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7 canonical passages across 5 cases, quoted by 21 opinions in total. These passages cluster together because the same opinions keep quoting them side by side: they state parts of one doctrine. The anchor passage is from Chadwick v. Fire Insurance Exchange.
| # | Case | Flag | Canonical passage | Citers |
|---|---|---|---|---|
| 1 | Chadwick v. Fire Insurance Exchange Anchor | green | “if every possible characterization of an action or event were counted an additional peril, the exclusions in all-risk insurance contracts would be largely meaningless.” | 4 |
| 2 | Riche v. State Farm Fire & Cas. Co. | green | “exclusion, when read as a whole, contemplates only such damage caused by water which has risen over and covered areas not ordinarily covered by water” | 3 |
| 3 | Riche v. State Farm Fire & Cas. Co. | green | “flood, surface water, tidal water or tidal wave, overflow of streams or other bodies of water, or spray from any of the foregoing, all whether driven by wind or not.” | 3 |
| 4 | Chadwick v. Fire Insurance Exchange | green | “when, however, the evidence shows the loss was in fact occasioned by only a single cause, albeit one susceptible to various characterizations, the efficient proximate cause analysis has no application.” | 3 |
| 5 | Popkin v. Security Mutual Insurance | green | “connotes an inundation; a deluge” | 3 |
| 6 | Mellon v. Hingham Mutual Fire Insurance | green | “loss was caused by an accidental break rather than a natural occurrence” | 3 |
| 7 | Roach-Strayhan-Holland Post No. 20, American Legion Club, Inc. v. Continental Insurance | green | “it is sufficient, in order to recover upon a windstorm insurance policy not otherwise limited or defined, that the wind was the proximate or efficient cause of the loss or damage, notwithstanding other factors contributing thereto.” | 2 |
A red or yellow flag on a member means the underlying case has negative treatment: for those, check the case page before relying on the passage.