Illinois Compiled Statutes

810 ILCS 5/9-602 (2026)

Waiver and variance of rights and duties

✓ current as of May 2026
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(810 ILCS 5/9-602)
    Sec. 9-602. Waiver and variance of rights and duties. Except as otherwise provided in Section 9-624, to the extent that they give rights to a debtor or obligor and impose duties on a secured party, the debtor or obligor may not waive or vary the rules stated in the following listed Sections:
        (1) Section 9-207(b)(4)(C), which deals with use and
    
operation of the collateral by the secured party;
        (2) Section 9-210, which deals with requests for an
    
accounting and requests concerning a list of collateral and statement of account;
        (3) Section 9-607(c), which deals with collection and
    
enforcement of collateral;
        (4) Sections 9-608(a) and 9-615(c) to the extent that
    
they deal with application or payment of noncash proceeds of collection, enforcement, or disposition;
        (5) Sections 9-608(a) and 9-615(d) to the extent that
    
they require accounting for or payment of surplus proceeds of collateral;
        (6) Section 9-609 to the extent that it imposes upon
    
a secured party that takes possession of collateral without judicial process the duty to do so without breach of the peace;
        (7) Sections 9-610(b), 9-611, 9-613, and 9-614, which
    
deal with disposition of collateral;
        (8) Section 9-615(f), which deals with calculation of
    
a deficiency or surplus when a disposition is made to the secured party, a person related to the secured party, or a secondary obligor;
        (9) Section 9-616, which deals with explanation of
    
the calculation of a surplus or deficiency;
        (10) Sections 9-620, 9-621, and 9-622, which deal
    
with acceptance of collateral in satisfaction of obligation;
        (11) Section 9-623, which deals with redemption of
    
collateral;
        (12) Section 9-624, which deals with permissible
    
waivers; and
        (13) Sections 9-625 and 9-626, which deal with the
    
secured party's liability for failure to comply with this Article.
(Source: P.A. 91-893, eff. 7-1-01.)

    
Notes of Decisions
Cited in 1 case (1 in the last 5 years), 2026–2026 · leading case: Bouie (N.D. Ill. 2026).
Bouie (N.D. Ill. 2026). “Plaintiff additionally argues Defendants’ assertion that the “police presence ‘preserved the peace’” is not in keeping with 810 ILCS 5/9-602(6), “which prohibits any coercion, intimidation, or overcoming of the debtor’s objection,” without citing any specific subsection of the…”
— 810 ILCS 5/9-602(6) — 1 case
Bouie (N.D. Ill. 2026). “Plaintiff additionally argues Defendants’ assertion that the “police presence ‘preserved the peace’” is not in keeping with 810 ILCS 5/9-602(6), “which prohibits any coercion, intimidation, or overcoming of the debtor’s objection,” without citing any specific subsection of the…”
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