Florida Statutes

Fla. Stat. § 520.01 (2025)

Motor Vehicle Retail Sales Finance Act.

✓ 2025 Florida Statutes — current through the 2025 Regular Session

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520.01 Motor Vehicle Retail Sales Finance Act.—Sections 520.01-520.10, 520.12, 520.125, and 520.13 may be cited as “The Motor Vehicle Retail Sales Finance Act.”

History.—s. 14, ch. 57-799; s. 3, ch. 76-168; s. 1, ch. 77-457; s. 21, ch. 80-256; s. 2, ch. 81-318; ss. 1, 35, 36, ch. 90-103; s. 4, ch. 91-429.

Notes of Decisions

Cited in 9 cases, 1964–2014 · leading case: In Re Schwalm, 380 B.R. 630 (Bankr. M.D. Fla. 2008).

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In Re Schwalm, 380 B.R. 630 (Bankr. M.D. Fla. 2008). · cites it 2× “The debtors negotiated a packaged financing in compliance with the state motor vehicle finance law, Fla. Stat. §§ 520.01 et seq. (2007), and the Federal Truth in Lending law, 15 U.”

Ernie Haire Ford, Inc. v. Gilley, 903 So. 2d 956 (Fla. 2d DCA 2005). · cites it 2× “201, Florida Statutes (2002); count two, violation of the Florida Motor Vehicle Retail Sales Finance Act, section 520.01, Florida Statutes (2002); and count three, negligence.”

Bull Motors, LLC v. Brown, 152 So. 3d 32 (Fla. 3d DCA 2014). “and Florida’s Motor Vehicle Retail Sales Finance Act, section 520.01 et seq. Both of these claims were dismissed before trial.”

Corcoran v. TranSouth Fin. Corp. (In Re Corcoran), 268 B.R. 882 (Bankr. M.D. Fla. 2001). “TranSouth stipulates that “the Florida Motor Vehicle Sales Finance Act, section 520.01, et seq., Florida Statutes, applies to the subject loan.”

Advance-United Expressways Inc. v. Wines (In Re Wines), 112 B.R. 44 (Bankr. S.D. Florida 1990). “§ 520.01 (WEST 1990). Similarly, the members of the board of directors are fiduciaries of the corporation.”

Bragg v. Bill Heard Chevrolet, Inc.-Plant City, 245 F. Supp. 2d 1235 (M.D. Fla. 2003). · cites it 2× “(“TILA”) against Bill Heard, Florida Motor Vehicle Retail Sales Finance Act claims, Fla. Stat. § 520.01 , et seq. (“Section 520”) against Bill Heard, Florida Deceptive and Unfair Trade Practices claims, Fla.”

Gen. Fin. Corp. v. Carvajal, 23 Fla. Supp. 25 (Dade Cty. Sm. Cl. Ct 1964). “Thereafter, plaintiff repossessed the automobile under the terms of the contract and pursuant to the applicable provisions of the Motor Vehicle Finance Act (F. S. 520.01-F. S. 520.13). Plaintiff complied with all the pertinent provisions of the Act.”

Bill Heard Chevrolet Corp. v. Blau (In Re Bill Heard Enter., Inc.), 405 B.R. 678 (Bankr. N.D. Ala. 2009). “The defendants, prior customers of Bill Heard-Orlando, alleged that they suffered injuries as a result of the dealership’s purported violation of the Florida Motor Vehicle Retail Sales Finance Act, Fla. Stat. § 520.01 , et seq. Defendants sought to represent a putative class of…”

Jones v. Orlando Second Car Ctr., Inc., 30 Fla. Supp. 2d 105 (Fla. Cir. Ct. 1988). “This cause should be and is hereby reversed and remanded to the trial court for new trial on the Plaintiff’s counts relating to alleged violations of the Motor Vehicle Sales Finance Act (“MVSFA”) [§ 520.01 et seq., Fla. Stat. (1985)] and the Florida Deceptive and Unfair Trade…”

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