Florida Statute 627.835 - Full Text and Legal Analysis

The 2025 Florida Statutes

Title XXXVII
INSURANCE

Chapter 627
INSURANCE RATES AND CONTRACTS

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627.835 Excessive premium finance charge; penalty.—Any person, premium finance company, or other legal entity who or which knowingly takes, receives, reserves, or charges a premium finance charge other than that authorized by this part shall thereby forfeit the entire premium finance charge to which such person, premium finance company, or legal entity would otherwise be entitled; and any person who has paid such unlawful finance charge may personally or by her or his legal or personal representative, by suit for recovery thereof, recover from such person, premium finance company, or legal entity twice the entire amount of the premium finance charge so paid.

History.—s. 1, ch. 63-16; s. 3, ch. 76-168; s. 1, ch. 77-457; ss. 2, 3, ch. 81-318; ss. 599, 612, 809(2nd), ch. 82-243; s. 79, ch. 82-386; s. 114, ch. 92-318; s. 365, ch. 97-102.

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Amendments to 627.835

Annotations, Discussions, Cases:

Cases Citing Statute 627.835

Total Results: 3

Sosa v. SAFEWAY PREMIUM FINANCE CO.

73 So. 3d 91, 36 Fla. L. Weekly Supp. 373, 2011 Fla. LEXIS 1574, 2011 WL 2659854

Supreme Court of Florida | Filed: Jul 7, 2011 | Docket: 2352771

Cited 41 times | Published

incorrectly addressed whether Sosa satisfied section 627.835’s “knowingly” requirement. It also incorrectly

SAFEWAY PREMIUM FINANCE CO. v. Sosa

15 So. 3d 8, 2009 Fla. App. LEXIS 2876, 2009 WL 928434

District Court of Appeal of Florida | Filed: Apr 8, 2009 | Docket: 1660680

Cited 2 times | Published

to certain specific damages provided for in section 627.835 because Safeway billed them and accepted more

Smith v. Foremost Ins. Co.

884 So. 2d 341, 2004 WL 2008227

District Court of Appeal of Florida | Filed: Sep 10, 2004 | Docket: 1281775

Cited 2 times | Published

as well as statutory damages, pursuant to section 627.835, of twice the service fees paid. Part XVI of

This Florida statute resource is curated by Graham W. Syfert, Esq., a Jacksonville, Florida personal injury and workers' compensation attorney. Attorney Syfert regularly works with Chapter 627 in the context of insurance coverage law and represents clients throughout Northeast Florida. For legal consultation, call 904-383-7448.