known loss doctrine (Indiana) · Go Syfert
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known loss doctrine in Indiana

14 Indiana opinions name it 2 courts 2000–2025 1 in the last five years

The cases below were cited by Indiana courts in a sentence that names this issue. Sides come from how each citing opinion treated the case (Syfertize flag on that citation), so a case can appear on both: that is where the law is contested. A red or yellow chip is the case's own overall treatment.

Followed or applied (10)

CaseFollowedCited
General Housewares Corp. v. National Surety Corp.green
indctapp · 2000 · cited in 8 Indiana opinions naming this issue, 2009–2015
2 sentences

2015“Simply put, the known loss doctrine states that one may not obtain insurance for a loss that has already taken place.” Id. .at 413.

2014Housewares Corp., 741 N.E.2d at 413 . “[T]he known loss doctrine is not so much an exception, limitation, or exclusion as it is a principle intrinsic to the very concept of insurance.” Id. at 415 . “[I]f an insured has actual knowledge that a loss has occurred, is occurring, or is substantially certain to occur on or before the effective date of the policy, the known loss doctrine will bar coverage.” Id. at 414 .

48
American Family Mutual Insurance v. American Girl, Inc.green
wis · 2004 · cited in 2 Indiana opinions naming this issue, 2015–2015
2 sentences

2015Girl, Inc., 268 Wis.2d 16 , 673 N.W.2d 65, 85-86 (2004) (discussing the known-loss doctrine).

2015Girl, Inc., 268 Wis.2d 16 , 673 N.W.2d 65, 85-86 (2004) (discussing the known-loss doctrine).

12
Crawfordsville Square, LLC v. Monroe Guaranty Insurance Co.green
indctapp · 2009 · cited in 2 Indiana opinions naming this issue, 2012–2015
2 sentences

2015Co., 906 N.E.2d 934 (Ind.Ct.App.2009), trans. denied, we applied the known loss doctrine in a scenario very similar to the present one.

2012Co., 906 N.E.2d 934, 941 (Ind.Ct.App.2009), trans. denied, Appellants' Brief at 35-36, we note that this court in Crawfordsville Square held that mere knowledge on the part of an insurer that a dry cleaner was operating on a parcel does not create a genuine issue of material fact that the insurer had "actual knowledge of actionable levels of dry cleaning-related contamination" in the context of the known loss doctrine which is "inapplicable if the insurer also knew of the circumstances on which it bases the defense.” 906 N.E.2d at 941 (quotations omitted).

12
Indiana Insurance Company v. Patricia Kopetsky, and KB Home Indiana Inc.green
indctapp · 2014 · cited in 1 Indiana opinions naming this issue, 2025–2025
1 sentence

2025Co. v. Kopetsky, 14 N.E.3d 850, 852 (Ind. Ct. App. 2014), modifying 11 N.E.3d 508 ).

11
Thomson Inc. n/k/a Technicolor USA, Inc. v. Insurance Company of North America n/k/a Century Indemnity Company, and XL Insurance Americagreen
indctapp · 2014 · cited in 1 Indiana opinions naming this issue, 2025–2025
1 sentence

2025Co. of N. Am., et al., 11 N.E.3d 982, 998 (Ind. Ct. App. 2014) (quoting Gen.

11
GKN Co. v. Starnes Trucking, Inc.green
indctapp · 2003 · cited in 1 Indiana opinions naming this issue, 2016–2016
1 sentence

2016If a potential future liability “is a harsh burden that a party would not lightly accept,” GKN Co. v. Starnes Trucking, Inc., 798 N.E.2d 548, 552 (Ind. Ct. App. 2003), then actual retroactive liability for a known loss is harsher still—indeed, it would ordinarily be a fool’s bargain.

11
Rohm & Haas Co. v. Continental Casualty Co.green
pa · 2001 · cited in 1 Indiana opinions naming this issue, 2014–2014
2 sentences

2014In Rohm & Haas Co. v. Continental Casualty Co., 566 Pa. 464 , 781 A.2d 1172 (2001), the Pennsylvania Supreme Court held that the known loss doctrine applies if an insured was aware or should have been aware of likely future losses.

2014In Rohm & Haas Co. v. Continental Casualty Co., 566 Pa. 464 , 781 A.2d 1172 (2001), the Pennsylvania Supreme Court held that the known loss doctrine applies if an insured was aware or should have been aware of likely future losses.

11
HSB Group, Inc. v. SVB Underwriting, Ltd.green
ctd · 2009 · cited in 1 Indiana opinions naming this issue, 2014–2014
2 sentences

2014See HSB Group, Inc. v. SVB Underwriting, Ltd., 664 F. Supp. 2d 158, 184 (D.

2014See HSB Group, Inc. v. SVB Underwriting, Ltd., 664 F.Supp.2d 158, 184 (D.Conn.2009).

11
Sutton v. Roth, Wehrly, Heiny, Inc.green
indctapp · 1981 · cited in 1 Indiana opinions naming this issue, 2000–2000
1 sentence

2000See Sutton v. Roth, Wehrly, Heiny, Inc. (1981) Ind.App., 418 N.E.2d 229, 232 (holding that, in a breach of contract action, defendant has burden of proof on any matters of avoidance) trans. denied.

11
United Theological Seminary v. Estate of Burkhartgreen
indctapp · 1986 · cited in 1 Indiana opinions naming this issue, 2000–2000
1 sentence

2000See United Theological Seminary v. Estate of Burkhart (1986) Ind.App., 494 N.E.2d 361, 366 (noting that a corporation works exclusively through the acts of its agents) trans. denied.

11

Distinguished, questioned or overruled (0)

CaseNegativeCited
No negative-treatment citations attached to this issue in Indiana. Read the followed side critically anyway.

Also cited on this issue (4)

CaseCitedYears
Pittston Company v. Allianz Insurance Company green
· 1997
2 sentences

2014Id.

2012Id.

52000–2014
Indiana Insurance Company v. Patricia Kopetsky, and KB Home Indiana Inc. green
indctapp · 2014
1 sentence

2025Co. v. Kopetsky, 14 N.E.3d 850, 852 (Ind. Ct. App. 2014), modifying 11 N.E.3d 508 ).

12025–2025
United States Liability Insurance v. Selman green
ca1 · 1995
2 sentences

2009Id. at 690 .

2009In so doing, the court held, inter alia, that "the applicability vel mon of the known loss doctrine ... depends on the insured's actual knowledge of the looming loss." Id. at 691 .

12009–2009
CPC Intern., Inc. v. HARTFORD ACC. green
njsuperctappdiv · 1998
2 sentences

2000Co. (1998), 316 N.J.Super. 351 , 720 A.2d 408, 422 , certification denied (1999) 158 N.J. 73 , 74, 726 A.2d 937 , wherein the court stated, “As long as there remains uncertainty about damage or injury that may occur during the policy period and the imposition of liability upon the insured, and no legal obligation to pay third party claims has been established, ... there is a potentially insurable risk for which coverage may be sought.” Notwithstanding this view, we hold that there is a distinct difference between knowledge of the existence of liability and knowledge of the full extent of liabi

2000Co. (1998), 316 N.J.Super. 351 , 720 A.2d 408, 422 , certification denied (1999) 158 N.J. 73 , 74, 726 A.2d 937 , wherein the court stated, “As long as there remains uncertainty about damage or injury that may occur during the policy period and the imposition of liability upon the insured, and no legal obligation to pay third party claims has been established, ... there is a potentially insurable risk for which coverage may be sought.” Notwithstanding this view, we hold that there is a distinct difference between knowledge of the existence of liability and knowledge of the full extent of liabi

12000–2000

Where else courts name it

IN 14 (2000–2025) IL 11 (1992–2022) WA 7 (2000–2023) WI 4 (2004–2012) MN 3 (1999–2006) MA 3 (1995–2008) NY 3 (2006–2024) PA 3 (1999–2002) TX 2 (2011–2011) CA 2 (1995–2015) RI 2 (1999–2004)

Opinions by the citing court's state. A doctrine retained in one state and abandoned in another shows up here as a year span that stalls.

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