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3 canonical passages across 3 cases, quoted by 21 opinions in total. These passages cluster together because the same opinions keep quoting them side by side: they state parts of one doctrine. The anchor passage is from James A. Swanson, Plaintiff-Appellant-Cross-Appellee v. Southern Oregon Credit Service, Inc., Defendant-Appellee-Cross-Appellant.
| # | Case | Flag | Canonical passage | Citers |
|---|---|---|---|---|
| 1 | James A. Swanson, Plaintiff-Appellant-Cross-Appellee v. Southern Oregon Credit Service, Inc., Defendant-Appellee-Cross-Appellant Anchor | green | “lower than simply examining whether particular language would deceive or mislead a reasonable debtor.” | 7 |
| 2 | Christine Wade, F/k/a Christine Snow v. Regional Credit Association, a California Corporation | green | “likely to deceive or mislead a hypothetical 'least sophisticated debtor.” | 7 |
| 3 | Donohue v. Quick Collect, Inc. | green | “false but non-material representations are not likely to mislead the least sophisticated consumer and therefore are not actionable under 1692e or 1692f.” | 7 |
A red or yellow flag on a member means the underlying case has negative treatment: for those, check the case page before relying on the passage.