Wisconsin Statutes

Wis. Stat. § 610.11 (2026)

Qualified insurers

✓ current as of July 2026
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610.11610.11Qualified insurers. No person may do an insurance business as defined in s. 618.02 (2) on the person’s own account in this state, either in person, or through agents or brokers, or through the mail or any other method of communication, except:
610.11(1)(1)An insurer authorized to do business in this state, within the limits of its certificate of authority; or
610.11(2)(2)An insurer doing business under s. 618.41.
610.11 HistoryHistory: 1971 c. 260; 1991 a. 316.
Notes of Decisions
Cited in 3 cases (1 in the last 5 years), 2002–2024 · leading case: Nat'l Motorists Ass'n v. Off. of the Comm'r of Ins., 2002 WI App 308 (Wis. Ct. App. 2002).
Nat'l Motorists Ass'n v. Off. of the Comm'r of Ins., 2002 WI App 308 (Wis. Ct. App. 2002). · cites it 8× “We conclude that OCI's decision that the PTT program is insurance is a reasonable interpretation and application of that term as used in Wis. Stat. §§ 610.11 and 601.04(2). "Insurance" is not defined in the statute, but it has a commonly understood meaning of a contract that…”
Homeward Bound Servs., Inc. v. Off. of the Ins. Comm'r, 2006 WI App 208 (Wis. Ct. App. 2006). · cites it 5× “03 (25)(a) 1 and that Homeward Bound violated Wis. Stat. § 610.11 by engaging in the business of insurance in Wisconsin without a certificate of authority.”
Francis G. Graef v. Applied Underwriters, Inc. (Wis. Ct. App. 2024). · cites it 3× “§ 610.11 provides: No person may do an insurance business as defined in [WIS.”
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