Alaska Statutes
Alaska Stat. § 28.20.070 (2026)
Requirements as to policy or bond
✓ text as last checked Sept. 2026 (this copy records no edition or section history)
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Sec. 28.20.070. Requirements as to policy or bond.
(a) A policy or bond is not effective under AS 28.20.060 unless it is issued by an insurance company or surety company authorized to do business in this state, except as provided in (b) of this section, and if the accident resulted in bodily injury or death, unless the policy or bond is subject to a limit, exclusive of interest and costs, of not less than $50,000 because of bodily injury to or death of one person in any one accident and, subject to the same limit for one person, to a limit of not less than $100,000 because of bodily injury to or death of two or more persons in any one accident, and if the accident has resulted in injury to, or destruction of, property to a limit of not less than $25,000 because of injury to or destruction of property of others in any one accident.
(b) A policy or bond is not effective under AS 28.20.060 with respect to a vehicle not registered in this state or a vehicle that was registered in another jurisdiction at the effective date of the policy or bond or the most recent renewal of it, unless the insurance or surety company issuing the policy or bond is authorized to do business in this state, or if the company is not authorized to do business in this state, unless it executes a power of attorney authorizing the director of the division of insurance to accept service on its behalf of notice or process in an action upon the policy or bond arising out of the accident.
(c) The department may rely upon the information in an accident report as to the existence of insurance or a bond unless the department has reason to believe that the information is erroneous.
(a) A policy or bond is not effective under AS 28.20.060 unless it is issued by an insurance company or surety company authorized to do business in this state, except as provided in (b) of this section, and if the accident resulted in bodily injury or death, unless the policy or bond is subject to a limit, exclusive of interest and costs, of not less than $50,000 because of bodily injury to or death of one person in any one accident and, subject to the same limit for one person, to a limit of not less than $100,000 because of bodily injury to or death of two or more persons in any one accident, and if the accident has resulted in injury to, or destruction of, property to a limit of not less than $25,000 because of injury to or destruction of property of others in any one accident.
(b) A policy or bond is not effective under AS 28.20.060 with respect to a vehicle not registered in this state or a vehicle that was registered in another jurisdiction at the effective date of the policy or bond or the most recent renewal of it, unless the insurance or surety company issuing the policy or bond is authorized to do business in this state, or if the company is not authorized to do business in this state, unless it executes a power of attorney authorizing the director of the division of insurance to accept service on its behalf of notice or process in an action upon the policy or bond arising out of the accident.
(c) The department may rely upon the information in an accident report as to the existence of insurance or a bond unless the department has reason to believe that the information is erroneous.
Notes of Decisions
Cited in 3
cases, 1967–2006 · leading case: Coughlin v. Gov't Employees Ins. Co., 69 P.3d 986 (Alaska 2003).
Coughlin v. Gov't Employees Ins. Co., 69 P.3d 986 (Alaska 2003). “440(b)(2) or "limit, exclusive of interest and costs" in AS 28.20.070(a) conflicts with our rule of statutory construction under which we give effect to all words of the statute and render none superfluous.”
State v. Rivers, 146 P.3d 999 (Alaska Ct. App. 2006). “Rivers claimed that AS 28.20.070, as supplemented by the information in the handbook, forced him to attend the interview and *1001 provide information.”
Hart v. Nat'l Indem. Co., 422 P.2d 1015 (Alaska 1967). “AS 28.20.260. See also AS 28.20.320 which provides: Exceptions when insurer liable.”
Alaska Stat. § 28.20.070(a): 2 cases
Coughlin v. Gov't Employees Ins. Co., 69 P.3d 986 (Alaska 2003). “440(b)(2) or "limit, exclusive of interest and costs" in AS 28.20.070(a) conflicts with our rule of statutory construction under which we give effect to all words of the statute and render none superfluous.”
Hart v. Nat'l Indem. Co., 422 P.2d 1015 (Alaska 1967). “AS 28.20.260. See also AS 28.20.320 which provides: Exceptions when insurer liable.”
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