Syfert Injury Law Firm

Rate of interest in absence of contract.

“Usurious contracts” defined.

“Unlawful rates of interest” defined; proviso.

“Line of credit” defined.

Credit agreements.

Construction, ss. 687.02 and 687.03.

Penalty for usury; not to apply in certain situations.

Provisions for payment of attorney’s fees.

Attorney’s fee in enforcing nonusurious contracts; proviso; insurance premiums; attorney’s fee provided in note.

Criminal usury, loan sharking.

Person lending money to give borrower receipt for payments; contents of receipt; penalty for violation.

Persons accepting chattel mortgage as security for loans under $100 to cause amount as principal, interest, and fees to be inserted.

Not applicable to chartered banks, trust companies, building and loan associations, savings and loan associations, or insurance companies.

Interest rates; parity among licensed lenders or creditors.

Compounding of interest.

International transactions.

Definitions.

Loan brokers; prohibited acts.

Responsibility of principals.

Loan brokers; investigations; cease and desist orders; administrative fines.

Investigations; examinations; subpoenas; hearings; witnesses.

Injunction to restrain violations.

Criminal penalties.

Actions for damages.

Duties and powers of the commission and office.

Benchmark replacements for the London Interbank Offered Rate.