28 C.F.R. § 814.8
Representation at the hearing
(a) The creditor agency may be represented by legal counsel.
(b) The employee may be self-represented or may be represented by an individual of the employee's choosing, at the employee's expense.
(a) The creditor agency may be represented by legal counsel.
(b) The employee may be self-represented or may be represented by an individual of the employee's choosing, at the employee's expense.