CALKINS, v. MIDLAND FUNDING NCC- CORP., 412 F. Supp. 2d 699 (W.D. Mich. 2006)
. . . Laws § 492.115(a) for the proposition that “no installment sales contract shall be sold to any person . . . cannot collect charges above the principal or that (2) a private cause of action exists for violating § 492.115 . . . Laws § 492.115(a) (emphasis added). . . . charges imposed by those who have not brought themselves under the framework of the act (M.C.L. §§ 492.115 . . . Laws § 492.115 only prohibits the sale of installment contracts to unlicensed buyers; it does not indicate . . .