Wis. Stat. » CHAPTER 611 — DOMESTIC STOCK AND MUTUAL INSURANCE CORPORATIONS
Wisconsin Statutes

Wis. Stat. § 611.11 (2026)

Incorporators

✓ current as of July 2026
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611.11611.11 Incorporators.
611.11(1)(1) General. Any number of corporate or adult natural persons may organize a corporation under this chapter.
611.11(2)(2) Closely held, subsidiary and affiliated corporations. One to 15 corporate or adult natural persons may organize a corporation under s. 611.22.
611.11(3)(3) Mutual reinsurance corporations. A mutual reinsurance corporation having the exclusive purpose of providing reinsurance for its member corporations may be organized by 15 or more mutuals under this chapter and town mutuals under ch. 612. The commissioner may exempt the corporation from any of the requirements of ss. 611.12 to 611.20 if the commissioner considers them unnecessary for the protection of the members.
611.11(4)(4) Municipalities.
611.11(4)(a)(a) In this subsection, “municipality” has the meaning given in s. 345.05 (1) (c).
611.11(4)(b)(b) Any number of municipalities or associations of municipalities or both may organize a municipal insurance mutual under s. 611.13, subject to s. 611.23, to provide any of the following for its members:
611.11(4)(b)1.1. Worker’s compensation insurance.
611.11(4)(b)2.2. Liability insurance.
611.11(4)(b)3.3. Risk management services.
611.11(4)(b)4.4. Property insurance.
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611.11 HistoryHistory: 1971 c. 260; 1973 c. 243; 1977 c. 346; 1979 c. 102 ss. 236 (6), 237; 1981 c. 390 s. 252; 1995 a. 197; 2003 a. 78; 2009 a. 28; 2011 a. 32.
Notes of Decisions
Cited in 2 cases, 1988–1994 · leading case: Am. Fam. Mut. Ins. v. City of Milwaukee, 435 N.W.2d 280 (Wis. Ct. App. 1988).
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Am. Fam. Mut. Ins. v. City of Milwaukee, 435 N.W.2d 280 (Wis. Ct. App. 1988). · cites it 3× “Alternatively, it may use any other lawful method to provide uninsured motorist coverage, including formation of a municipal insurance mutual as provided by sec. 611.11(4), Stats. 3 The City asserts that it attempted, but was unable, to obtain a policy containing uninsured…”
Millers Nat'l Ins. v. City of Milwaukee, 516 N.W.2d 376 (Wis. 1994). “The City may purchase third-party insurance, it may form a municipal insurance mutual under sec. 611.11(4), Stats.,it mayrelyupon self-insurance, or any other lawful means to provide the UM insurance coverage.”
Wis. Stat. § 611.11(4): 2 cases
Am. Fam. Mut. Ins. v. City of Milwaukee, 435 N.W.2d 280 (Wis. Ct. App. 1988). “Alternatively, it may use any other lawful method to provide uninsured motorist coverage, including formation of a municipal insurance mutual as provided by sec. 611.11(4), Stats. 3 The City asserts that it attempted, but was unable, to obtain a policy containing uninsured…”
Millers Nat'l Ins. v. City of Milwaukee, 516 N.W.2d 376 (Wis. 1994). “The City may purchase third-party insurance, it may form a municipal insurance mutual under sec. 611.11(4), Stats.,it mayrelyupon self-insurance, or any other lawful means to provide the UM insurance coverage.”
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