1. No automobile liability or motor vehicle liability insurance policy insuring against liability for bodily injury or death arising out of the ownership, maintenance, or use of a motor vehicle shall be delivered or issued for delivery in this state with respect to any motor vehicle registered or principally garaged in this state, unless coverage is provided in such policy or supplemental thereto, for the protection of persons insured under such policy who are legally entitled to recover damages from the owner or operator of an uninsured motor vehicle or a hit-and-run motor vehicle or an underinsured motor vehicle because of bodily injury, sickness, or disease, including death resulting therefrom, caused by accident and arising out of the ownership, maintenance, or use of such uninsured or underinsured motor vehicle, or arising out of physical contact of such hit-and-run motor vehicle with the person insured or with a motor vehicle which the person insured is occupying at the time of the accident. Both the uninsured motor vehicle or hit-and-run motor vehicle coverage, and the underinsured motor vehicle coverage shall include limits for bodily injury or death at least equal to those stated in section 321A.1, subsection 11. The form and provisions of such coverage shall be examined and approved by the commissioner of insurance.
2. However, the named insured may reject all of such coverage, or reject the uninsured motor vehicle or hit-and-run motor vehicle coverage, or reject the underinsured motor vehicle coverage, by written rejections signed by the named insured. If rejection is made on a form or document furnished by an insurance company or insurance producer, it shall be on a separate sheet of paper which contains only the rejection and information directly related to it. Such coverage need not be provided in or supplemental to a renewal policy if the named insured has rejected the coverage in connection with a policy previously issued to the named insured by the same insurer. [C71, 73, 75, 77, 79, 81, §516A.1] 83 Acts, ch 101, §108; 90 Acts, ch 1233, §33; 2001 Acts, ch 16, §10, 37; 2021 Acts, ch 76, §150; 2023 Acts, ch 66, §125 Referred to in §516A.2, 516A.5 \n
Notes of Decisions
Miller v. Westfield Ins. Co., 606 N.W.2d 301 (Iowa 2000).
· cites it 94× “See Iowa Code § 516A.1 (1997) (stating that no motor vehicle liability insurance policy may be issued in this state unless uninsured motorist coverage is provided in such policy with limits at least equal to the liability limits required under Iowa Code section 321A.”
Am. States Ins. Co. v. Est. of Tollari, 362 N.W.2d 519 (Iowa 1985).
· cites it 34× “United cites clauses in its policy, but an Iowa statute provides for uninsured and underinsured coverage, Iowa Code § 516A.1 (1981), and the law writes insurance statutes into policies.”
Claude v. Guar. Nat'l Ins. Co., 679 N.W.2d 659 (Iowa 2004).
· cites it 24× “1 provides in relevant part: *663 Iowa Code § 516A.1 (emphasis added). In Rohret v.”
Thomas v. Progressive Cas. Ins. Co., 749 N.W.2d 678 (Iowa 2008).
· cites it 14× “” Iowa Code § 516A.1 (2001). “However, the named insured may reject [some or all of such coverages], by written rejections signed by the named insured.”
Hinners v. Pekin Ins. Co., 431 N.W.2d 345 (Iowa 1988).
· cites it 28× “Despite the apparent lack of policy coverage, however, Lori contends she is entitled to recovery because of the impact of Iowa Code section 516A.1. That section, our uninsured motorist provision, sets certain minimum provisions to be included in all liability insurance policies…”
Lindahl v. Howe, 345 N.W.2d 548 (Iowa 1984).
· cites it 20× “Because we agree with the trial court that the exclusion violates Iowa Code section 516A.1 (1981), we affirm. The case was tried on stipulated facts.”
Hamm v. Allied Mut. Ins. Co., 612 N.W.2d 775 (Iowa 2000).
· cites it 12× “2d 291, 292-93 (Iowa 1990), we addressed the issue of whether the statutory language “legally entitled to recover,” see Iowa Code § 516A.1 3 , makes suit against the tortfea- *780 sor a condition precedent to an action against the insurer for UIM benefits.”
Faeth v. State Farm Mut. Auto. Ins. Co., 707 N.W.2d 328 (Iowa 2005).
· cites it 12× “After reviewing the record and considering the arguments presented, we find that the mandatory protection against uninsured motorists contained in Iowa Code section 516A.1 (1997) extends to legally sanctioned, self-insured motorists who become insolvent after the accident occurs.”
McClure v. Employers Mut. Cas. Co., 238 N.W.2d 321 (Iowa 1976).
· cites it 12× “In common with a number of states, Iowa has a statute requiring motor vehicle liability insurance policies to contain uninsured motorist coverage unless expressly rejected by the named insured, § 516A.1, Code 1975: No automobile liability or motor vehicle liability insurance…”
Lee v. Grinnell Mut. Reinsurance Co., 646 N.W.2d 403 (Iowa 2002).
· cites it 8× “an underinsured motor vehicle because of bodily injury, sickness, or disease, including death resulting therefrom, caused by accident and arising out of the ownership, maintenance, or use of such .”
— Iowa Code § 516A.1(1) — 3 cases
— Iowa Code § 516A.1(2) — 1 case
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