Ala. Code § 27-12-11

Life, Annuity, and Disability Insurance - Unfair Discrimination in Rates, Etc

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Section 27-12-11

Life, Annuity, and Disability Insurance - Unfair Discrimination in Rates, Etc.

(a) No person shall make or permit any unfair discrimination between individuals of the same class and equal expectation of life in the rates charged for any contract of life insurance or of life annuity, or in the dividends or other benefits payable thereon or in any other of the terms and conditions of such contract.

(b) No person shall make or permit any unfair discrimination between amount of premium, policy fees or rates charged for any policy or contract of disability insurance, or in the benefits payable thereunder, or in any of the terms or conditions of such contract or in any other manner whatever.

(Acts 1957, No. 608, p. 865, §4; Acts 1971, No. 407, p. 707, §237.)

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Notes of Decisions

Cited in 5 cases, 2000–2001 · leading case: Moore v. Liberty National Insurance

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Moore v. Liberty National Insurance (2000) alnd · cites it 3× “Ala. Code § 27-12-11 . Therefore, the relevant question before this Court is whether the section 1981 and 1982 claims that the Plaintiffs seek to bring would “invalidate, impair, or supersede” the State statute.”

Wright v. American General Life & Accident Insurance (2001) almd · cites it 2× “Haywood for Unjust Enrichment (Count One), Money Had and Received (Count II), Deceit and Fraudulent Deceit (Count III), Fraud (Count IV), Suppression of Material Facts (Count V), Fraudulent Concealment (Count VI), Continuing Misrepresentations, Suppressions (Count VII),…”

Lindsay v. American General Life & Accident Insurance (2001) alnd “Among the causes of action listed in Plaintiffs 13-count complaint are claims alleging unjust enrichment; money paid by mistake; *1273 breach of contract; conversion; breach of fiduciary duty; improper hiring, supervision, and retention; negligent and/or fraudulent…”

Ellen Gayle Moore v. Liberty National Insurance Co (2001) ca11 “Ala.Code § 27-12-11. Therefore, our task is limited to determining whether §§ 1981 and 1982 “invalidate, impair, or supersede” the terms of the statute above.”

Ellen Gayle Moore v. Liberty National Insurance Co (2001) ca11 “Ala. Code § 27-12-11 . Therefore, our task is limited to determining whether §§ 1981 and 1982 impair, invalidate, or supersede the terms of the statute above.”

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