(a) It shall be a discriminatory practice in violation of this section for any creditor to discriminate on the basis of sex, gender identity or expression, age, race, color, religious creed, national origin, ancestry, marital status, intellectual disability, learning disability, blindness, physical disability, status as a veteran or status as a victim of domestic violence against any person eighteen years of age or over in any credit transaction.
(b) No liability may be imposed under this section for an act done or omitted in conformity with a regulation or declaratory ruling of the Banking Commissioner, the Federal Reserve Board or any other governmental agency having jurisdiction under the Equal Credit Opportunity Act, notwithstanding that after the act or omission the regulation or declaratory ruling may be amended, repealed or determined to be invalid for any reason.
(P.A. 73-573, S. 2; P.A. 75-281; P.A. 76-75; 76-171, S. 3; P.A. 77-604, S. 23, 84; P.A. 78-148, S. 11; P.A. 80-422, S. 14; P.A. 87-9, S. 2, 3; P.A. 90-330, S. 5, 11; P.A. 03-84, S. 33; P.A. 11-55, S. 28; 11-129, S. 20; P.A. 17-127, S. 7; P.A. 22-82, S. 15.)
History: P.A. 75-281 prohibited age discrimination and qualified prohibition to apply to any person 18 years of age or over; P.A. 76-75 prohibited discrimination on basis of race, color, religious creed, national origin or ancestry; P.A. 76-171 prohibited discrimination on basis of blindness or physical disability; P.A. 77-604 deleted word “solely” following “discriminate”; P.A. 78-148 prohibited discrimination on basis of mental retardation; P.A. 80-422 substituted “a discriminatory practice in violation of this section” for “unlawful” in previous provision, designated as Subsec. (a), and added Subsec. (b) re liability; Sec. 36-437 transferred to Sec. 46a-66 in 1981; (Revisor's note: Pursuant to P.A. 87-9 “banking commissioner” was changed editorially by the Revisors to “commissioner of banking”); P.A. 90-330 amended Subsec. (a) to include persons with a learning disability; P.A. 03-84 changed “Commissioner of Banking” to “Banking Commissioner” in Subsec. (b), effective June 3, 2003; P.A. 11-55 amended Subsec. (a) to prohibit discrimination on basis of gender identity or expression; pursuant to P.A. 11-129, “mental retardation” was changed editorially by the Revisors to “intellectual disability” in Subsec. (a); P.A. 17-127 amended Subsec. (a) to add “status as a veteran”, and make technical changes; P.A. 22-82 amended Subsec. (a) by adding “status as a victim of domestic violence” and making technical changes.
See Sec. 1-1f for definitions of “blind” and “physically disabled”.
Notes of Decisions
Thibodeau v. Design Grp. One Architects, LLC, 802 A.2d 731 (Conn. 2002).
· cites it 4× “The Appellate Court cited the following provisions contained in chapter 814c of the General Statutes: “General Statutes § 46a-58 (prohibiting deprivation of rights on account of sex); General Statutes § 46a-64 (prohibiting discriminatory public accommodations practices); General…”
Comm'n on Human Rights & Opportunities v. Bd. of Educ., 855 A.2d 212 (Conn. 2004).
· cites it 4× “lic accommodations practices, was transferred to § 46a-64; § 53-35a, prohibiting discrimination in associations of professional or other licensed persons, was transferred to § 46a-59; General Statutes § 31-126, prohibiting discriminatory employment practices, was transferred to…”
Desardouin v. United Parcel Serv., Inc., 285 F. Supp. 2d 153 (D. Conn. 2003).
· cites it 7× “§ 46a-65 and § 46a-66, which likewise require a complainant to pursue his discrimination claim first through the administrative procedures provided by the CHRO.”
Harp v. King, 835 A.2d 953 (Conn. 2003).
· cites it 2× “The plaintiff also alleged racial discrimination in credit practices in violation of General Statutes § 46a-66, and racial discrimination in the provision of services by a state agency in violation of General Statutes § 46a-71.”
Bridgeport Hosp. v. Comm'n on Human Rights & Opportunities, 653 A.2d 782 (Conn. 1995).
· cites it 2× ““(d) In addition to any other action taken hereunder, upon a finding of a discriminatory practice prohibited by section 46a-66 or 46a-81f, the presiding officer shall issue and file with the commission and cause to be served on the respondent an order requiring the respondent to…”
Tomick v. United Parcel Serv., Inc., 153 A.3d 615 (Conn. 2016).
· cites it 2× “2016) § 46a-98 (c) (providing that creditor who has engaged in discriminatory credit practices and "who fails to comply with any requirement of section 46a-66 or 46a-81f or the regulations adopted pursuant to section 46a-67 shall be liable to an aggrieved person for punitive…”
Thibodeau v. Design Grp. One Architects, LLC, 17 I.E.R. Cas. (BNA) 1481 (Conn. App. Ct. 2001).
· cites it 2× “General Statutes § 46a-58 (prohibiting deprivation of rights on account of sex); General Statutes § 46a-64 (prohibiting discriminatory public accommodations practices); General Statutes § 46a-64c (prohibiting discriminatory housing practices); General Statutes § 46a-66…”
Kloth v. Citibank (South Dakota), N.A., 33 F. Supp. 2d 115 (D. Conn. 1998).
· cites it 3× “” Conn. Gen.Stat. § 46a-66(a). “Credit transaction” is defined as “any invitation to apply for credit, application for credit, extension of credit or credit sale.”
Lyon v. Jones, 935 A.2d 201 (Conn. App. Ct. 2007).
“7 General Statutes § 46a-8G (d) provides: “In addition to any other action taken hereunder, upon a finding of a discriminatory practice prohibited by section 46a-66 or 46a-81f, the presiding officer shall issue and file with the commission and cause to be served on the…”
Monk v. United States (D. Conn. 2024).
· cites it 3× “, Conn. Gen. Stat. §§ 46a-66(a), 46a98(a), 46a- 70—46a76, 46a-99, 46a-64c(a), 46a-98a.”
Tomick v. United Parcel Serv., Inc. (Conn. 2017).
· cites it 2× “2016) § 46a-98 (c) (providing that creditor who has engaged in discriminatory credit practices and ‘‘who fails to comply with any require- ment of section 46a-66 or 46a-81f or the regulations adopted pursuant to section 46a-67 shall be liable to an aggrieved person for punitive…”
— Conn. Gen. Stat. § 46a-66(a) — 3 cases
Kloth v. Citibank (South Dakota), N.A., 33 F. Supp. 2d 115 (D. Conn. 1998).
“” Conn. Gen.Stat. § 46a-66(a). “Credit transaction” is defined as “any invitation to apply for credit, application for credit, extension of credit or credit sale.”
Desardouin v. United Parcel Serv., Inc., 285 F. Supp. 2d 153 (D. Conn. 2003).
“§ 46a-65 and § 46a-66, which likewise require a complainant to pursue his discrimination claim first through the administrative procedures provided by the CHRO.”
Monk v. United States (D. Conn. 2024).
“, Conn. Gen. Stat. §§ 46a-66(a), 46a98(a), 46a- 70—46a76, 46a-99, 46a-64c(a), 46a-98a.”
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