Code of Alabama

Ala. Code § 32-7-20 (2026)

Certificate of Insurance as Proof.

✓ official Alabama Legislature (ALISON) text, laws through the 2026 Regular Session
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(a) Proof of financial responsibility may be furnished by filing with the director the written certificate of any insurance carrier duly authorized to do business in this state certifying that there is in effect a motor vehicle liability policy for the benefit of the person required to furnish proof of financial responsibility. Such certificate shall give the effective date of such motor vehicle liability policy, which date shall be the same as the effective date of the certificate, and shall designate by explicit description or by appropriate reference all motor vehicles covered thereby, unless the policy is issued to a person who is not the owner of a motor vehicle.

(b) Proof of financial responsibility relating to a motor vehicle liability policy may be verified through the online insurance verification system of Chapter 7B and Chapter 7A.

(c) No motor vehicle shall be or continue to be registered in the name of any person required to file proof of financial responsibility unless such motor vehicle is so designated in such a certificate.

(Acts 1951, No. 704, p. 1224, §19; Act 2011-688, p. 2076, §1.)

Notes of Decisions
Cited in 1 case, 2017–2017 · leading case: Grimes v. Alfa Mut. Ins. Co., 227 So. 3d 475 (Ala. 2017).
Grimes v. Alfa Mut. Ins. Co., 227 So. 3d 475 (Ala. 2017). · cites it 3× “Nor does the Act provide that an ‘automobile liability policy’ contain certain provisions, nor that such policy shall be subject to certain provisions, although not contained therein, as it does with respect to a ‘motor vehicle liability policy’ (see § 21(b) through (k) [now §§…”
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