California Codes
Cal. Insurance Code § 10237.6 (2026)
Inflation Escalator and Benefit Increases
✓ leginfo export of Sept. 26, 2026 (applied Oct. 1, 2026)
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(a)An insurer shall include the following information in or with the outline of coverage:
(1)A graphic comparison of the benefit levels of a policy that increases benefits at a compounded annual rate of not less than 5 percent over the policy period with a policy that does not increase benefits. The graphic comparison shall show benefit levels over at least a 20-year period.
(2)Any expected premium increases or additional premiums to pay for automatic or optional benefit increases.
(b)An insurer may use a reasonable hypothetical or graphic demonstration for purposes of this disclosure.