Florida Administrative Code

Fla. Admin. Code R. 2-18.002 (2026)

Disclosure and Cancellation

✓ current as of September 2026
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(1) As used herein, a “contract for future consumer services” is any contract which includes a provision for consumer services to be rendered in the future on a continuing basis.

(2) It shall be an unfair or deceptive act or practice for the seller of future consumer services to fail to furnish the buyer with a fully completed copy of any contract pertaining to such sale at the time of its execution, and which shows the date of the transaction and contains the name and address of the seller, and in immediate proximity to the space reserved in the contract for the signature of the buyer or on the front page of the receipt if a contract is not used, and in bold-face type of a size of 10 points the following statements:

Consumer’s Right Of Cancellation

You may cancel this contract without any penalty or obligation within 3 business days from the above date, and receive a full refund of all payments made to the seller.

You may also cancel this contract if upon a doctor’s order you cannot physically receive the services, or you may cancel the contract if the services cease to be offered as stated in the contract. If you cancel the contract for either of these reasons, the seller, (Name of Seller), may keep only a portion of the contract price equal to a pro rata portion of the total price representing the proportion of services you used or completed, plus the cost to the seller of any related goods which you have consumed or retained.

Nothing required in this disclosure shall prohibit the use of a notice, in lieu of the above notice, which advises the consumer of a broader right of cancellation.

(3) The contract forms or promissory notes used by the seller of the future consumer services shall also disclose the following warning to potential assignees in capital letters in 10 point bold-face type:

This contract or note is the future consumer services and puts all assignees on notice of the consumer’s right to cancel under Chapter 2-18, F.A.C.

(4) It shall be an unfair or deceptive act or practice for a seller of future consumer services or his assignees to fail or refuse to honor a buyer’s request to cancel a contract, which request is made in accordance with the cancellation disclosure contained in the contract for future consumer services.

(5) It shall be an unfair or deceptive act or practice for a seller of future consumer services to fail to issue a refund within 20 days after receipt of notice of cancellation made in accordance with the terms of the cancellation disclosure contained in the contract for future consumer services.

Rulemaking Authority 501.205 FS. Law Implemented 501.204 FS. History–New 2-1-74, Formerly 2-18.02, Amended 6-19-96.

2-18.003 Cancellation; Refund After Cancellation; Misrepresentation of Right of Cancellation.

Rulemaking Authority 501.205 FS. Law Implemented 501.204 FS. History–New 2-1-74, Formerly 2-18.03, Amended 2-11-96, Repealed 6-19-96.

2-18.004 Refund After Cancellation.

Rulemaking Authority 501.205 FS. Law Implemented 501.204 FS. History–New 2-1-74, Formerly 2-18.04, Repealed 2-11-96.

2-18.005 Misrepresentation of Right of Cancellation.

Rulemaking Authority 501.205 FS. Law Implemented 501.204 FS. History–New 2-1-74, Formerly 2-18.05, Repealed 2-11-96.

2-18.006 Rights of Contract or Note Holders or Assignees.

Rulemaking Authority 501.205 FS. Law Implemented 501.204 FS. History–New 2-1-74, Formerly 2-18.06, Repealed 6-19-96.

2-18.007 Establishment of an Escrow Account.

Rulemaking Authority 501.205 FS. Law Implemented 501.204 FS. History–New 2-1-74, Formerly 2-18.07, Repealed 6-19-96.

2-18.008 Future Consumer Services, Misrepresentation of Facilities, Services, Qualifications of Instructors, and Status.

Rulemaking Authority 501.205 FS. Law Implemented 501.204 FS. History–New 2-1-74, Formerly 2-18.08, Repealed 6-19-96.

2-18.009 Future Consumer Services, Deceptive Sales Practices.

Rulemaking Authority 501.205 FS. Law Implemented 501.204 FS. History–New 2-1-74, Formerly 2-18.09, Repealed 6-19-96.

2-18.010 Contract Provisions.

Rulemaking Authority 501.205 FS. Law Implemented 501.204 FS. History–New 2-1-74, Formerly 2-18.10, Repealed 6-19-96.

PART II PRIVATE SCHOOLS

2-18.011 Private Schools, Deceptive Trade or Business Names.

Rulemaking Authority 501.205 FS. Law Implemented 501.204 FS. History–New 2-1-74, Formerly 2-18.11, Repealed 6-19-96.

2-18.012 Private Schools, Misrepresentation of Extent or Nature of Accreditation or Approval.

Rulemaking Authority 501.205 FS. Law Implemented 501.204 FS. History–New 2-1-74, Formerly 2-18.12, Repealed 6-19-96.

2-18.013 Private Schools, Misrepresentation of Enrollment Qualifications or Limitations.

Rulemaking Authority 501.205 FS. Law Implemented 501.204 FS. History–New 2-1-74, Formerly 2-18.13, Repealed 6-19-96.

2-18.014 Deceptive Use of Diplomas, Degrees, or Certificates.

Rulemaking Authority 501.205 FS. Law Implemented 501.204 FS. History–New 2-1-74, Formerly 2-18.14, Repealed 6-19-96.

2-18.015 Private Schools, Affirmative Disclosures Prior to Enrollment.

Rulemaking Authority 501.205 FS. Law Implemented 501.204 FS. History–New 2-1-74, Formerly 2-18.15, Repealed 6-19-96.

Effective: 6/19/1996.