20-1119. Construction of policies; translation; disclaimer
A. Every insurance contract shall be construed according to the entirety of its terms and conditions as set forth in the policy and as amplified, extended or modified by any rider, endorsement or application attached to and made a part of the policy.
B. An insurance policy that is translated into a language other than English and that is issued for delivery by an insurer in this state does not amplify, extend or modify the terms of the English language version of the policy if the policy contains a disclaimer that is prominently displayed on the cover page or a page that corresponds to the cover page in a contrasting color or bold-faced type in the translated language and that states: "The English language version of this policy controls in the event of a conflict or varying interpretation of the coverage provided under this policy".
Notes of Decisions
Tritschler v. Allstate Ins., 144 P.3d 519 (Ariz. Ct. App. 2006).
· cites it 2× “That provision supports Allstate’s position because Tritschler did in fact repair his property. But subsection (b) further provides that, if the insured elects to repair the damage within 180 days of the date the actual cash value payment is made, the insured “may make a claim…”
Exch. Ins. v. Mar-Fran Enter., Inc., 818 P.2d 172 (Ariz. Ct. App. 1991).
· cites it 2× “A.R.S. § 20-1119. Provisions in the body of the policy are not to be abrogated, waived, limited, or modified by the provisions of an endorsement unless expressly stated therein that such provisions are substituted for those in the body of the policy, or unless the provisions in…”
Gilbreath v. St. Paul Fire & Marine Ins., 685 P.2d 750 (Ariz. Ct. App. 1983).
· cites it 2× “§ 20-1119, involving the construction of insurance policies, provides: “Every insurance contract shall be construed according to the entirety of its terms and conditions as set forth in the policy and as amplified, extended or modified by any rider, endorsement or application…”
Perry v. Peak Prop. & Cas. Ins., 225 F. Supp. 3d 852 (D. Ariz. 2016).
· cites it 2× “A.R.S. § 20-1119, which sets forth rules for construing insurance policies, states that every insurance policy: shall be construed according to the entirety of is terms and conditions as set forth in the policy and as amplified, extended or modified by any rider, endorsement or…”
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