law of this state governs perfection of a security interest or agricultural lien, the office in which to file a financing statement to perfect the security interest or agricultural lien is:
409.501(1)(a)(a) The office designated for the filing or recording of a record of a mortgage on the related real property, if:
409.501(1)(a)2.2. The financing statement is filed as a fixture filing and the collateral is goods that are or are to become fixtures; or
409.501(1)(b)(b) The office of the department of financial institutions or any office duly authorized by the department, in all other cases, including a case in which the collateral is goods that are or are to become fixtures and the financing statement is not filed as a fixture filing.
409.501(2)(2) Filing office for transmitting utilities. The office in which to file a financing statement to perfect a security interest in collateral, including fixtures, of a transmitting utility is the office of the department of financial institutions. The financing statement also constitutes a fixture filing as to the collateral indicated in the financing statement which is or is to become fixtures.
Notes of Decisions
Cited in 12
cases, 1978–2016 · leading case: Nat'l Operating, L.P. v. Mut. Life Ins., 2001 WI 87 (Wis. 2001).
Nat'l Operating, L.P. v. Mut. Life Ins., 2001 WI 87 (Wis. 2001). “A portion of Chapter 409 ( Wis. Stat. §§ 409.501 to 409.507) applies to secured transactions in default.”
Prod. Credit Ass'n of Chippewa Falls v. Equity Coop Livestock Sales Ass'n, 261 N.W.2d 127 (Wis. 1978). “11 See also sec. 409.501, Stats., relating to default.”
Bank of Spring Valley v. Wolske, 424 N.W.2d 744 (Wis. Ct. App. 1988). “Section 409.501 is entitled "Default; procedure when security agreement covers both real and personal property," and subsec.”
Merrill Lynch, Pierce, Fenner & Smith, Inc. v. Van Kylen (In Re Van Kylen), 98 B.R. 455 (Bankr. W.D. Wis. 1989). “§ 409.501(1) (1987-88) (“When a debtor is in default under a security agreement, a secured party has the rights and remedies provided in ss.”
Wisconsin Dep't of Indus., Labor & Human Relations v. Ludwig (In Re Napco Graphic Arts, Inc.), 51 B.R. 757 (Bankr. E.D. Wis. 1985). “§§ 409.501 to 409.507 (Wisconsin Uniform Commercial Code) and 779.”
Appleton State Bank v. Van Dyke Ford, Inc., 279 N.W.2d 443 (Wis. 1979). “*210 Sec. 409.501(3), Stats., (1973) provides: “409.”
Larry H. Liebzeit v. Intercity State Bank, FSB, 819 F.3d 981 (7th Cir. 2016). “A secondary issue is whether the lender in this case perfected its lien on the vendor’s interest by recording its mortgage in county land records rather than with the Wisconsin Department of Financial Institutions under Article 9 of the Uniform Commercial Code, Wis. Stat. §…”
In re Gifford, 688 F.2d 447 (7th Cir. 1982). “Nor am I moved by the majority’s contention that a secured creditor’s expectations are at a minimum in bankruptcy. This may well be true of the unsecured creditor, but the secured creditor has always had the worth of his collateral or the collateral itself to fall back upon in…”
Rameker v. Farmers State Bank (In Re Lynch), 313 B.R. 798 (Bankr. W.D. Wis. 2004). “Wis. Stat. 409.501 Indication of collateral.”
Dorman v. Morris, 519 N.W.2d 685 (Wis. Ct. App. 1994). “Additionally, § 409.501(1), Stats., clearly states: When a debtor is in default under a security agreement, a secured party has the rights and remedies provided in ss.”
Banks Bros. Corp. v. Donovan Floors, Inc., 2000 WI App 253 (Wis. Ct. App. 2000). “Acknowledging that they signed the Notice of Assignment, and thus agreed that the debt would be satisfied as to Breakfall only, the Donovans and Donovan Floors contend that their agreement is forbidden by Wis. Stat. § 409.501 (3), which as material here, provides: To the extent…”
Metro Constr. Co., LLC. v. Sim Attractions, LLC. (Tenn. Ct. App. 2009). “Wis. Stat. Ann. § 409.501 (2003).6 The financing statement included in the record evidences that Fitraco filed its UCC financing statement with the Wisconsin Department of Financial Institutions on January 22, 2002.”
— Wis. Stat. § 409.501(1) — 2 cases
Merrill Lynch, Pierce, Fenner & Smith, Inc. v. Van Kylen (In Re Van Kylen), 98 B.R. 455 (Bankr. W.D. Wis. 1989). “§ 409.501(1) (1987-88) (“When a debtor is in default under a security agreement, a secured party has the rights and remedies provided in ss.”
Dorman v. Morris, 519 N.W.2d 685 (Wis. Ct. App. 1994). “Additionally, § 409.501(1), Stats., clearly states: When a debtor is in default under a security agreement, a secured party has the rights and remedies provided in ss.”
— Wis. Stat. § 409.501(3) — 2 cases
Appleton State Bank v. Van Dyke Ford, Inc., 279 N.W.2d 443 (Wis. 1979). “*210 Sec. 409.501(3), Stats., (1973) provides: “409.”
Banks Bros. Corp. v. Donovan Floors, Inc., 2000 WI App 253 (Wis. Ct. App. 2000). “Acknowledging that they signed the Notice of Assignment, and thus agreed that the debt would be satisfied as to Breakfall only, the Donovans and Donovan Floors contend that their agreement is forbidden by Wis. Stat. § 409.501 (3), which as material here, provides: To the extent…”
— Wis. Stat. § 409.501(4) — 1 case
Bank of Spring Valley v. Wolske, 424 N.W.2d 744 (Wis. Ct. App. 1988). “Section 409.501 is entitled "Default; procedure when security agreement covers both real and personal property," and subsec.”
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