Florida Statute 626.9705 | Lawyer Caselaw & Research

The 2024 Florida Statutes

Title XXXVII
INSURANCE

Chapter 626
INSURANCE FIELD REPRESENTATIVES AND OPERATIONS

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F.S. 626.9705

626.9705 Life or disability insurance; illegal dealings.—

(1) No life or disability insurer shall refuse to renew, sell, or issue a life or disability insurance policy, establish or charge a premium or rate to an applicant or a prospective policyholder, or establish or charge an unfair, discriminatory premium or rate to such person solely on the ground that the applicant or policyholder suffers from a severe disability.

(2) “Severe disability,” as used in this section, means any spinal cord disease or injury resulting in permanent and total disability, amputation of any extremity that requires prosthesis, permanent visual acuity of 20/200 or worse in the better eye with the best correction, a peripheral field so contracted that the widest diameter of such field subtends an angular distance no greater than 20 degrees, or neurosensory deafness.

(3) Nothing in this section should be construed as requiring an insurer to provide insurance coverage against a severe disability which the applicant or policyholder has already sustained.

History.—ss. 1, 7, ch. 75-279; s. 1, ch. 77-174; s. 1, ch. 79-171; s. 807, ch. 82-243; ss. 206, 207, ch. 90-363; s. 4, ch. 91-429.

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Amendments to 626.9705

Arrestable Offenses / Crimes under Fla. Stat. 626.9705

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 626.9705.

Annotations, Discussions, Cases:

Cases Citing Statute 626.9705

Total Results: 7

UNITED INS. v. Office of Ins. Regulation

Court: District Court of Appeal of Florida | Date Filed: 2008-06-30

Citation: 985 So. 2d 665, 2008 Fla. App. LEXIS 9882, 2008 WL 2572615

Snippet: insurance through a certain agent or insurer); 626.9705 (prohibiting unfair or discriminatory rates based

DADELAND DEPOT. v. St. Paul Fire and Marine

Court: Supreme Court of Florida | Date Filed: 2006-12-21

Citation: 945 So. 2d 1216, 31 Fla. L. Weekly Supp. 882, 2006 Fla. LEXIS 2953, 2006 WL 3741019

Snippet: (o), or (x); 2. Section 626.9551; 3. Section 626.9705; 4. Section 626.9706; 5. Section 626.9707; or

FLA Orthopedics, Inc. v. American Insurance Co.

Court: District Court of Appeal of Florida | Date Filed: 2004-08-11

Citation: 896 So. 2d 1, 2004 Fla. App. LEXIS 11738, 2004 WL 1780919

Snippet: of sections 626.9541(1)®,(o), or (x); 626.9551; 626.9705; 626.9706; 626.9707; and 627.7283. See § 624.155

Talat Enterprises, Inc. v. Aetna Cas. & Sur. Co.

Court: Supreme Court of Florida | Date Filed: 2000-03-02

Citation: 753 So. 2d 1278, 2000 WL 232303

Snippet: (15), or (24); 2. Section 626.9551; 3. Section 626.9705; 4. Section 626.9706; or 5. Section 626.9707;

State Farm Fire & Cas. Co. v. Zebrowski

Court: Supreme Court of Florida | Date Filed: 1997-11-26

Citation: 706 So. 2d 275, 22 Fla. L. Weekly Supp. 726, 1997 Fla. LEXIS 1965, 1997 WL 730719

Snippet: (o), or (x); 2. Section 626.9551; 3. Section 626.9705; 4. Section 626.9706; 5. Section 626.9707; or

Zebrowski v. State Farm Fire & Cas. Co.

Court: District Court of Appeal of Florida | Date Filed: 1996-05-22

Citation: 673 So. 2d 562, 1996 WL 267929

Snippet: (o), or (x); 2. Section 626.9551; 3. Section 626.9705; 4. Section 626.9706; 5. Section 626.9707; or

Home Ins. Co. v. Owens

Court: District Court of Appeal of Florida | Date Filed: 1990-11-14

Citation: 573 So. 2d 343, 1990 WL 175784

Snippet: (o), or (x); 2. Section 626.9551; 3. Section 626.9705; 4. Section 626.9706; or 5. Section 626.9707;