Florida Statute 627.733 | Lawyer Caselaw & Research

The 2024 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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F.S. 627.733

627.733 Required security.—

(1)(a) Every owner or registrant of a motor vehicle, other than a motor vehicle used as a school bus as defined in s. 1006.25 or limousine, required to be registered and licensed in this state shall maintain security as required by subsection (3) in effect continuously throughout the registration or licensing period.

(b) Every owner or registrant of a motor vehicle used as a taxicab shall not be governed by paragraph (1)(a) but shall maintain security as required under s. 324.032(1), and s. 627.737 shall not apply to any motor vehicle used as a taxicab.

(2) Every nonresident owner or registrant of a motor vehicle which, whether operated or not, has been physically present within this state for more than 90 days during the preceding 365 days shall thereafter maintain security as defined by subsection (3) in effect continuously throughout the period such motor vehicle remains within this state.

(3) Such security shall be provided:

(a) By an insurance policy delivered or issued for delivery in this state by an authorized or eligible motor vehicle liability insurer which provides the benefits and exemptions contained in ss. 627.730-627.7405. Any policy of insurance represented or sold as providing the security required hereunder shall be deemed to provide insurance for the payment of the required benefits; or

(b) By any other method authorized by s. 324.031(2) or (3) and approved by the Department of Highway Safety and Motor Vehicles as affording security equivalent to that afforded by a policy of insurance or by self-insuring as authorized by s. 768.28(16). The person filing such security shall have all of the obligations and rights of an insurer under ss. 627.730-627.7405.

(4) An owner of a motor vehicle with respect to which security is required by this section who fails to have such security in effect at the time of an accident shall have no immunity from tort liability, but shall be personally liable for the payment of benefits under s. 627.736. With respect to such benefits, such an owner shall have all of the rights and obligations of an insurer under ss. 627.730-627.7405.

(5) In addition to other persons who are not required to provide required security as required under this section and s. 324.022, the owner or registrant of a motor vehicle is exempt from such requirements if she or he is a member of the United States Armed Forces and is called to or on active duty outside the United States in an emergency situation. The exemption provided by this subsection applies only as long as the member of the armed forces is on such active duty outside the United States and applies only while the vehicle covered by the security required by this section and s. 324.022 is not operated by any person. Upon receipt of a written request by the insured to whom the exemption provided in this subsection applies, the insurer shall cancel the coverages and return any unearned premium or suspend the security required by this section and s. 324.022. Notwithstanding s. 324.0221(2), the Department of Highway Safety and Motor Vehicles may not suspend the registration or operator’s license of any owner or registrant of a motor vehicle during the time she or he qualifies for an exemption under this subsection. Any owner or registrant of a motor vehicle who qualifies for an exemption under this subsection shall immediately notify the department prior to and at the end of the expiration of the exemption.

History.—ss. 4, 6, ch. 71-252; s. 3, ch. 76-168; s. 8, ch. 77-118; s. 1, ch. 77-457; ss. 31, 32, ch. 77-468; s. 11, ch. 78-374; ss. 2, 3, ch. 81-318; ss. 552, 563, ch. 82-243; s. 69, ch. 82-386; ss. 4, 6, ch. 86-182; s. 18, ch. 88-370; s. 57, ch. 89-282; s. 5, ch. 91-106; s. 4, ch. 91-110; s. 1, ch. 91-128; s. 77, ch. 93-120; s. 7, ch. 95-202; s. 30, ch. 95-211; s. 2, ch. 97-84; s. 362, ch. 97-102; s. 14, ch. 98-223; s. 34, ch. 99-3; ss. 63, 317, ch. 99-248; s. 1031, ch. 2002-387; s. 19, ch. 2003-2; s. 19, ch. 2003-411; s. 123, ch. 2004-5; s. 47, ch. 2006-290; s. 4, ch. 2007-150; s. 11, ch. 2007-324; s. 90, ch. 2013-160.

Note.—Consolidation of s. 627.733 and former s. 627.735.

F.S. 627.733 on Google Scholar

F.S. 627.733 on Casetext

Amendments to 627.733

Arrestable Offenses / Crimes under Fla. Stat. 627.733

Level: Degree
Misdemeanor/Felony: First/Second/Third

Current data shows no reason an arrest or criminal charge should have occurred directly under Florida Statute 627.733.

Annotations, Discussions, Cases:

Cases Citing Statute 627.733

Total Results: 20

Progressive Specialty Insurance Company v. Florida Hospital Ocala, Inc. D/B/A Adventhealth Ocala A/A/O Sandra Thomas

Court: District Court of Appeal of Florida | Date Filed: 2024-10-14

Snippet: licensed in this state [to] maintain security,” § 627.733(1), Fla. Stat. (2019), “[b]y an insurance policy

GEICO GENERAL INSURANCE COMPANY v. HIALEAH DIAGNOSTICS, INC. A/A/O MARIA VILLEGAS

Court: District Court of Appeal of Florida | Date Filed: 2021-08-25

Snippet: complying with the security requirements of s. 627.733 must provide personal injury protection to the

SAFETY NATIONAL CASUALTY CORPORATION v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY AND LEE COUNTY SCHOOL BOARD

Court: District Court of Appeal of Florida | Date Filed: 2019-05-24

Snippet: to maintain no-fault insurance coverage. See § 627.733(1)(a) (requiring "[e]very owner or registrant

Progressive American Insurance Co. v. Eduardo J. Garrido D.C. P.A., Etc.

Court: District Court of Appeal of Florida | Date Filed: 2017-02-15

Citation: 211 So. 3d 1086, 2017 WL 621239, 2017 Fla. App. LEXIS 1993

Snippet: complying with the security requirements of s. 627.733 shall provide personal injury protection to the

Classy Cycles, Inc. v. Bay County

Court: District Court of Appeal of Florida | Date Filed: 2016-09-28

Citation: 201 So. 3d 779, 2016 Fla. App. LEXIS 14507

Snippet: protection as required by section 627,733, Florida Statutes (2014). Section 627.733 in turn references sections

GEICO Indemnity Co. v. Gables Insurance Recovery, Inc.

Court: District Court of Appeal of Florida | Date Filed: 2014-12-10

Citation: 159 So. 3d 151, 2014 Fla. App. LEXIS 20022

Snippet: insurance policy issued in compliance with section 627.733, Florida Statutes (2008), “shall provide personal

Geico v. Gables Insurance

Court: District Court of Appeal of Florida | Date Filed: 2014-12-10

Citation: 159 So. 3d 151

Snippet: insurance policy issued in compliance with section 627.733, Florida Statutes (2008), “shall provide personal

Geico General Insurance Co. v. Virtual Imaging Services, Inc.

Court: Supreme Court of Florida | Date Filed: 2013-07-03

Citation: 141 So. 3d 147, 38 Fla. L. Weekly Supp. 517, 2013 WL 3332385, 2013 Fla. LEXIS 1387

Snippet: complying with the security requirements of s.627.733 shall provide personal injury protection to the

Jiminez v. Faccone

Court: District Court of Appeal of Florida | Date Filed: 2012-08-10

Citation: 98 So. 3d 621, 2012 WL 3238282, 2012 Fla. App. LEXIS 13358

Snippet: the permanent injury threshold defense. Section 627.733(1) provides that every vehicle required to be registered

Kingsway Amigo Insurance Co. v. Ocean Health, Inc.

Court: District Court of Appeal of Florida | Date Filed: 2011-05-18

Citation: 63 So. 3d 63, 2011 Fla. App. LEXIS 7184, 2011 WL 1878148

Snippet: complying with the security requirements of s. 627.733 shall provide personal injury protection ... as

Menendez v. Progressive Express Insurance Co.

Court: Supreme Court of Florida | Date Filed: 2010-04-22

Citation: 35 So. 3d 873, 35 Fla. L. Weekly Supp. 222, 2010 Fla. LEXIS 581, 2010 WL 1609785

Snippet: alternative means, one of which is PIP insurance. See § 627.733, Fla. Stat. (2006). The "Required Personal Injury

Allstate Ins. Co. v. Holy Cross Hosp., Inc.

Court: Supreme Court of Florida | Date Filed: 2007-07-12

Citation: 961 So. 2d 328, 32 Fla. L. Weekly Supp. 453, 2007 Fla. LEXIS 1228, 2007 WL 2002542

Snippet: alternative means, one of which is PIP insurance. See § 627.733, Fla. Stat. (2006). The "Required Personal Injury

Scott v. Progressive Express Ins. Co.

Court: District Court of Appeal of Florida | Date Filed: 2006-06-07

Citation: 932 So. 2d 475, 2006 Fla. App. LEXIS 8947, 2006 WL 1541047

Snippet: complying with the security requirements of s. 627.733 shall provide personal injury protection to the

State Farm Mut. Auto. Ins. Co. v. Nichols

Court: Supreme Court of Florida | Date Filed: 2006-06-01

Citation: 932 So. 2d 1067, 31 Fla. L. Weekly Supp. 358, 2006 Fla. LEXIS 982, 2006 WL 1491542

Snippet: accomplished through the provisions of section 627.733, which require that every owner of a motor vehicle

Leinhart v. Jurkovich

Court: District Court of Appeal of Florida | Date Filed: 2004-09-01

Citation: 882 So. 2d 456, 2004 WL 1933560

Snippet: required of out-of-state motor vehicles. See § 627.733(2), Fla. Stat. (1994). Therefore, Florida has no

Nationwide v. Central Fla. Physiatrists

Court: District Court of Appeal of Florida | Date Filed: 2003-06-27

Citation: 851 So. 2d 762

Snippet: complying with the security requirements of s. 627.733 shall provide personal injury protection to the

Nichols v. State Farm Mut.

Court: District Court of Appeal of Florida | Date Filed: 2003-06-13

Citation: 851 So. 2d 742, 2003 Fla. App. LEXIS 8794, 2003 WL 21359343

Snippet: accomplished through the provisions of section 627.733, which require that every owner of a motor vehicle

FLA. DHSMV v. Critchfield

Court: Supreme Court of Florida | Date Filed: 2003-03-13

Citation: 842 So. 2d 782

Snippet: permanently revoked. Finally, section 14 amends section 627.733, Florida Statutes which deals with suspension of

Harris v. Cotton States Mutual Insurance Co.

Court: District Court of Appeal of Florida | Date Filed: 2002-07-26

Citation: 821 So. 2d 1211, 2002 Fla. App. LEXIS 10440, 2002 WL 1724026

Snippet: complying with the security'requirements of s. 627.733 shall provide personal injury protection to the

DEPT. OF HIGHWAY SAFETY & MOTOR VEHICLES v. Critchfield

Court: District Court of Appeal of Florida | Date Filed: 2002-01-04

Citation: 805 So. 2d 1034, 2002 Fla. App. LEXIS 17

Snippet: permanently revoked. Finally, section 14 amends section 627.733, Florida Statutes which deals with suspension of