tila violation (New Jersey) · Go Syfert
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tila violation in New Jersey

7 New Jersey opinions name it 2 courts 1981–2021 1 in the last five years

The cases below were cited by New Jersey courts in a sentence that names this issue. Sides come from how each citing opinion treated the case (Syfertize flag on that citation), so a case can appear on both: that is where the law is contested. A red or yellow chip is the case's own overall treatment.

Followed or applied (5)

CaseFollowedCited
Strubel v. Comenity Bankgreen
ca2 · 2016 · cited in 1 New Jersey opinions naming this issue, 2021–2021
2 sentences

2021The "TILA seeks to 'protect . . . consumer[s] against inaccurate and unfair credit billing and credit card practices' and promote 'the informed use of credit' by 'assur[ing] a meaningful disclosure' of credit terms." Vincent v. The Money A-0757-19 11 Store, 756, F.3d 88, 105 (2d Cir. 2013) (alterations in original) (quoting 15 U.S.C. § 1601 (a)); see also Strubel v. Comenity Bank, 842 F.3d 181, 186 (2d Cir. 2016).

2021The "TILA seeks to 'protect . . . consumer[s] against inaccurate and unfair credit billing and credit card practices' and promote 'the informed use of credit' by 'assur[ing] a meaningful disclosure' of credit terms." Vincent v. The Money A-0757-19 11 Store, 756, F.3d 88, 105 (2d Cir. 2013) (alterations in original) (quoting 15 U.S.C. § 1601 (a)); see also Strubel v. Comenity Bank, 842 F.3d 181, 186 (2d Cir. 2016).

11
Jackson v. South Holland Dodge, Inc.green
ill · 2001 · cited in 1 New Jersey opinions naming this issue, 2005–2005
2 sentences

2005Id. at 469-70.

2005Id. at 469-70.

11
R.F. v. Abbott Laboratoriesgreen
nj · 2000 · cited in 1 New Jersey opinions naming this issue, 2005–2005
2 sentences

2005See, e.g., R.F. v. Abbott Labs., 162 N.J. 596, 619-20 , 745 A. 2d 1174 (2000) (blood transfusion recipient's state law products claim of failure to warn against manufacturer of commercially-available HIV blood screening test which was used unsuccessfully to test blood at blood bank was impliedly preempted by FDA's unique regulation of test); Feldman v. Lederle Labs., 125 N.J. 117, 133-56 , 592 A. 2d 1176 (although plaintiff only brought state negligence and strict products liability claims, Court performed preemption analysis and found that federal law did not preempt state law liability of ma

2005See, e.g., R.F. v. Abbott Labs., 162 N.J. 596, 619-20 , 745 A. 2d 1174 (2000) (blood transfusion recipient's state law products claim of failure to warn against manufacturer of commercially-available HIV blood screening test which was used unsuccessfully to test blood at blood bank was impliedly preempted by FDA's unique regulation of test); Feldman v. Lederle Labs., 125 N.J. 117, 133-56 , 592 A. 2d 1176 (although plaintiff only brought state negligence and strict products liability claims, Court performed preemption analysis and found that federal law did not preempt state law liability of ma

11
Cox v. Sears Roebuck & Co.green
nj · 1994 · cited in 1 New Jersey opinions naming this issue, 2001–2001
2 sentences

2001Cox v. Sears Roebuck & Co., 138 N.J. 2, 15 , 647 A. 2d 454, 460-61 (1994).

2001Cox v. Sears Roebuck & Co., 138 N.J. 2, 15 , 647 A. 2d 454, 460-61 (1994).

11
Lincoln First Bank v. Rupertgreen
nyappdiv · 1977 · cited in 1 New Jersey opinions naming this issue, 1981–1981
2 sentences

1981The phrase “any action to offset” does not refer to judicial proceedings, but to self-help actions by a debtor such as “deduct[ing] unilaterally from the amount he owes the amount of the civil penalty allegedly resulting from the Truth-in-Lending Act violations.” Lincoln First Bank of Rochester v. Rupert, 60 A.D.2d 193 , 400 N.Y.S.2d 618, 621 (App.Div.1977) (citations omitted) (summary judgment for bank reversed because borrower should have been permitted to assert counterclaim for TILA violation more than three years after contract signed).

1981The phrase “any action to offset” does not refer to judicial proceedings, but to self-help actions by a debtor such as “deduct[ing] unilaterally from the amount he owes the amount of the civil penalty allegedly resulting from the Truth-in-Lending Act violations.” Lincoln First Bank of Rochester v. Rupert, 60 A.D.2d 193 , 400 N.Y.S.2d 618, 621 (App.Div.1977) (citations omitted) (summary judgment for bank reversed because borrower should have been permitted to assert counterclaim for TILA violation more than three years after contract signed).

11

Distinguished, questioned or overruled (0)

CaseNegativeCited
No negative-treatment citations attached to this issue in New Jersey. Read the followed side critically anyway.

Also cited on this issue (17)

CaseCitedYears
Younger v. Harris green
scotus · 1971
1 sentence

2019The court held appellant's claims were barred by the entire controversy doctrine and the Younger v. Harris, 401 U.S. 37 (1971) abstention doctrine; it also held appellant's TILA claim was untimely.

12019–2019
Bank of New York v. Laks red
njsuperctappdiv · 2011
2 sentences

2012Amici Curiae Mortgage Bankers Association of New Jersey, the New Jersey Bankers Association, the Federal National Mortgage Association and New Jersey Foreclosure Attorneys argue that the Appellate Division’s determination should be affirmed, and Laks, supra, 422 N.J.Super. 201 , 27 A.3d 1222 , rejected, because the listing of the loan servicer on the notice of intention furthers the purpose of the FFA They also contend that any decision to the contrary should be prospective only, and that the remedy for any violation of N.J.S.A. 2A:50-56(c)(ll) should be cure rather than dismissal.

2012Amici Curiae Mortgage Bankers Association of New Jersey, the New Jersey Bankers Association, the Federal National Mortgage Association and New Jersey Foreclosure Attorneys argue that the Appellate Division’s determination should be affirmed, and Laks, supra, 422 N.J.Super. 201 , 27 A.3d 1222 , rejected, because the listing of the loan servicer on the notice of intention furthers the purpose of the FFA They also contend that any decision to the contrary should be prospective only, and that the remedy for any violation of N.J.S.A. 2A:50-56(c)(ll) should be cure rather than dismissal.

12012–2012
Psensky v. Am. Honda Finance Corp. green
njsuperctappdiv · 2005
2 sentences

2008On leave granted, we reversed, holding "that American Honda's compliance with the TILA is a complete defense to the state claims being asserted against American Honda that are factually based upon TILA disclosure requirements even in the absence of a specific TILA claim in plaintiff's complaint." Id. at 231 , 875 A. 2d 290 .

2008On leave granted, we reversed, holding "that American Honda's compliance with the TILA is a complete defense to the state claims being asserted against American Honda that are factually based upon TILA disclosure requirements even in the absence of a specific TILA claim in plaintiff's complaint." Id. at 231 , 875 A. 2d 290 .

12008–2008
Scott v. Mayflower Home Imp. Corp. green
njsuperctappdiv · 2001
2 sentences

2005The trial judge in rejecting American Honda's preemption arguments found dispositive Scott v. Mayflower Home Improvement Corp., 363 N.J.Super. 145 , 831 A. 2d 564 (Law Div.2001), and held that the TILA assignee defense provision "limits assignees' liabilities on only one set of claims, that is, those specified in TILA." Because plaintiff did not assert any TILA claim, the judge determined that the FTC Holder Rule still applied.

2005The trial judge in rejecting American Honda's preemption arguments found dispositive Scott v. Mayflower Home Improvement Corp., 363 N.J.Super. 145 , 831 A. 2d 564 (Law Div.2001), and held that the TILA assignee defense provision "limits assignees' liabilities on only one set of claims, that is, those specified in TILA." Because plaintiff did not assert any TILA claim, the judge determined that the FTC Holder Rule still applied.

12005–2005
Feldman v. Lederle Laboratories green
nj · 1991
2 sentences

2005See, e.g., R.F. v. Abbott Labs., 162 N.J. 596, 619-20 , 745 A. 2d 1174 (2000) (blood transfusion recipient's state law products claim of failure to warn against manufacturer of commercially-available HIV blood screening test which was used unsuccessfully to test blood at blood bank was impliedly preempted by FDA's unique regulation of test); Feldman v. Lederle Labs., 125 N.J. 117, 133-56 , 592 A. 2d 1176 (although plaintiff only brought state negligence and strict products liability claims, Court performed preemption analysis and found that federal law did not preempt state law liability of ma

2005See, e.g., R.F. v. Abbott Labs., 162 N.J. 596, 619-20 , 745 A. 2d 1174 (2000) (blood transfusion recipient's state law products claim of failure to warn against manufacturer of commercially-available HIV blood screening test which was used unsuccessfully to test blood at blood bank was impliedly preempted by FDA's unique regulation of test); Feldman v. Lederle Labs., 125 N.J. 117, 133-56 , 592 A. 2d 1176 (although plaintiff only brought state negligence and strict products liability claims, Court performed preemption analysis and found that federal law did not preempt state law liability of ma

12005–2005
Ellwest Stereo Theatres of Memphis, Inc. v. United States green
scotus · 1992
2 sentences

2005See, e.g., R.F. v. Abbott Labs., 162 N.J. 596, 619-20 , 745 A. 2d 1174 (2000) (blood transfusion recipient's state law products claim of failure to warn against manufacturer of commercially-available HIV blood screening test which was used unsuccessfully to test blood at blood bank was impliedly preempted by FDA's unique regulation of test); Feldman v. Lederle Labs., 125 N.J. 117, 133-56 , 592 A. 2d 1176 (although plaintiff only brought state negligence and strict products liability claims, Court performed preemption analysis and found that federal law did not preempt state law liability of ma

2005See, e.g., R.F. v. Abbott Labs., 162 N.J. 596, 619-20 , 745 A. 2d 1174 (2000) (blood transfusion recipient's state law products claim of failure to warn against manufacturer of commercially-available HIV blood screening test which was used unsuccessfully to test blood at blood bank was impliedly preempted by FDA's unique regulation of test); Feldman v. Lederle Labs., 125 N.J. 117, 133-56 , 592 A. 2d 1176 (although plaintiff only brought state negligence and strict products liability claims, Court performed preemption analysis and found that federal law did not preempt state law liability of ma

12005–2005
Esposito v. South Carolina Coastal Council green
scotus · 1992
2 sentences

2005See, e.g., R.F. v. Abbott Labs., 162 N.J. 596, 619-20 , 745 A. 2d 1174 (2000) (blood transfusion recipient's state law products claim of failure to warn against manufacturer of commercially-available HIV blood screening test which was used unsuccessfully to test blood at blood bank was impliedly preempted by FDA's unique regulation of test); Feldman v. Lederle Labs., 125 N.J. 117, 133-56 , 592 A. 2d 1176 (although plaintiff only brought state negligence and strict products liability claims, Court performed preemption analysis and found that federal law did not preempt state law liability of ma

2005See, e.g., R.F. v. Abbott Labs., 162 N.J. 596, 619-20 , 745 A. 2d 1174 (2000) (blood transfusion recipient's state law products claim of failure to warn against manufacturer of commercially-available HIV blood screening test which was used unsuccessfully to test blood at blood bank was impliedly preempted by FDA's unique regulation of test); Feldman v. Lederle Labs., 125 N.J. 117, 133-56 , 592 A. 2d 1176 (although plaintiff only brought state negligence and strict products liability claims, Court performed preemption analysis and found that federal law did not preempt state law liability of ma

12005–2005
Long Beach Equities, Inc. v. County of Ventura green
scotus · 1992
2 sentences

2005See, e.g., R.F. v. Abbott Labs., 162 N.J. 596, 619-20 , 745 A. 2d 1174 (2000) (blood transfusion recipient's state law products claim of failure to warn against manufacturer of commercially-available HIV blood screening test which was used unsuccessfully to test blood at blood bank was impliedly preempted by FDA's unique regulation of test); Feldman v. Lederle Labs., 125 N.J. 117, 133-56 , 592 A. 2d 1176 (although plaintiff only brought state negligence and strict products liability claims, Court performed preemption analysis and found that federal law did not preempt state law liability of ma

2005See, e.g., R.F. v. Abbott Labs., 162 N.J. 596, 619-20 , 745 A. 2d 1174 (2000) (blood transfusion recipient's state law products claim of failure to warn against manufacturer of commercially-available HIV blood screening test which was used unsuccessfully to test blood at blood bank was impliedly preempted by FDA's unique regulation of test); Feldman v. Lederle Labs., 125 N.J. 117, 133-56 , 592 A. 2d 1176 (although plaintiff only brought state negligence and strict products liability claims, Court performed preemption analysis and found that federal law did not preempt state law liability of ma

12005–2005
Hodges v. Community Loan & Investment Corp. green
ga · 1975
2 sentences

1981Co., 370 So.2d 1001 (Civ.App.1979), cert, den., 370 So.2d 1005 (Sup.Ct.1979) (under Alabama law a counterclaim for a TILA violation is for set-off, not recoupment); Hodges v. Community Loan & Investment Corp., 133 Ga.App. 336 , 210 S.E.2d 826 (Ga.App.1974), aff’d in part and rev’d in part, 234 Ga. 427 , 216 S.E.2d 274 (Sup.Ct.1975) (under Georgia law a counterclaim for a TILA violation is barred after one year); Empire Fin.

1981Co., 370 So.2d 1001 (Civ.App.1979), cert, den., 370 So.2d 1005 (Sup.Ct.1979) (under Alabama law a counterclaim for a TILA violation is for set-off, not recoupment); Hodges v. Community Loan & Investment Corp., 133 Ga.App. 336 , 210 S.E.2d 826 (Ga.App.1974), aff’d in part and rev’d in part, 234 Ga. 427 , 216 S.E.2d 274 (Sup.Ct.1975) (under Georgia law a counterclaim for a TILA violation is barred after one year); Empire Fin.

11981–1981
Basham v. Finance America Corp. green
ca7 · 1978
2 sentences

1981Cases denying a TILA claim as a separate transaction from the underlying debt include: Basham v. Finance America Corp., 583 F.2d 918, 927-928 , 99 S.Ct. 1046 , 59 L.Ed. 89 (7 Cir. 1978), cert. den. sub nom.

1981Cases denying a TILA claim as a separate transaction from the underlying debt include: Basham v. Finance America Corp., 583 F.2d 918, 927-928 , 99 S.Ct. 1046 , 59 L.Ed. 89 (7 Cir. 1978), cert. den. sub nom.

11981–1981
DeJaynes v. General Finance Corp. green
scotus · 1979
2 sentences

1981Cases denying a TILA claim as a separate transaction from the underlying debt include: Basham v. Finance America Corp., 583 F.2d 918, 927-928 , 99 S.Ct. 1046 , 59 L.Ed. 89 (7 Cir. 1978), cert. den. sub nom.

1981Cases denying a TILA claim as a separate transaction from the underlying debt include: Basham v. Finance America Corp., 583 F.2d 918, 927-928 , 99 S.Ct. 1046 , 59 L.Ed. 89 (7 Cir. 1978), cert. den. sub nom.

11981–1981
Darrow v. Beneficial Fin. Co. neutral
alacivapp · 1979
2 sentences

1981Co., 370 So.2d 1001 (Civ.App.1979), cert, den., 370 So.2d 1005 (Sup.Ct.1979) (under Alabama law a counterclaim for a TILA violation is for set-off, not recoupment); Hodges v. Community Loan & Investment Corp., 133 Ga.App. 336 , 210 S.E.2d 826 (Ga.App.1974), aff’d in part and rev’d in part, 234 Ga. 427 , 216 S.E.2d 274 (Sup.Ct.1975) (under Georgia law a counterclaim for a TILA violation is barred after one year); Empire Fin.

1981Co., 370 So. 2d 1001 (Civ.App. 1979), cert. den., 370 So. 2d 1005 (Sup.Ct. 1979) (under Alabama law a counterclaim for a TILA violation is for set-off, not recoupment); Hodges v. Community Loan & Investment Corp., 133 Ga. App. 336 , 210 S.E. 2d 826 (Ga. App. 1974), aff'd in part and rev'd in part, 234 Ga. 427 , 216 S.E. 2d 274 (Sup.Ct. 1975) (under Georgia law a counterclaim for a TILA violation is barred after one year); Empire Fin.

11981–1981
Barfield v. General Steel Tank Co. green
alacivapp · 1979
2 sentences

1981Co., 370 So.2d 1001 (Civ.App.1979), cert, den., 370 So.2d 1005 (Sup.Ct.1979) (under Alabama law a counterclaim for a TILA violation is for set-off, not recoupment); Hodges v. Community Loan & Investment Corp., 133 Ga.App. 336 , 210 S.E.2d 826 (Ga.App.1974), aff’d in part and rev’d in part, 234 Ga. 427 , 216 S.E.2d 274 (Sup.Ct.1975) (under Georgia law a counterclaim for a TILA violation is barred after one year); Empire Fin.

1981Co., 370 So. 2d 1001 (Civ.App. 1979), cert. den., 370 So. 2d 1005 (Sup.Ct. 1979) (under Alabama law a counterclaim for a TILA violation is for set-off, not recoupment); Hodges v. Community Loan & Investment Corp., 133 Ga. App. 336 , 210 S.E. 2d 826 (Ga. App. 1974), aff'd in part and rev'd in part, 234 Ga. 427 , 216 S.E. 2d 274 (Sup.Ct. 1975) (under Georgia law a counterclaim for a TILA violation is barred after one year); Empire Fin.

11981–1981
Public Loan Co. v. Hyde green
ny · 1979
2 sentences

1981Co. of Louisville v. Ewing, Ky., 558 S.W. 2d 619 (Sup.Ct.1977) (under Kentucky law a counterclaim for a TILA violation is for recoupment, not setoff); Public Loan Co. v. Hyde, 47 N.Y.2d 182 , 417 N.Y.S.2d 238 , 390 N.E.2d 1162 (Ct.App.1979) (under New York law a counterclaim is not barred by the statute of limitations if it arises from the underlying transactions sued upon); Stephens v. Household Fin.

1981Co. of Louisville v. Ewing, Ky., 558 S.W. 2d 619 (Sup.Ct.1977) (under Kentucky law a counterclaim for a TILA violation is for recoupment, not setoff); Public Loan Co. v. Hyde, 47 N.Y.2d 182 , 417 N.Y.S.2d 238 , 390 N.E.2d 1162 (Ct.App.1979) (under New York law a counterclaim is not barred by the statute of limitations if it arises from the underlying transactions sued upon); Stephens v. Household Fin.

11981–1981
Stephens v. Household Finance Corp. green
okla · 1977
2 sentences

1981Corp., 566 P.2d 1163 (Okl.1977) (under Oklahoma law a counterclaim is not barred by the statute of limitations until the principal claim is so barred).

1981Corp., 566 P. 2d 1163 (Okl. 1977) (under Oklahoma law a counterclaim is not barred by the statute of limitations until the principal claim is so barred).

11981–1981
EMPIRE FIN. CO. OF LOUISVILLE, INC. v. Ewing green
kyctapp · 1977
2 sentences

1981Co. of Louisville v. Ewing, Ky., 558 S.W. 2d 619 (Sup.Ct.1977) (under Kentucky law a counterclaim for a TILA violation is for recoupment, not setoff); Public Loan Co. v. Hyde, 47 N.Y.2d 182 , 417 N.Y.S.2d 238 , 390 N.E.2d 1162 (Ct.App.1979) (under New York law a counterclaim is not barred by the statute of limitations if it arises from the underlying transactions sued upon); Stephens v. Household Fin.

1981Co. of Louisville v. Ewing, Ky., 558 S.W. 2d 619 (Sup.Ct. 1977) (under Kentucky law a counterclaim for a TILA violation is for recoupment, not setoff); Public Loan Co. v. Hyde, 47 N.Y. 2d 182 , 417 N.Y.S. 2d 238 , 390 N.E. 2d 1162 (Ct.App. 1979) (under New York law a counterclaim is not barred by the statute of limitations if it arises from the underlying transactions sued upon); Stephens v. Household Fin.

11981–1981
Hodges v. Community Loan & Investment Corp. green
gactapp · 1974
2 sentences

1981Co., 370 So.2d 1001 (Civ.App.1979), cert, den., 370 So.2d 1005 (Sup.Ct.1979) (under Alabama law a counterclaim for a TILA violation is for set-off, not recoupment); Hodges v. Community Loan & Investment Corp., 133 Ga.App. 336 , 210 S.E.2d 826 (Ga.App.1974), aff’d in part and rev’d in part, 234 Ga. 427 , 216 S.E.2d 274 (Sup.Ct.1975) (under Georgia law a counterclaim for a TILA violation is barred after one year); Empire Fin.

1981Co., 370 So.2d 1001 (Civ.App.1979), cert, den., 370 So.2d 1005 (Sup.Ct.1979) (under Alabama law a counterclaim for a TILA violation is for set-off, not recoupment); Hodges v. Community Loan & Investment Corp., 133 Ga.App. 336 , 210 S.E.2d 826 (Ga.App.1974), aff’d in part and rev’d in part, 234 Ga. 427 , 216 S.E.2d 274 (Sup.Ct.1975) (under Georgia law a counterclaim for a TILA violation is barred after one year); Empire Fin.

11981–1981

Where else courts name it

IL 24 (1982–2023) CA 8 (2011–2021) NJ 7 (1981–2021) OH 5 (2002–2013) MN 5 (1980–2016) HI 5 (1980–2016) PA 4 (1980–2024) FL 4 (1996–2016) TX 4 (2002–2017) NM 2 (1993–1993) WA 2 (2018–2018) DC 2 (2012–2013) AL 2 (1981–2003) MI 2 (2004–2006)

Opinions by the citing court's state. A doctrine retained in one state and abandoned in another shows up here as a year span that stalls.

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