Wisconsin Statutes

Wis. Stat. § 618.02 (2026)

Definitions

✓ current as of July 2026

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618.02618.02 Definitions. For the purposes of this chapter, unless the context indicates otherwise:

618.02(1)(1) “Directly procured insurance” means insurance procured under s. 618.42.

618.02(2)(2) “Doing an insurance business” includes:

618.02(2)(a)(a) Soliciting, making, or proposing to make an insurance contract;

618.02(2)(b)(b) Taking or receiving an application for insurance;

618.02(2)(c)(c) Collecting or receiving, in full or in part, an insurance premium;

618.02(2)(d)(d) Issuing or delivering an insurance policy except as a messenger not employed by the insurer or by an insurance agent or broker;

618.02(2)(e)(e) Inspecting risks, setting rates, disseminating information or advising on risk management in connection with the solicitation, negotiating, procuring or effectuation of insurance coverage;

618.02(2)(f)(f) Investigating, settling, adjusting or litigating claims;

618.02(2)(g)(g) In any way representing or assisting any person to do an insurance business or to procure insurance; and

618.02(2)(h)(h) Any other act generally regarded as doing an insurance business.

618.02(3)(3) “Doing an insurance business” does not include:

618.02(3)(a)(a) Acting as an attorney for a client; and

618.02(3)(b)(b) Acting as a full-time salaried employee of an insured in the capacity of an insurance buyer or manager.

618.02 HistoryHistory: 1971 c. 260; 1981 c. 314.

Notes of Decisions

Cited in 3 cases (1 in the last 5 years), 2002–2024 · leading case: Nat'l Motorists Ass'n v. Off. of the Comm'r of Ins., 2002 WI App 308 (Wis. Ct. App. 2002).

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Nat'l Motorists Ass'n v. Off. of the Comm'r of Ins., 2002 WI App 308 (Wis. Ct. App. 2002). · cites it 7× “The ALJ also concluded, that in its marketing and service of contracts under the PTT *249 program, NMA was doing an insurance business as defined in Wis. Stat. § 618.02 (2), in violation of Wis.”

Homeward Bound Servs., Inc. v. Off. of the Ins. Comm'r, 2006 WI App 208 (Wis. Ct. App. 2006). · cites it 3× “11 2 by engaging in the "busi *489 ness of insurance," as defined in Wis. Stat. § 618.02 (2), 3 without a certificate of authority and that the contract was an insurance contract within the definition of Wis.”

Francis G. Graef v. Applied Underwriters, Inc. (Wis. Ct. App. 2024). · cites it 2× “§ 618.02(2) includes “investigating and adjusting claims or assisting others in doing so.”

Wis. Stat. § 618.02(2): 3 cases

Homeward Bound Servs., Inc. v. Off. of the Ins. Comm'r, 2006 WI App 208 (Wis. Ct. App. 2006). “11 2 by engaging in the "busi *489 ness of insurance," as defined in Wis. Stat. § 618.02 (2), 3 without a certificate of authority and that the contract was an insurance contract within the definition of Wis.”

Nat'l Motorists Ass'n v. Off. of the Comm'r of Ins., 2002 WI App 308 (Wis. Ct. App. 2002). “The ALJ also concluded, that in its marketing and service of contracts under the PTT *249 program, NMA was doing an insurance business as defined in Wis. Stat. § 618.02 (2), in violation of Wis.”

Francis G. Graef v. Applied Underwriters, Inc. (Wis. Ct. App. 2024). “§ 618.02(2) includes “investigating and adjusting claims or assisting others in doing so.”

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