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Illinois Compiled Statutes

735 ILCS 5/15-1507 (2026)

Judicial Sale

✓ current as of May 2026
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(735 ILCS 5/15-1507) (from Ch. 110, par. 15-1507)
    Sec. 15-1507. Judicial Sale.
    (a) In General. Except as provided in Sections 15-1402 and 15-1403, upon entry of a judgment of foreclosure, the real estate which is the subject of the judgment shall be sold at a judicial sale in accordance with this Section 15-1507.
    (b) Sale Procedures.
        (1) Upon expiration of the reinstatement period and
    
the redemption period in accordance with subsection (b) or (c) of Section 15-1603 or upon the entry of a judgment of foreclosure after the waiver of all rights of redemption, except as provided in subsection (g) of Section 15-1506, the real estate shall be sold at a sale as provided in this Article, on such terms and conditions as shall be specified by the court in the judgment of foreclosure. A sale may be conducted by any judge, sheriff, or other person as set forth in paragraph (3) of subsection (f) of Section 15-1506.
        (2) Without limiting the general authority and powers
    
of the court, the mortgagee, in a foreclosure under this Article, may request that the judge, sheriff, or other person conduct the sale either in person, online, or both, if available.
    (c) Notice of Sale. The mortgagee, or such other party designated by the court, in a foreclosure under this Article shall give public notice of the sale as follows:
        (1) The notice of sale shall include at least the
    
following information, but an immaterial error in the information shall not invalidate the legal effect of the notice:
            (A) the name, address and telephone number of the
        
person to contact for information regarding the real estate;
            (B) the common address and other common
        
description (other than legal description), if any, of the real estate;
            (C) a legal description of the real estate
        
sufficient to identify it with reasonable certainty;
            (D) a description of the improvements on the real
        
estate;
            (E) the times specified in the judgment, if any,
        
when the real estate may be inspected prior to sale;
            (F) the time and place of the sale, including:
                (i) whether the sale will take place online,
            
in person, or both; and
                (ii) the website where the online bidding may
            
take place, if applicable;
            (G) the terms of the sale;
            (H) the case title, case number and the court in
        
which the foreclosure was filed;
            (H-1) in the case of a condominium unit to which
        
subsection (g) of Section 9 of the Condominium Property Act applies, the statement required by subdivision (g)(5) of Section 9 of the Condominium Property Act;
            (H-2) in the case of a unit of a common interest
        
community to which subsection (g-1) of Section 18.5 of the Condominium Property Act applies, the statement required by subdivision (g-1) of Section 18.5 of the Condominium Property Act; and
            (I) such other information ordered by the Court.
        (2) The notice of sale shall be published at least 3
    
consecutive calendar weeks (Sunday through Saturday), once in each week, the first such notice to be published not more than 45 days prior to the sale, the last such notice to be published not less than 7 days prior to the sale, by: (i) (A) advertisements in a newspaper circulated to the general public in the county in which the real estate is located, in the section of that newspaper where legal notices are commonly placed and (B) separate advertisements in the section of such a newspaper, which (except in counties with a population in excess of 3,000,000) may be the same newspaper, in which real estate other than real estate being sold as part of legal proceedings is commonly advertised to the general public; provided, that the separate advertisements in the real estate section need not include a legal description and that where both advertisements could be published in the same newspaper and that newspaper does not have separate legal notices and real estate advertisement sections, a single advertisement with the legal description shall be sufficient; in counties with a population of more than 3,000,000, the notice required by this item (B) shall be published in a newspaper different from the newspaper that publishes the notice required by item (A), and the newspaper in which the notice required by this item (B) is published shall be a newspaper published in the township in which the real estate is located; and (ii) such other publications as may be further ordered by the court.
        (3) The party who gives notice of public sale in
    
accordance with subsection (c) of Section 15-1507 shall also give notice to all parties in the action who have appeared and have not theretofore been found by the court to be in default for failure to plead. Such notice shall be given in the manner provided in the applicable rules of court for service of papers other than process and complaint, not more than 45 days nor less than 7 days prior to the day of sale. After notice is given as required in this Section a copy thereof shall be filed in the office of the clerk of the court entering the judgment, together with a certificate of counsel or other proof that notice has been served in compliance with this Section.
        (4) The party who gives notice of public sale in
    
accordance with subsection (c) of Section 15-1507 shall again give notice in accordance with that Section of any adjourned sale; provided, however, that if the adjourned sale is to occur less than 60 days after the last scheduled sale, notice of any adjourned sale need not be given pursuant to this Section. In the event of adjournment, the person conducting the sale shall, upon adjournment, announce the date, time and place upon which the adjourned sale shall be held or post on its website the date, time, and place upon which the adjourned sale shall be held. Notwithstanding any language to the contrary, for any adjourned sale that is to be conducted more than 60 days after the date on which it was to first be held, the party giving notice of such sale shall again give notice in accordance with this Section.
        (5) Notice of the sale may be given prior to the
    
expiration of any reinstatement period or redemption period.
        (6) No other notice by publication or posting shall
    
be necessary unless required by order or rule of the court.
        (7) The person named in the notice of sale to be
    
contacted for information about the real estate may, but shall not be required, to provide additional information other than that set forth in the notice of sale.
    (d) Election of Property. If the real estate which is the subject of a judgment of foreclosure is susceptible of division, the court may order it to be sold as necessary to satisfy the judgment. The court shall determine which real estate shall be sold, and the court may determine the order in which separate tracts may be sold.
    (e) Receipt upon Sale. Following the sale of mortgaged real estate, the person conducting the sale shall give to the purchaser a receipt of sale. The receipt shall describe the real estate purchased and shall show the amount bid, the amount paid, the total amount paid to date and the amount still to be paid therefor. An additional receipt shall be given at the time of each subsequent payment.
    (f) Certificate of Sale. Upon payment in full of the amount bid, the person conducting the sale shall issue, in duplicate, and give to the purchaser a Certificate of Sale. The Certificate of Sale shall be in a recordable form, describe the real estate purchased, indicate the date and place of sale and show the amount paid therefor. The Certificate of Sale shall further indicate that it is subject to confirmation by the court. The duplicate certificate may be recorded in accordance with Section 12-121. The Certificate of Sale shall be freely assignable by endorsement thereon.
    (g) Interest after Sale. Any bid at sale shall be deemed to include, without the necessity of a court order, interest at the statutory judgment rate on any unpaid portion of the sale price from the date of sale to the date of payment.
(Source: P.A. 103-930, eff. 1-1-25.)

    
Notes of Decisions
Cited in 57 cases (16 in the last 5 years), 1993–2025 · leading case: CitiMortgage, Inc. v. Lewis, 2014 IL App (1st) 131272 (Ill. App. Ct. 2015).
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CitiMortgage, Inc. v. Lewis, 2014 IL App (1st) 131272 (Ill. App. Ct. 2015). · cites it 6× “735 ILCS 5/15-1507(c)(2), (3) (West 2012).”
McEwen v. Fed. Nat'l Mortg. Ass'n, 194 B.R. 594 (N.D. Ill. 1996). · cites it 3× “The Illinois Mortgage Foreclosure Law (“IMFL”) states that “upon entry of a judgment of foreclosure, the real estate which is the subject of the judgment shall be sold at a judicial sale_” 735 ILCS 5/15-1507(a). A judicial sale may be conducted by any judge or sheriff, 735 ILCS…”
Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014). “735 ILCS 5/15-1507(c) (West 2010). This is separate from the grace period notice required by section 15-1502.”
In Re Christian, 199 B.R. 382 (Bankr. N.D. Ill. 1996). · cites it 3× “" 735 ILCS 5/15-1507(a) (emphasis added). The procedures of Section 15-1507 do not include judicial confirmation.”
US Bank v. Avdic, 2014 IL App (1st) 121759 (Ill. App. Ct. 2014). · cites it 2× “The order set the redemption period to expire on March 16, 2012, and provided that the sale of the property was to occur pursuant to section 15-1507 (735 ILCS 5/15-1507 (West 2010)). The court also entered an order of default against Bank of America and United Survey Service.”
Lyubomir Alexandrov v. Todd LaMont, 740 F.3d 397 (7th Cir. 2014). “2003) (citing 735 ILCS 5/15-1507(b)). Therefore, after a foreclosure sale, “assuming that the redemption period has run, the purchaser at that sale has a presumptive right to eventual ownership of the property,” subject only to confirmation that all formalities were observed.”
BCGS, L.L.C. v. Jaster, 700 N.E.2d 1075 (Ill. App. Ct. 1998). · cites it 3× “Section 15-1507(c) of the Mortgage Foreclosure Law (735 ILCS 5/15-1507(c) (West 1996)) sets forth the notice requirements governing a judicial sale.”
HSBC Bank USA v. Kirkland Townsend, 793 F.3d 771 (7th Cir. 2015). “” See 735 ILCS 5/15-1507(f). (In residential foreclosures the defaulting *780 mortgagor-owner has a special, final thirty-day period for redemption when “the purchaser at the sale was a mortgagee who was a party to the foreclosure,” i.”
CitiMortgage, Inc. v. Lewis, 2014 IL App (1st) 131272 (Ill. App. Ct. 2015). · cites it 6× “735 ILCS 5/15-1507(c)(2), (3) (West 2012).”
US Bank v. Avdic, 2014 IL App (1st) 121759 (Ill. App. Ct. 2014). · cites it 2× “The order set the redemption period to expire on March 16, 2012, and provided that the sale of the property was to occur pursuant to section 15-1507 (735 ILCS 5/15-1507 (West 2010)). The court also entered an order of default against Bank of America and United Survey Service.”
CitiMortgage, Inc. v. Johnson, 2013 IL App (2d) 120719 (Ill. App. Ct. 2013). “¶ 23 As to notice, defendants argue that notice was improper under section 15-1507 of the Code (735 ILCS 5/15-1507 (West 2010)) because defendants did not receive notice before the sale, the notice proffered by plaintiff did not have a file-stamp, and the notice in the trial…”
U.S. Bank Nat'l Ass'n v. Sharif, 2020 IL App (1st) 191013 (Ill. App. Ct. 2020). · cites it 5× “735 ILCS 5/15-1507(c)(1) (West 2018). With this information, a prospective buyer can, at a minimum, (1) request to review the mortgage foreclosure case file at the clerk’s office, (2) visit the property for sale, (3) obtain information from the Cook County Assessor pertaining to…”
Show all 57 citing cases →
— 735 ILCS 5/15-1507(a) — 5 cases
McEwen v. Fed. Nat'l Mortg. Ass'n, 194 B.R. 594 (N.D. Ill. 1996). “The Illinois Mortgage Foreclosure Law (“IMFL”) states that “upon entry of a judgment of foreclosure, the real estate which is the subject of the judgment shall be sold at a judicial sale_” 735 ILCS 5/15-1507(a). A judicial sale may be conducted by any judge or sheriff, 735 ILCS…”
Hodges v. CIT Grp. (In Re Hodges), 350 B.R. 796 (Bankr. N.D. Ill. 2006).
In Re Christian, 199 B.R. 382 (Bankr. N.D. Ill. 1996). “" 735 ILCS 5/15-1507(a) (emphasis added). The procedures of Section 15-1507 do not include judicial confirmation.”
U.S. Bank Nat'l Ass'n v. Stachewicz, 2025 IL App (4th) 241504-U (Ill. App. Ct. 2025).
McCormick 106, LLC v. Capra, 2022 IL App (2d) 210166-U (Ill. App. Ct. 2022).
— 735 ILCS 5/15-1507(b) — 7 cases
Lyubomir Alexandrov v. Todd LaMont, 740 F.3d 397 (7th Cir. 2014). “2003) (citing 735 ILCS 5/15-1507(b)). Therefore, after a foreclosure sale, “assuming that the redemption period has run, the purchaser at that sale has a presumptive right to eventual ownership of the property,” subject only to confirmation that all formalities were observed.”
Christian v. Citibank, F.S.B., 214 B.R. 352 (N.D. Ill. 1997).
McEwen v. Fed. Nat'l Mortg. Ass'n, 194 B.R. 594 (N.D. Ill. 1996). “The Illinois Mortgage Foreclosure Law (“IMFL”) states that “upon entry of a judgment of foreclosure, the real estate which is the subject of the judgment shall be sold at a judicial sale_” 735 ILCS 5/15-1507(a). A judicial sale may be conducted by any judge or sheriff, 735 ILCS…”
In Re Christian, 199 B.R. 382 (Bankr. N.D. Ill. 1996). “" 735 ILCS 5/15-1507(a) (emphasis added). The procedures of Section 15-1507 do not include judicial confirmation.”
BMO Harris Bank v. Wolverine Props., LLC, 2015 IL App (2d) 140921 (Ill. App. Ct. 2015).
— 735 ILCS 5/15-1507(c) — 23 cases
Bank of Am., N.A. v. Adeyiga, 2014 IL App (1st) 131252 (Ill. App. Ct. 2014). “735 ILCS 5/15-1507(c) (West 2010). This is separate from the grace period notice required by section 15-1502.”
Wells Fargo Bank, N.A. v. McCluskey, 2013 IL 115469 (Ill. 2013).
Katahn Associated, Inc. v. Wien (In Re Wien), 155 B.R. 479 (Bankr. N.D. Ill. 1993).
Wells Fargo Bank, N.A. v. McCluskey, 2013 IL 115469 (Ill. 2013).
US Bank v. Avdic, 2014 IL App (1st) 121759 (Ill. App. Ct. 2014). “The order set the redemption period to expire on March 16, 2012, and provided that the sale of the property was to occur pursuant to section 15-1507 (735 ILCS 5/15-1507 (West 2010)). The court also entered an order of default against Bank of America and United Survey Service.”
— 735 ILCS 5/15-1507(c)(1) — 5 cases
U.S. Bank Nat'l Ass'n v. Sharif, 2020 IL App (1st) 191013 (Ill. App. Ct. 2020). “735 ILCS 5/15-1507(c)(1) (West 2018). With this information, a prospective buyer can, at a minimum, (1) request to review the mortgage foreclosure case file at the clerk’s office, (2) visit the property for sale, (3) obtain information from the Cook County Assessor pertaining to…”
U.S. Bank Nat'l Ass'n v. Sharif, 2020 IL App (1st) 191013 (Ill. App. Ct. 2021).
Wells Fargo Bank, N.A. v. Davis-Jones, 2020 IL App (1st) 190704-U (Ill. App. Ct. 2020).
United States v. Hillcrest Resort, Inc. (C.D. Ill. 2019).
World Sav. & Loan Ass'n v. Amerus Bank (Ill. App. Ct. 2000).
— 735 ILCS 5/15-1507(c)(1)(D) — 3 cases
U.S. Bank Nat'l Ass'n v. Sharif, 2020 IL App (1st) 191013 (Ill. App. Ct. 2020). “735 ILCS 5/15-1507(c)(1) (West 2018). With this information, a prospective buyer can, at a minimum, (1) request to review the mortgage foreclosure case file at the clerk’s office, (2) visit the property for sale, (3) obtain information from the Cook County Assessor pertaining to…”
U.S. Bank Nat'l Ass'n v. Sharif, 2020 IL App (1st) 191013 (Ill. App. Ct. 2021).
Wells Fargo Bank, N.A. v. Davis-Jones, 2020 IL App (1st) 190704-U (Ill. App. Ct. 2020).
— 735 ILCS 5/15-1507(c)(1)(G) — 1 case
World Sav. & Loan Ass'n v. Amerus Bank (Ill. App. Ct. 2000).
— 735 ILCS 5/15-1507(c)(2) — 6 cases
CitiMortgage, Inc. v. Lewis, 2014 IL App (1st) 131272 (Ill. App. Ct. 2015). “735 ILCS 5/15-1507(c)(2), (3) (West 2012).”
CitiMortgage, Inc. v. Lewis, 2014 IL App (1st) 131272 (Ill. App. Ct. 2015). “735 ILCS 5/15-1507(c)(2), (3) (West 2012).”
HSBC Bank USA, N.A. v. Walker, 2024 IL App (1st) 231061-U (Ill. App. Ct. 2024).
Deutsche Bank Nat'l Trust Co. v. BV Hotels, Inc., 2024 IL App (1st) 231097-U (Ill. App. Ct. 2024).
United States v. Hillcrest Resort, Inc. (C.D. Ill. 2019).
— 735 ILCS 5/15-1507(c)(3) — 10 cases
CitiMortgage, Inc. v. Lewis, 2014 IL App (1st) 131272 (Ill. App. Ct. 2015). “735 ILCS 5/15-1507(c)(2), (3) (West 2012).”
CitiMortgage, Inc. v. Lewis, 2014 IL App (1st) 131272 (Ill. App. Ct. 2015). “735 ILCS 5/15-1507(c)(2), (3) (West 2012).”
BCGS, L.L.C. v. Jaster, 700 N.E.2d 1075 (Ill. App. Ct. 1998). “Section 15-1507(c) of the Mortgage Foreclosure Law (735 ILCS 5/15-1507(c) (West 1996)) sets forth the notice requirements governing a judicial sale.”
U.S. Bank Nat'l Ass'n v. Sharif, 2020 IL App (1st) 191013 (Ill. App. Ct. 2020). “735 ILCS 5/15-1507(c)(1) (West 2018). With this information, a prospective buyer can, at a minimum, (1) request to review the mortgage foreclosure case file at the clerk’s office, (2) visit the property for sale, (3) obtain information from the Cook County Assessor pertaining to…”
U.S. Bank Nat'l Ass'n v. Sharif, 2020 IL App (1st) 191013 (Ill. App. Ct. 2021).
— 735 ILCS 5/15-1507(c)(4) — 1 case
US Bank Trust Nat'l Ass'n v. Bastanipour, 2024 IL App (1st) 221525-U (Ill. App. Ct. 2024).
— 735 ILCS 5/15-1507(c)(7) — 2 cases
U.S. Bank Nat'l Ass'n v. Sharif, 2020 IL App (1st) 191013 (Ill. App. Ct. 2020). “735 ILCS 5/15-1507(c)(1) (West 2018). With this information, a prospective buyer can, at a minimum, (1) request to review the mortgage foreclosure case file at the clerk’s office, (2) visit the property for sale, (3) obtain information from the Cook County Assessor pertaining to…”
U.S. Bank Nat'l Ass'n v. Sharif, 2020 IL App (1st) 191013 (Ill. App. Ct. 2021).
— 735 ILCS 5/15-1507(d) — 1 case
Bank of Waukegan v. Kischer, 616 N.E.2d 624 (Ill. App. Ct. 1993).
— 735 ILCS 5/15-1507(e) — 2 cases
McEwen v. Fed. Nat'l Mortg. Ass'n, 194 B.R. 594 (N.D. Ill. 1996). “The Illinois Mortgage Foreclosure Law (“IMFL”) states that “upon entry of a judgment of foreclosure, the real estate which is the subject of the judgment shall be sold at a judicial sale_” 735 ILCS 5/15-1507(a). A judicial sale may be conducted by any judge or sheriff, 735 ILCS…”
BCGS, L.L.C. v. Jaster, 700 N.E.2d 1075 (Ill. App. Ct. 1998). “Section 15-1507(c) of the Mortgage Foreclosure Law (735 ILCS 5/15-1507(c) (West 1996)) sets forth the notice requirements governing a judicial sale.”
— 735 ILCS 5/15-1507(f) — 3 cases
HSBC Bank USA v. Kirkland Townsend, 793 F.3d 771 (7th Cir. 2015). “” See 735 ILCS 5/15-1507(f). (In residential foreclosures the defaulting *780 mortgagor-owner has a special, final thirty-day period for redemption when “the purchaser at the sale was a mortgagee who was a party to the foreclosure,” i.”
In Re Christian, 199 B.R. 382 (Bankr. N.D. Ill. 1996). “" 735 ILCS 5/15-1507(a) (emphasis added). The procedures of Section 15-1507 do not include judicial confirmation.”
In Re Danaskos, 254 B.R. 416 (Bankr. N.D. Ill. 2000).
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.