Cal. Codes » Civil Code / DIVISION 3. OBLIGATIONS / PART 4. OBLIGATIONS ARISING FROM PARTICULAR TRANSACTIONS / TITLE 1.3. CREDIT CARDS
California Codes

Cal. Civil Code § 1747.01 (2026)

Credit Cards

✓ leginfo export of Sept. 26, 2026 (applied Oct. 1, 2026)
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It is the intent of the Legislature that the provisions of this title as to which there are similar provisions in the federal Truth in Lending Act, as amended (15 U.S.C. 1601, et seq.), essentially conform, and be interpreted by anyone construing the provisions of this title to so conform, to the Truth in Lending Act and any rule, regulation, or interpretation promulgated thereunder by the Board of Governors of the Federal Reserve System, and any interpretation issued by an official or employee of the Federal Reserve System duly authorized to issue such interpretation.

Notes of Decisions
Cited in 2 cases, 1981–2001 · leading case: Martin v. Wells Fargo Bank, 91 Cal. App. 4th 489 (Cal. Ct. App. 2001).
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Martin v. Wells Fargo Bank, 91 Cal. App. 4th 489 (Cal. Ct. App. 2001). “" (Civ. Code, § 1747.01.) 10 “Regulation Z” is defined to mean “any rule, regulation, or interpretation promulgated by the Board of Governors of the Federal Reserve System .”
Peterson v. Wells Fargo Bank, 556 F. Supp. 1100 (N.D. Cal. 1981). · cites it 2× “After careful review of state law, the two statutes which pertain to credit card transactions, the Unruh Act and the Song-Beverly Credit Card Act (“Credit Card Act”), Cal.Civ.Code § 1747.01 et seq., and some of the relevant legislative history, the Court finds that the…”
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