Florida Statutes

Fla. Stat. § 626.9705 (2025)

Life or disability insurance; illegal dealings.

✓ 2025 Florida Statutes — current through the 2025 Regular Session

Find cases: SyfertCases citing this section FL-LEGleg.state.fl.us JustiaFla. Statutes CornellLII Search CasesGoogle Scholar

626.9705 Life or disability insurance; illegal dealings.—

(1) No life or disability insurer shall refuse to renew, sell, or issue a life or disability insurance policy, establish or charge a premium or rate to an applicant or a prospective policyholder, or establish or charge an unfair, discriminatory premium or rate to such person solely on the ground that the applicant or policyholder suffers from a severe disability.

(2) “Severe disability,” as used in this section, means any spinal cord disease or injury resulting in permanent and total disability, amputation of any extremity that requires prosthesis, permanent visual acuity of 20/200 or worse in the better eye with the best correction, a peripheral field so contracted that the widest diameter of such field subtends an angular distance no greater than 20 degrees, or neurosensory deafness.

(3) Nothing in this section should be construed as requiring an insurer to provide insurance coverage against a severe disability which the applicant or policyholder has already sustained.

History.—ss. 1, 7, ch. 75-279; s. 1, ch. 77-174; s. 1, ch. 79-171; s. 807, ch. 82-243; ss. 206, 207, ch. 90-363; s. 4, ch. 91-429.

Notes of Decisions

Cited in 7 cases, 1990–2008 · leading case: DADELAND DEPOT. v. St. Paul Fire & Marine, 945 So. 2d 1216 (Fla. 2006).

Sort: Relevance Newest Treatment

DADELAND DEPOT. v. St. Paul Fire & Marine, 945 So. 2d 1216 (Fla. 2006). “Section 626.9705; 4. Section 626.9706; 5.”

Talat Enter., Inc. v. Aetna Cas. & Sur. Co., 753 So. 2d 1278 (Fla. 2000). “Not attempting in good faith to settle claims when, under all the circumstances, it could and should have done *1283 so, had it acted fairly and honestly toward its insured and with due regard for his interests; 2.”

State Farm Fire & Cas. Co. v. Zebrowski, 706 So. 2d 275 (Fla. 1997). “Section 626.9705; 4. Section 626.9706; 5.”

316, Inc. v. Maryland Cas. Co., 625 F. Supp. 2d 1179 (N.D. Fla. 2008). “Section 626.9705; 4. Section 626.9706; 5.”

Home Ins. Co. v. Owens, 573 So. 2d 343 (Fla. 4th DCA 1990). “Section 626.9705; 4. Section 626.9706; or 5.”

Buell v. Direct Gen. Ins. Agency, Inc., 488 F. Supp. 2d 1215 (M.D. Fla. 2007). “9551; Section 626.9705; Section 626.9706; Section 626.”

Zebrowski v. State Farm Fire & Cas. Co., 673 So. 2d 562 (Fla. 4th DCA 1996). “Section 626.9705; 4. Section 626.9706; 5.”

Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.