O.C.G.A. § 33-25-12 (2019)
Contesting of policy after reinstatement
A reinstated policy of life insurance may be contested on account of fraud or misrepresentation of facts material to the reinstatement only for the same period following reinstatement and with the same conditions and exceptions as the policy provides with respect to contestability after original issuance.
History
Code 1933, § 56-2510, enacted by Ga. L. 1960, p. 289, § 1.
Annotations
Law reviews. - For note, ‘‘Incontest-
ability Clauses in Georgia Insurance Contracts,’’ see 13 Ga. L. Rev. 850 (1979).
RESEARCH REFERENCES Am. Jur. 2d. - 44 Am. Jur. 2d, Insurance, § 768 et seq. C.J.S. - 46 C.J.S., Insurance, § 1222 et seq. ALR. - Insurance: incontestable clause as excluding a defense based upon public policy, 13 A.L.R. 674; 35 A.L.R. 1491; 170 A.L.R. 1040. Insurance: effect of incontestable clause on supplemental contracts, 45 A.L.R. 1369. Express exception in incontestability clause as negativing other exceptions thereto, 88 A.L.R. 773. Applicability of incontestable clause to
defense based on false impersonation or mistake as to identity of person insured, 98 A.L.R. 710. Change in, renewal of, or substitution for original policy of life insurance as affecting time limitation prescribed by original policy in respect of defenses available to insurer, 110 A.L.R. 1139. Grounds for cancellation or rescission of annuity agreement, or for recovery back of property conveyed, or money paid, thereunder, 131 A.L.R. 424. What amounts to contest within contemplation of incontestable clause, 95 A.L.R.2d 420.