Arkansas Code Annotated

Ark. Code Ann. § 27-19-702 (2026)

Applicability

✓ current as of May 2026
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The provisions of this subchapter requiring the deposit of proof of financial responsibility for the future, subject to certain exemptions, shall apply with respect to persons who have been convicted of or forfeited bail for certain offenses under motor vehicle laws or who have failed to pay judgments upon causes of action arising out of ownership, maintenance, or use of vehicles of a type subject to registration under the laws of this state.

History. Acts 1953, No. 347, § 43; A.S.A. 1947, § 75-1443.

Case Notes

In General.

This chapter does not provide for universal applicability throughout the state, as proof of financial responsibility for the future is required only of those drivers who come within the provisions of this section. Robey v. Safeco Ins. Co. of Am., 270 F. Supp. 473 (W.D. Ark. 1967), aff'd, Safeco Ins. Co. v. Robey, 399 F.2d 330 (8th Cir. 1968).

Applicability.

This section has no application to an insurance policy that has not been used as proof of financial responsibility in the future. Smith v. Shelter Mut. Ins. Co., 327 Ark. 208, 937 S.W.2d 180 (1997).

Cited: Cousins v. Dennis, 298 Ark. 310, 767 S.W.2d 296 (1989); Branscumb v. Freeman, 360 Ark. 171, 200 S.W.3d 411 (2004).

Notes of Decisions
Cited in 4 cases, 1989–2019 · leading case: Branscumb v. Freeman, 200 S.W.3d 411 (Ark. 2004).
Branscumb v. Freeman, 200 S.W.3d 411 (Ark. 2004). · cites it 2× “Furthermore, subchapter seven of the Motor Vehicle Safety Responsibility Act does not provide for universal application; instead, it requires proof of financial responsibility for the future (i.e., mandatory liability insurance) and applies only to those persons “who have been…”
Cousins v. Dennis, 767 S.W.2d 296 (Ark. 1989). · cites it 2× “Ark. Code Ann. § 27-19-702 (1987). Under Arkansas’s motor vehicle registration laws, particularly Ark.”
Smith v. Shelter Mut. Ins., 937 S.W.2d 180 (Ark. 1997). “Particularly, § 27-19-702 sets out the circumstances under which an owner or operator must demonstrate proof of future financial responsibility: The provisions of this subchapter requiring the deposit of proof of financial responsibility for the future, subject to certain…”
Permanent Gen. Assurance Corp. v. Powell (W.D. Ark. 2019). · cites it 2× “§ 27-19-713 only applies to those persons “convicted of or forfeited bail for certain offenses under motor vehicle laws or who have failed to pay judgments upon causes of action arising out of ownership, maintenance, or use of vehicles of a type subject to registration under the…”
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