omnibus coverage clause (Wisconsin) · Go Syfert
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omnibus coverage clause in Wisconsin

14 Wisconsin opinions name it 2 courts 1943–2009 0 in the last five years

The cases below were cited by Wisconsin courts in a sentence that names this issue. Sides come from how each citing opinion treated the case (Syfertize flag on that citation), so a case can appear on both: that is where the law is contested. A red or yellow chip is the case's own overall treatment.

Followed or applied (2)

CaseFollowedCited
Pavelski v. Roginskigreen
wis · 1957 · cited in 4 Wisconsin opinions naming this issue, 1959–1986
2 sentences

1983In Pavelski v. Roginski, 1 Wis. 2d 345 , 84 N.W.2d 84 (1957), the issue was whether one driving an automobile with the permission of the owner and named insured was covered as an additional insured under the omnibus coverage clause 3 of the owner’s insurance policy, even though his driver’s li cense had been revoked and therefore he did not have “permission legally granted.” The court applied sec. •204.34, Stats, and stated: “This section forbids certain types of exclusions from coverage.

1983In Pavelski v. Roginski, 1 Wis. 2d 345 , 84 N.W.2d 84 (1957), the issue was whether one driving an automobile with the permission of the owner and named insured was covered as an additional insured under the omnibus coverage clause 3 of the owner’s insurance policy, even though his driver’s li cense had been revoked and therefore he did not have “permission legally granted.” The court applied sec. •204.34, Stats, and stated: “This section forbids certain types of exclusions from coverage.

14
Arps v. Seelowgreen
wisctapp · 1991 · cited in 2 Wisconsin opinions naming this issue, 1992–2009
2 sentences

2009We held in Arps that: "The combination of secs. 632.32(3)(a) (the omnibus coverage clause) and 632.32(5)(a), Stats, (the permissive use limitation), requires coverage of any person using the vehicle with permission of an adult member of the insured's household." Id. at 649 . 3 Because Fountain was an adult member of Seelow's household, we held that American Family must provide coverage to her, based on the broad construction of the omnibus statute that "adult members of the household *796 must be deemed capable of giving themselves permission to drive." Id.

2009We held in Arps that: "The combination of secs. 632.32(3)(a) (the omnibus coverage clause) and 632.32(5)(a), Stats, (the permissive use limitation), requires coverage of any person using the vehicle with permission of an adult member of the insured's household." Id. at 649 . 3 Because Fountain was an adult member of Seelow's household, we held that American Family must provide coverage to her, based on the broad construction of the omnibus statute that "adult members of the household *796 must be deemed capable of giving themselves permission to drive." Id.

12

Distinguished, questioned or overruled (0)

CaseNegativeCited
No negative-treatment citations attached to this issue in Wisconsin. Read the followed side critically anyway.

Also cited on this issue (12)

CaseCitedYears
Paine v. Finkler Motor Car Co. neutral
wis · 1936
2 sentences

1959Paine v. Finkler Motor Car Co. (1936), 220 Wis. 9 , 264 N. W. 477 ; Ederer v. Milwaukee Automobile Ins.

1959Paine v. Finkler Motor Car Co. (1936), 220 Wis. 9 , 264 N. W. 477 ; Ederer v. Milwaukee Automobile Ins.

21943–1959
Carrell v. Wolken green
wisctapp · 1992
2 sentences

2009We agree. ¶ 48 "[O]ne purpose of the omnibus coverage requirement is to afford the additional insured the same protection as is afforded to the named insured." Carrell v. Wolken, 173 Wis.2d 426, 437 , 496 N.W.2d 651 (Ct.App.1992).

2009We agree. ¶ 48 "[O]ne purpose of the omnibus coverage requirement is to afford the additional insured the same protection as is afforded to the named insured." Carrell v. Wolken, 173 Wis.2d 426, 437 , 496 N.W.2d 651 (Ct.App.1992).

12009–2009
Schneider v. Depies green
wis · 1954
2 sentences

1973In Shanahan v. Midland Coach Lines (1954), 268 Wis. 233 , 67 N. W. 2d 297 , we referred to “coverage” of the policy and then used the word “protection.” In Schneider v. Depies (1954), 266 Wis. 43 , 62 N. W. 2d 431 , we referred to the limiting of the liability of the insurer in its policy in reference to the omnibus coverage clause in terms of both “coverage” and “protection.” Thus, when the omnibus statute speaks of the indemnity which must be extended, it is speaking of both coverage in a limited sense and limits of liability and therefore National Indemnity could not issue a policy granting

1973In Shanahan v. Midland Coach Lines (1954), 268 Wis. 233 , 67 N. W. 2d 297 , we referred to “coverage” of the policy and then used the word “protection.” In Schneider v. Depies (1954), 266 Wis. 43 , 62 N. W. 2d 431 , we referred to the limiting of the liability of the insurer in its policy in reference to the omnibus coverage clause in terms of both “coverage” and “protection.” Thus, when the omnibus statute speaks of the indemnity which must be extended, it is speaking of both coverage in a limited sense and limits of liability and therefore National Indemnity could not issue a policy granting

11973–1973
Shanahan v. Midland Coach Lines green
wis · 1954
2 sentences

1973In Shanahan v. Midland Coach Lines (1954), 268 Wis. 233 , 67 N. W. 2d 297 , we referred to “coverage” of the policy and then used the word “protection.” In Schneider v. Depies (1954), 266 Wis. 43 , 62 N. W. 2d 431 , we referred to the limiting of the liability of the insurer in its policy in reference to the omnibus coverage clause in terms of both “coverage” and “protection.” Thus, when the omnibus statute speaks of the indemnity which must be extended, it is speaking of both coverage in a limited sense and limits of liability and therefore National Indemnity could not issue a policy granting

1973In Shanahan v. Midland Coach Lines (1954), 268 Wis. 233 , 67 N. W. 2d 297 , we referred to “coverage” of the policy and then used the word “protection.” In Schneider v. Depies (1954), 266 Wis. 43 , 62 N. W. 2d 431 , we referred to the limiting of the liability of the insurer in its policy in reference to the omnibus coverage clause in terms of both “coverage” and “protection.” Thus, when the omnibus statute speaks of the indemnity which must be extended, it is speaking of both coverage in a limited sense and limits of liability and therefore National Indemnity could not issue a policy granting

11973–1973
Universal Underwriters v. Rogan neutral
wis · 1959
2 sentences

1970Universal Underwriters v. Rogan (1959), 6 Wis. 2d 623, 633 , 95 N. W. 2d 921 , relied upon by the appellants, stated, “So long as liability for any use other than business is covered, the policy must contain the omnibus coverage clause.” The court therein, however, made it clear that it was relying upon Culver v. Webb (1944), 244 Wis. 478 , 12 N. W. 2d 731 , wherein there was a question of the non-business, pleasure use of the insured’s automobile.

1970Universal Underwriters v. Rogan (1959), 6 Wis. 2d 623, 633 , 95 N. W. 2d 921 , relied upon by the appellants, stated, “So long as liability for any use other than business is covered, the policy must contain the omnibus coverage clause.” The court therein, however, made it clear that it was relying upon Culver v. Webb (1944), 244 Wis. 478 , 12 N. W. 2d 731 , wherein there was a question of the non-business, pleasure use of the insured’s automobile.

11970–1970
Albers v. Shapiro neutral
wis · 1963
2 sentences

1970A situation similar to that herein appears in Albers v. Shapiro (1963), 22 Wis. 2d 144 , 125 N. W. 2d 321 .

1970A situation similar to that herein appears in Albers v. Shapiro (1963), 22 Wis. 2d 144 , 125 N. W. 2d 321 .

11970–1970
Culver v. Webb green
wis · 1943
2 sentences

1970Universal Underwriters v. Rogan (1959), 6 Wis. 2d 623, 633 , 95 N. W. 2d 921 , relied upon by the appellants, stated, “So long as liability for any use other than business is covered, the policy must contain the omnibus coverage clause.” The court therein, however, made it clear that it was relying upon Culver v. Webb (1944), 244 Wis. 478 , 12 N. W. 2d 731 , wherein there was a question of the non-business, pleasure use of the insured’s automobile.

1970Universal Underwriters v. Rogan (1959), 6 Wis. 2d 623, 633 , 95 N. W. 2d 921 , relied upon by the appellants, stated, “So long as liability for any use other than business is covered, the policy must contain the omnibus coverage clause.” The court therein, however, made it clear that it was relying upon Culver v. Webb (1944), 244 Wis. 478 , 12 N. W. 2d 731 , wherein there was a question of the non-business, pleasure use of the insured’s automobile.

11970–1970
Mancheski v. Derwae green
wis · 1960
1 sentence

1960On this point see Mancheski v. Derwae, post, p. 467, 105 N. W. (2d) 773 .

11960–1960
Maurer v. Fesing green
wis · 1940
2 sentences

1957Maurer v. Fesing (1940), 233 Wis. 565, 571 , 290 N. W. 191 , and Schimke v. Mutual Automobile Ins.

1957Maurer v. Fesing (1940), 233 Wis. 565, 571 , 290 N. W. 191 , and Schimke v. Mutual Automobile Ins.

11957–1957
Frye v. Theige green
wis · 1948
2 sentences

1954The provision excluding coverage to’an additional insured in the case of injury to the named insured which was held invalid in the Schenke Case was placed under general ex-, elusions in the policy considered in Frye v. Theige (1948), 253 Wis. 596, 600 , 34 N. W. (2d) 793 , and it was argued that it was likewise invalid even though not located in the omnibus coverage clause.

1954The provision excluding coverage to’an additional insured in the case of injury to the named insured which was held invalid in the Schenke Case was placed under general ex-, elusions in the policy considered in Frye v. Theige (1948), 253 Wis. 596, 600 , 34 N. W. (2d) 793 , and it was argued that it was likewise invalid even though not located in the omnibus coverage clause.

11954–1954
Ainsworth v. Berg green
wis · 1948
2 sentences

1954It was pointed out in the Depies Case and in Ainsworth v. Berg (1948), 253 Wis. 438 , 34 N. W. (2d) 790 , 35 N. W. (2d) 911 , that sec. 204.30 (3), Stats., is not meant to give additional insureds greater coverage than that given the named insured.

1954It was pointed out in the Depies Case and in Ainsworth v. Berg (1948), 253 Wis. 438 , 34 N. W. (2d) 790 , 35 N. W. (2d) 911 , that sec. 204.30 (3), Stats., is not meant to give additional insureds greater coverage than that given the named insured.

11954–1954
Ederer v. Milwaukee Automobile Insurance neutral
wis · 1936
2 sentences

1943Co. 220 Wis. 635 , 265 N. W. 694 , and Paine v. Finkler Motor *489 Car Co., supra, this court held that the omnibus coverage clause imported into policies by sec. 204.30 (3), Stats., does not apply to make public garages or their agents additional assureds.

1943Co. 220 Wis. 635 , 265 N. W. 694 , and Paine v. Finkler Motor *489 Car Co., supra, this court held that the omnibus coverage clause imported into policies by sec. 204.30 (3), Stats., does not apply to make public garages or their agents additional assureds.

11943–1943

Statutes the citing opinions construe

WI § Wis. Stat. § 632.32 (5) WI § Wis. Stat. § 802.08 (3)

Counted by distinct opinions that both name this issue and are annotated to the section; sections every opinion cites regardless of issue are not filtered here, so read the counts against the total above.

Where else courts name it

WI 14 (1943–2009) VA 4 (1947–1996) LA 3 (1956–1966) IL 3 (1945–2008) MO 3 (1955–1996) WV 2 (1942–2025) MD 2 (1966–1977)

Opinions by the citing court's state. A doctrine retained in one state and abandoned in another shows up here as a year span that stalls.

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