Iowa Code » Chapter 554 — UNIFORM COMMERCIAL CODE
Iowa Code

Iowa Code § 554.3201 (2026)

Negotiation

✓ Iowa Code 2026 (laws through the 2025 session)
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1. “Negotiation” means a transfer of possession, whether voluntary or involuntary, of an instrument by a person other than the issuer to a person who thereby becomes its holder.

2. Except for negotiation by a remitter, if an instrument is payable to an identified person, negotiation requires transfer of possession of the instrument and its endorsement by the holder. If an instrument is payable to bearer, it may be negotiated by transfer of possession alone. 94 Acts, ch 1167, §29, 121, 122 Referred to in §554.3103 \n

Notes of Decisions
Cited in 2 cases, 1978–1990 · leading case: Key Pontiac, Inc. v. Blue Grass Sav. Bank, 265 N.W.2d 906 (Iowa 1978).
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Key Pontiac, Inc. v. Blue Grass Sav. Bank, 265 N.W.2d 906 (Iowa 1978). · cites it 2× “, Section 554.3201. Only a holder in due course is able to cut off all defenses such as delivery for a special purpose.”
Hoover v. Webb, 460 N.W.2d 456 (Iowa 1990). · cites it 4× “The Huffmans cite comment 6 for Iowa Code section 554.3201 in support of the trial court ruling.”
Iowa Code § 554.3201(3): 1 case
Hoover v. Webb, 460 N.W.2d 456 (Iowa 1990). “The Huffmans cite comment 6 for Iowa Code section 554.3201 in support of the trial court ruling.”
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