Wyoming Statutes
Wyo. Stat. § 26-23-109 (2026)
Insurance coverage for real property subject to
✓ current as of May 2026
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transfer on death deeds.
(a) For transfers on and after July 1, 2023, upon transfer
of title to an interest in real property after the death of the
owner pursuant to a transfer on death deed under W.S. 2-18-103,
any insurance coverage on the property transferred shall be
extended to cover losses to the property as if the grantee
beneficiary designated in the transfer on death deed was a named
insured.
(b) The extension of insurance coverage to the grantee
beneficiary shall continue for sixty (60) days after the
transfer of title under subsection (a) of this section.
(c) Not later than sixty (60) days after the transfer of
title under subsection (a) of this section, each grantee
beneficiary shall notify the insurer of a transfer in title
under this section and shall provide a current address for the
insurer to contact the grantee beneficiary. Failure to provide
notice as required under this subsection shall not negate the
extended insurance coverage required under this section.
(d) Not less than twenty (20) business days before the end
of the period specified in subsection (b) of this section and if
the grantee beneficiary has provided the notice required under
subsection (c) of this section, the insurer shall send notice in
writing to the grantee beneficiary who has received title to the
interest in real property under W.S. 2-18-103 stating that
insurance coverage for the property will terminate on the date
specified in subsection (b) of this section. Any notice sent to
a grantee under this subsection shall include the exact date on
which coverage for the grantee will cease.