ILCS » Chapter 815 · Act 137
Illinois Compiled Statutes

815 ILCS 137/1 (2026)

Short title

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(815 ILCS 137/1)
    Sec. 1. Short title. This Act may be cited as the High Risk Home Loan Act.
(Source: P.A. 93-561, eff. 1-1-04.)

    
Notes of Decisions
Cited in 2 cases, 2005–2005 · leading case: U.S. Bank Nat'l Ass'n v. Clark, 837 N.E.2d 74 (Ill. 2005).
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U.S. Bank Nat'l Ass'n v. Clark, 837 N.E.2d 74 (Ill. 2005). “1a by passing the High Risk Home Loan Act, effective January 1, 2004 (Loan Act) (815 ILCS 137/1 et seq. (West 2004)). This act defines mortgage loans as high risk if their annual percentage rates or loan fees exceed certain triggers.”
U.S. Bank Nat'l Ass'n v. Clark (Ill. 2005). “1a by passing the High Risk Home Loan Act, effective January 1, 2004 (Loan Act) (815 ILCS 137/1 et seq . (West 2004)). This act defines mortgage loans as high risk if their annual percentage rates or loan fees exceed certain triggers.”
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