Illinois Compiled Statutes
215 ILCS 5/143.15 (2026)
Mailing of cancellation notice
✓ current as of May 2026
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(215 ILCS 5/143.15)
(from Ch. 73, par. 755.15)
Sec. 143.15. Mailing of cancellation notice. All notices of
cancellation of insurance as
defined in subsections (a), (b) and (c) of Section 143.13 must
be mailed at least 30 days prior to the effective date of
cancellation to the named insured; however, if cancellation is for nonpayment of premium, the notice of cancellation must be mailed at least 10 days before the effective date of the cancellation to the last mailing address known to the company. All
notices of cancellation to the named insured shall include a specific explanation of
the reason or reasons for cancellation. For purposes of this Section, the mortgagee or lien holder, if known, may opt to accept notification electronically.
(Source: P.A. 100-475, eff. 1-1-18.)
Notes of Decisions
Cited in 14
cases, 1993–2012 · leading case: Yacko v. Curtis, 789 N.E.2d 1274 (Ill. App. Ct. 2003).
Yacko v. Curtis, 789 N.E.2d 1274 (Ill. App. Ct. 2003). “215 ILCS 5/143.15 (West 1996). Anthem also contends both Brochu and Brown are factually inapposite.”
Marketview Motors, Inc. v. Colonial Ins. Co., 677 N.E.2d 870 (Ill. 1997). “" 215 ILCS 5/143.15 (West 1994). Miller's Monte Carlo was involved in an accident.”
Am. Stand. Ins. v. Gnojewski, 747 N.E.2d 367 (Ill. App. Ct. 2001). “215 ILCS 5/143.15 (West 1994). Gallant, therefore, complied with the time requirements of cancellation as to Gnojewski as it is undisputed that Gnojewski failed to make her premium payments and had 14 days’ notice prior to the cancellation’s effective date.”
State Farm Ins. v. Am. Serv. Ins., 773 N.E.2d 666 (Ill. App. Ct. 2002). “15 (215 ILCS 5/143.15 (West 2000)) and 143.19 (215 ILCS 5/143.”
Marketview Motors, Inc. v. Colonial Ins. Co. of California, 660 N.E.2d 1337 (Ill. App. Ct. 1996). “15 of the Illinois Insurance Code (Code) (215 ILCS 5/143.15 (West 1992)). Marketview appeals, arguing that section 143.”
Edwards v. State Farm Ins. Co., 2012 IL App (1st) 112176 (Ill. App. Ct. 2012). “215 ILCS 5/143.15 (West 2002). There is also no dispute that plaintiff received the State Farm notice.”
Smith v. United Farm Mut. Reinsurance, 619 N.E.2d 263 (Ill. App. Ct. 1993). “15 of the Illinois Insurance Code (215 ILCS 5/143.15 (West 1992)) and the terms of the renter’s policy itself provide that where cancellation is for nonpayment of premium, at least 10 days’ notice of cancellation shall be given.”
Yacko v. Curtis (Ill. App. Ct. 2003). “215 ILCS 5/143.15 (West 1996). Anthem also contends both Brochu and Brown are factually inapposite.”
Pekin Ins. Co. v. Harvey, 879 N.E.2d 540 (Ill. App. Ct. 2007). “According to the "Common Policy Conditions," Pekin may cancel the policy for the nonpayment of a premium by mailing a written notice of cancellation at least 10 days prior to the effective date of cancellation.”
Pekin Ins. v. Harvey, 377 Ill. App. 3d 611 (Ill. App. Ct. 2007). “According to the “Common Policy Conditions,” Pekin may cancel the policy for the nonpayment of a premium by mailing a written notice of cancellation at least 10 days prior to the effective date of cancellation.”
Am. Stand. Ins. Co. v. Gnojewski (Ill. App. Ct. 2001). “215 ILCS 5/143.15 (West 1994). Gallant, therefore, complied with the time requirements of cancellation as to Gnojewski as it is undisputed that Gnojewski failed to make her premium payments and had 14 days' notice prior to the cancellation’s effective date.”
Fuller v. Am. Stand. Ins., 802 N.E.2d 821 (Ill. App. Ct. 2003). “15 of the Code provides, “[W]here cancellation is for nonpayment of premium, the notice of cancellation must be mailed at least 10 days before the effective date of the cancellation.”
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