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Illinois Compiled Statutes

735 ILCS 5/15-1301 (2026)

Lien Created

✓ current as of May 2026
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(735 ILCS 5/15-1301) (from Ch. 110, par. 15-1301)
    Sec. 15-1301. Lien Created. Except as provided in Section 15-1302, from the time a mortgage is recorded it shall be a lien upon the real estate that is the subject of the mortgage for all monies advanced or applied or other obligations secured in accordance with the terms of the mortgage or as authorized by law, including the amounts specified in a judgment of foreclosure in accordance with subsection (d) of Section 15-1603.
(Source: P.A. 84-1462.)

    
Notes of Decisions
Cited in 5 cases (2 in the last 5 years), 2000–2025 · leading case: AS 1, LLC v. Celtic Home Solutions, LLC, 2022 IL App (1st) 220485 (Ill. App. Ct. 2022).
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AS 1, LLC v. Celtic Home Solutions, LLC, 2022 IL App (1st) 220485 (Ill. App. Ct. 2022). “735 ILCS 5/15-1301 (West 2020). 9 No. 1-22-0485 ¶ 31 Quite often, the value of real property is insufficient to satisfy all the debts represented by the liens encumbering it.”
Chicago Title Land Trust Co. v. Watkin, 2025 IL App (1st) 241354 (Ill. App. Ct. 2025). “” 735 ILCS 5/15-1301 (West 2022). Additionally, 3 We also note that Sims found it unnecessary to address the applicability of section 13-116 of the Code of Civil Procedure (735 ILCS 5/13-116 (West 2022)), which constitutes a large part of the parties’ arguments in the instant…”
Trinity 83 Dev., LLC v. Colfin Midwest Funding, LLC (In re Trinity 83 Dev., LLC), 574 B.R. 136 (Bankr. N.D. Ill. 2017). “While the Illinois Mortgage Foreclosure Law (IMFL) does speak of a mortgage being effective as a lien only from the time of its recording, see 735 ILCS 5/15-1301, it is assumed by courts in Illinois that this does not apply as to the original parties to the mortgage or as to…”
Aames Capital Corp. v. Interstate Bank of Oak Forest (Ill. App. Ct. 2000). “See 735 ILCS 5/15-1301 (West 1996); see also Firstmark Standard Life Insurance Co.”
Fed. Nat'l Mortg. Assoc. v. Kuipers (Ill. App. Ct. 2000). “See 735 ILCS 5/15-1301 (West 1996); see also Firstmark Standard Life Insurance Co.”
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