Arkansas Code Annotated

Ark. Code Ann. § 16-110-402 (2020)

Procedure in issuing writs of garnishment

✓ Arkansas Code release r76: Acts through about 2020 (2021-2025 sessions missing)
Find cases: SyfertCases citing this section JustiaArk. Code CornellLII Search CasesGoogle Scholar
    1. Upon application for a writ of garnishment by any qualified judgment creditor, the clerk of the court shall attach to the writ of garnishment the following “Notice to Defendant”:
    2. As an alternative, the “Notice to Defendant” may be incorporated as a part of the writ of garnishment.
      1. A writ of garnishment together with the “Notice to Defendant” shall be directed, served, and returned in the same manner as a writ of summons.
      2. In addition, the judgment creditor or the judgment creditor's attorney shall mail a copy of the writ of garnishment and the “Notice to Defendant” to the judgment debtor and the judgment debtor's attorney, if any, within five (5) days from the date the writ of garnishment is served on the garnishee.
      1. The judgment creditor or the judgment creditor's attorney shall mail the writ of garnishment and the “Notice to Defendant” by first-class mail to the last known residential address of the judgment debtor.
      2. However, if the letter is returned “undeliverable” by the post office or if the last known residential address of the judgment debtor is not discoverable after diligent search, then the writ of garnishment and the “Notice to Defendant” shall be sent by first-class mail to the judgment debtor at his or her place of employment, if known.
    1. The judgment creditor or the judgment creditor's attorney is not required to mail another “Notice to Defendant” to the judgment debtor for future garnishments on the same debt within twelve (12) months of the original garnishment.
    2. If further garnishments are filed after the original garnishment, then the “Notice to Defendant” is required to be mailed by the judgment creditor or the judgment creditor's attorney annually.
    1. Upon return of the clerk's writ of garnishment for filing with the court, the judgment creditor or judgment creditor's attorney shall include a “Notice to Defendant” certificate of service statement, including the name and last known address for the judgment debtor and the date the “Notice to Defendant” was sent to the judgment debtor.
    2. The certificate of service statement shall be signed by the judgment creditor or judgment creditor's attorney.
      1. The judgment debtor may claim exemptions according to law after service of the writ of garnishment on the garnishee by filing an exemption claim with the clerk.
      2. Within five (5) days after an exemption claim is filed with the clerk, the judgment debtor or the judgment debtor's attorney shall notify the judgment creditor or the judgment creditor's attorney by fax transmission and concurrent mailing of the judgment debtor's exemption claim.
    1. A hearing shall not be required and a writ of supersedeas shall issue unless the judgment creditor files within ten (10) days from the date the judgment debtor or judgment debtor's attorney files an exemption claim a statement in writing that the judgment debtor's claim of exemption is contested.

“NOTICE TO DEFENDANT OF YOUR RIGHT TO KEEP WAGES, MONEY, AND OTHER PROPERTY FROM BEING GARNISHED

The Writ of Garnishment or Writ of Execution delivered to you with this Notice means that wages, money, or other property belonging to you has been garnished in order to pay a court judgment against you. HOWEVER, YOU MAY BE ABLE TO KEEP YOUR MONEY OR PROPERTY FROM BEING TAKEN, SO READ THIS NOTICE CAREFULLY.

State and federal laws say that certain money and property may not be taken to pay certain types of court judgments. Such money or property is said to be ‘exempt’ from garnishment.

For example under the Arkansas Constitution and state law, you will be able to claim as exempt all or part of your wages or other personal property.

As another example, under federal law the following are also exempt from garnishment:

Social Security, SSI, Veteran's benefits, Temporary Assistance for Needy Families, unemployment compensation, and workers' compensation.

You have a right to ask for a court hearing to claim these or other exemptions. If you need legal assistance to help you try to save your wages or property from being garnished, you should see a lawyer. If you can't afford a private lawyer, contact your local bar association or ask the clerk's office about any legal services program in your area.”

History. Acts 1889, No. 115, § 2, p. 168; C. & M. Dig., § 4909; Pope's Dig., § 6122; A.S.A. 1947, § 31-504; Acts 1987, No. 523, § 1; 2015, No. 932, § 1.

Amendments. The 2015 amendment deleted the former introductory language; redesignated (1)(A) and (B) as (a)(1) and (2); in (a)(1), substituted “the writ of garnishment” for “said writ” in the introductory language, inserted “as exempt” in the third paragraph of the notice, and substituted “Temporary Assistance for Needy Families” for “AFDC (welfare)” in the next to last paragraph of the notice; added “of garnishment” to the end of (a)(2); and redesignated (2) through (5) as (b) through (e) and rewrote them.

Research References

U. Ark. Little Rock L.J.

Survey — Debtor-Creditor, 10 U. Ark. Little Rock L.J. 573.

Case Notes

Constitutionality.

Constitutionality of a writ of garnishment is not something which an employer-garnishee must determine before complying with its terms. Walsh v. Wal-Mart Stores, Inc., 836 F.2d 1152 (8th Cir. 1988).

In General.

Strict compliance with garnishment statutes and judicial process is essential to the validity of garnishment proceedings. Hervey v. Farms, Inc., 252 Ark. 881, 481 S.W.2d 348 (1972).

Beneficiary had a right of $750 per month from the insurance company as long as he may live, and the insurance company had a contractual obligation to pay the beneficiary the sum each month, but there was no debt presently due or certain to come due until the day of payment arrived and the beneficiary was alive. Thompson v. Bank of Am., 356 Ark. 576, 157 S.W.3d 174 (2004).

Attachment of Liens.

The debt is bound in the hands of the garnishee from the time of the service of the writ, and the right of a garnishor to a satisfaction of his judgment out of the debt cannot be defeated by a subsequent payment of the garnishee, whether made voluntarily or by legal coercion. Desha v. Baker, 3 Ark. 509 (1841); Watkins v. Field, 6 Ark. 391 (1846); Martin v. Foreman, 18 Ark. 249 (1856).

The lien of a garnishment dates from the time the garnishment writ is served upon the garnishee, and a sale and transfer by the defendant of his choses in action, not subject to execution, before such service will be good. The burden of proof that a purchase of debts made on the same day of the service of a garnishment was before the service is upon the purchaser. Bergman v. Sells & Co., 39 Ark. 97 (1882).

Foreign Judgments.

Foreign child-support judgments and accompanying writs of garnishment are recognized and enforced by Arkansas courts under the Uniform Enforcement of Foreign Judgments Act, § 16-66-601 et seq., and the Uniform Reciprocal Enforcement of Support Act, § 9-14-301 et seq. (repealed, see now § 9-17-101 et seq.). Walsh v. Wal-Mart Stores, Inc., 836 F.2d 1152 (8th Cir. 1988).

Judgment debtor failed to state a claim upon which relief could be granted where he sought judgment in the amount of wages withheld by his employer pursuant to a writ of garnishment entered in a state court and enforced under the Arkansas Uniform Reciprocal Enforcement of Support Act, § 9-14-301 et seq. (repealed, see now § 9-17-101 et seq.), alleging that the writ was facially invalid, that he did not receive notice of his rights, and that his employer knew that this fact rendered the garnishment invalid. Walsh v. Wal-Mart Stores, Inc., 836 F.2d 1152 (8th Cir. 1988).

Invalid Service.

Where a writ of garnishment was issued on a bank and the sheriff contended that he served it on a vice-president of the bank but no notation was made on the return that the bank president was not available, the service was invalid. First Nat'l Bank v. H & M Lumber Co., 252 Ark. 175, 477 S.W.2d 850 (1972).

Joinder of Garnishees.

A writ of garnishment may be against several garnishees where the writ, allegations, and interrogatories show a joint indebtedness and a joint possession of goods. Moreland v. Pelham, 7 Ark. 338 (1847).

It is error to join several garnishees in the same writ of garnishment without allegations of joint liability or indebtedness. Cincinnati & Little Rock Slate Co. v. Bridge & Co., 17 Ark. 364 (1856).

Liability.

An employer presented with a court order and writ of garnishment is required to comply with that order and garnish its employee's wages; failure to garnish may render the employer-garnishee liable to the judgment creditor. Walsh v. Wal-Mart Stores, Inc., 836 F.2d 1152 (8th Cir. 1988).

Notice.

This section places the responsibility upon the judgment creditor, not the garnishee, to insure that the judgment debtor receives notice of his rights as required by Davis v. Paschall, 640 F. Supp. 198 (E.D. Ark. 1986). Walsh v. Wal-Mart Stores, Inc., 836 F.2d 1152 (8th Cir. 1988).

Notice to judgment debtor, to be constitutional, need not supply the judgment debtor with a “laundry list” of statutory or constitutional exemptions or inform him of all available exemptions. Such notice need only inform the debtor that postjudgment execution is being levied and that state and federal exemptions may be available with respect to the property subject to the levy. Duhon v. Gravett, 302 Ark. 358, 790 S.W.2d 155 (1990).

Circuit court erred in denying a garnishee's motion for relief from an order to pay in a garnishment proceeding; the garnishee's constitutional right to due process was not met because the garnishee did not receive notice of the hearing, and there was neither an attempt to alert the garnishee of the hearing nor an actual awareness of it on the garnishee's part. Cardinal Health v. Beth's Bail Bonds, Inc., 2017 Ark. 54, 511 S.W.3d 327 (2017).

Statutory scheme for garnishment proceedings sets some procedural rules, but the general rules of civil procedure fill in the gaps. Thus, the relevant consideration is Ark. R. Civ. P. 5, which sets out requirements for service of pleadings and papers filed after the complaint. Cardinal Health v. Beth's Bail Bonds, Inc., 2017 Ark. 54, 511 S.W.3d 327 (2017).

Cited: DeSoto, Inc. v. Crow, 257 Ark. 882, 520 S.W.2d 307 (1975); Kennedy v. Kelly, 295 Ark. 678, 751 S.W.2d 6 (1988); McCrory v. Johnson, 296 Ark. 231, 755 S.W.2d 566 (1988); Stephens v. Walker, 743 F. Supp. 670 (W.D. Ark. 1990); May v. Bob Hankins Distrib. Co., 301 Ark. 494, 785 S.W.2d 23 (1990); Brimer v. State, 301 Ark. 540, 785 S.W.2d 458 (1990); Turner v. Farnam, 82 Ark. App. 489, 120 S.W.3d 616 (2003).

Notes of Decisions
Cited in 13 cases (1 in the last 5 years), 1988–2024 · leading case: McCrory v. Johnson, 755 S.W.2d 566 (Ark. 1988).
McCrory v. Johnson, 755 S.W.2d 566 (Ark. 1988). · cites it 4× “If a debtor fails to receive notice of possible exemptions, the likelihood that he or she will suffer an unwarranted property loss is markedly heightened.”
Duhon v. Gravett, 790 S.W.2d 155 (Ark. 1990). · cites it 2× “, Ark. Code Ann. § 16-110-402 (1987). Finally, in anticipation she might prevail in this appeal, appellant requests that appropriate attorney’s fees be awarded her in accordance with 42 U.”
May v. Bob Hankins Distrib. Co., 785 S.W.2d 23 (Ark. 1990). · cites it 2× “Further, we note Rule 4(k), a 1986 amendment to the Rule, which states the following: Whenever any rule or statute requires service upon any person, firm, corporation or other entity of notices, writs or papers other than a summons and complaint, including without limitation…”
J.B. Hunt, LLC v. Thornton, 2014 Ark. 62, 432 S.W.3d 8. · cites it 2× “62 Annotated § 16-110-402 (Repl. 2006) provides that where a person has obtained a judgment and wishes to satisfy it, he or she may obtain issuance of a writ of garnishment and require the appearance of a person thought to be indebted to the judgment debtor.”
Thompson v. Bank of Am., 157 S.W.3d 174 (Ark. 2004). “2003) provides that where a person has obtained a judgment and wishes to satisfy it, he or she may obtain issuance of a writ of garnishment and require the appearance of a person thought to be indebted to the judgment debtor.”
Turner v. Farnam, 120 S.W.3d 616 (Ark. Ct. App. 2003). · cites it 2× “Appellant also argues that he did not receive notice that a garnishment was being asserted against his interests, citing Ark. Code Ann. § 16-110-402 (Supp. 2001).”
Cardinal Health v. Beth's Bail Bonds, Inc., 2017 Ark. 54, 511 S.W.3d 327. · cites it 2× “Arkansas Code Annotated section 16-110-402(b)(l)(A) (Repl. 2016) states that a writ of garnishment “shall be directed, served, and returned in the | Bsame manner as a writ of summons.”
Kennedy v. Kelly, 751 S.W.2d 6 (Ark. 1988). · cites it 2× “Ark. Code Ann. § 16-110-402 (1987). 2. Standing As the district court concluded that the garnishment procedure was unconstitutional only as it affected the rights of debtors, it was error for the circuit court, on the basis of the district court’s decision, to vacate the default…”
Jones v. Goodson, 772 S.W.2d 609 (Ark. 1989). · cites it 2× “Jones objected to the writs of execution and garnishment issued under Ark. Code Ann. § 16-110-402 (Supp. 1987).”
Bob Hankins Distrib. Co. v. May, 805 S.W.2d 625 (Ark. 1991). · cites it 9× “Section 16-110-402 provides for the service of the writs: “[t]he writs shall be directed, served, and returned in the same manner as writs of summons.”
Brimer v. State, 785 S.W.2d 458 (Ark. 1990). · cites it 2× “The “Notice to Defendant” required by Ark. Code Ann. § 16-110-402 (1)(A) (Supp.”
Stephens v. Walker, 743 F. Supp. 670 (W.D. Ark. 1990). · cites it 4× “Because Arkansas’ prejudgment attachment statutes did not require notice to the debtor of possible state or federal exemptions (as the postjudgment garnishment statutes now do, see Ark.Code Ann. § 16-110-402(1)(A) (Supp.1988)), and further did not require notice to the debtor of…”
Ark. Code Ann. § 16-110-402(1)(A): 1 case
Stephens v. Walker, 743 F. Supp. 670 (W.D. Ark. 1990). “Because Arkansas’ prejudgment attachment statutes did not require notice to the debtor of possible state or federal exemptions (as the postjudgment garnishment statutes now do, see Ark.Code Ann. § 16-110-402(1)(A) (Supp.1988)), and further did not require notice to the debtor of…”
Ark. Code Ann. § 16-110-402(2)(A): 1 case
May v. Bob Hankins Distrib. Co., 785 S.W.2d 23 (Ark. 1990). “Further, we note Rule 4(k), a 1986 amendment to the Rule, which states the following: Whenever any rule or statute requires service upon any person, firm, corporation or other entity of notices, writs or papers other than a summons and complaint, including without limitation…”
Ark. Code Ann. § 16-110-402(5): 1 case
Stephens v. Walker, 743 F. Supp. 670 (W.D. Ark. 1990). “Because Arkansas’ prejudgment attachment statutes did not require notice to the debtor of possible state or federal exemptions (as the postjudgment garnishment statutes now do, see Ark.Code Ann. § 16-110-402(1)(A) (Supp.1988)), and further did not require notice to the debtor of…”
Ark. Code Ann. § 16-110-402(b): 1 case
Guyton v. JIABAO, Inc, No. 6:21-cv-06165 (W.D. Ark. May 8, 2024).
Ark. Code Ann. § 16-110-402(b)(1)(B): 1 case
Guyton v. JIABAO, Inc, No. 6:21-cv-06165 (W.D. Ark. May 8, 2024).
Ark. Code Ann. § 16-110-402(b)(l)(A): 1 case
Cardinal Health v. Beth's Bail Bonds, Inc., 2017 Ark. 54, 511 S.W.3d 327. “Arkansas Code Annotated section 16-110-402(b)(l)(A) (Repl. 2016) states that a writ of garnishment “shall be directed, served, and returned in the | Bsame manner as a writ of summons.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.