Iowa Code

Iowa Code § 554.9307 (2026)

Location of debtor

✓ current as of July 2026
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1. Place of business. In this section, “place of business” means a place where a debtor conducts its affairs. 2. Debtor’s location — general rules. Except as otherwise provided in this section, the following rules determine a debtor’s location: a. A debtor who is an individual is located at the individual’s principal residence. b. A debtor that is an organization and has only one place of business is located at its place of business. c. A debtor that is an organization and has more than one place of business is located at its chief executive office. 3. Limitation of applicability of subsection 2. Subsection 2 applies only if a debtor’s residence, place of business, or chief executive office, as applicable, is located in a jurisdiction whose law generally requires information concerning the existence of a nonpossessory security interest to be made generally available in a filing, recording, or registration system\n\nTue Dec 09 22:02:42 2025 Iowa Code 2026, Chapter 554 (108, 4) §554.9307, UNIFORM COMMERCIAL CODE 170\n\nas a condition or result of the security interest’s obtaining priority over the rights of a lien creditor with respect to the collateral. If subsection 2 does not apply, the debtor is located in the District of Columbia. 4. Continuation of location — cessation of existence, etc. A person that ceases to exist, have a residence, or have a place of business continues to be located in the jurisdiction specified by subsections 2 and 3. 5. Location of registered organization organized under state law. A registered organization that is organized under the law of a state is located in that state. 6. Location of registered organization organized under federal law — bank branches and agencies. Except as otherwise provided in subsection 9, a registered organization that is organized under the law of the United States and a branch or agency of a bank that is not organized under the law of the United States or a state are located: a. in the state that the law of the United States designates, if the law designates a state of location; b. in the state that the registered organization, branch, or agency designates, if the law of the United States authorizes the registered organization, branch, or agency to designate its state of location, including by designating its main office, home office, or other comparable office; or c. in the District of Columbia, if neither paragraph “a” nor paragraph “b” applies. 7. Continuation of location — change in status of registered organization. A registered organization continues to be located in the jurisdiction specified by subsection 5 or 6 notwithstanding: a. the suspension, revocation, forfeiture, or lapse of the registered organization’s status as such in its jurisdiction of organization; or b. the dissolution, winding up, or cancellation of the existence of the registered organization. 8. Location of United States. The United States is located in the District of Columbia. 9. Location of foreign bank branch or agency if licensed in only one state. A branch or agency of a bank that is not organized under the law of the United States or a state is located in the state in which the branch or agency is licensed, if all branches and agencies of the bank are licensed in only one state. 10. Location of foreign air carrier. A foreign air carrier under the Federal Aviation Act of 1958, as amended, is located at the designated office of the agent upon which service of process may be made on behalf of the carrier. 11. Section applies only to this part. This section applies only for purposes of this part. 2000 Acts, ch 1149, §27, 185, 187; 2012 Acts, ch 1052, §5, 37 Referred to in §554.1301\n\n SUBPART B PERFECTION

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Notes of Decisions
Cited in 16 cases, 1970–2006 · leading case: First Nat'l Bank in Lenox v. Lamoni Livestock Sales Co., 417 N.W.2d 443 (Iowa 1987).
First Nat'l Bank in Lenox v. Lamoni Livestock Sales Co., 417 N.W.2d 443 (Iowa 1987). · cites it 28× “After answering the petition, Lamoni filed a motion for summary judgment on the ground that Lenox’s security interest in Parker’s livestock was extinguished pursuant to Iowa Code section 554.9307(1) upon Parker’s delivery of the livestock to Lamo-ni.”
C & J Leasing II Ltd. P'ship v. Swanson, 439 N.W.2d 210 (Iowa 1989). · cites it 25× “” Iowa Code § 554.9307 (1) (emphasis added).”
Sec. State Bank v. Firstar Bank Milwaukee, N.A., 965 F. Supp. 1237 (N.D. Iowa 1997). · cites it 4× “§ 1631 , and a pertinent provision of Iowa’s version of the Uniform Commercial Code (UCC), Iowa Code § 554.9307 (4), both of which provide that a buyer of farm products takes free of a security interest created by the debtor seller except under certain conditions.”
First State Bank v. Clark, 635 N.W.2d 29 (Iowa 2001). · cites it 10× “See Iowa Code § 554.9307 (protections for buyers of goods).”
Gen. Motors Acceptance Corp. v. Keil, 176 N.W.2d 837 (Iowa 1970). · cites it 10× “The trial court held appellee Taylor was not entitled to the protection of section 554.9307, and from this ruling the ap-pellee Taylor has cross-appealed.”
Prod. Credit Ass'n of the Midlands v. Farm & Town Indus., Inc., 518 N.W.2d 339 (Iowa 1994). · cites it 12× “See Iowa Code § 554.9307 (4)(a). PCA argues that FTI is not a buyer in the ordinary course of business because it attempted to apply the crop proceeds cheek in partial satisfaction of McGraw’s pre-existing debt.”
Citicorp of North Am., Inc. v. Lifestyle Commc'ns Corp., 836 F. Supp. 644 (S.D. Iowa 1993). · cites it 6× “Iowa Code § 554.9307 (1993) addresses the issue of the rights of buyers of goods.”
United States v. Progressive Farmers Mktg. Agency, 788 F.2d 1327 (8th Cir. 1986). · cites it 2× “1201) other than a person buying farm products from a person engaged in farming operations takes free of a security interest created by his seller even though the security interest is perfected and even though the buyer knows of its existence.”
Wilkin Elevator v. Bennett State Bank, 522 N.W.2d 57 (Iowa 1994). · cites it 2× “This security agreement was amended in 1987 to fulfill the requirements of Iowa Code section 554.9307 (1991), which provides that a lender must give notice to potential buyers of farm products in order to maintain a lien.”
First State Bank v. Shirley Ag Serv., Inc., 417 N.W.2d 448 (Iowa 1987). · cites it 2× “2d at 1077-78 ; See Iowa Code § 554.9307 (1) (1983). These latter concerns obviously do not apply to collateral which was transferred in exchange for new value.”
Linn Coop. Oil Co. v. Norwest Bank Marion, N.A., 444 N.W.2d 497 (Iowa 1989). · cites it 2× “The protection which section 554.9307 affords those parties does not extend to transfers in satisfaction of an antecedent money debt.”
In Re Harnish, 224 B.R. 91 (Bankr. D. Iowa 1998). · cites it 2× “2d 210, 212 (Iowa 1989); Iowa Code § 554.9307 (1). The purpose of this provision is to give broad protection to the consumer who buys out of inventory against prior holders of liens in that inventory.”
— Iowa Code § 554.9307(1) — 6 cases
First Nat'l Bank in Lenox v. Lamoni Livestock Sales Co., 417 N.W.2d 443 (Iowa 1987). “After answering the petition, Lamoni filed a motion for summary judgment on the ground that Lenox’s security interest in Parker’s livestock was extinguished pursuant to Iowa Code section 554.9307(1) upon Parker’s delivery of the livestock to Lamo-ni.”
C & J Leasing II Ltd. P'ship v. Swanson, 439 N.W.2d 210 (Iowa 1989). “” Iowa Code § 554.9307 (1) (emphasis added).”
Gen. Motors Acceptance Corp. v. Keil, 176 N.W.2d 837 (Iowa 1970). “The trial court held appellee Taylor was not entitled to the protection of section 554.9307, and from this ruling the ap-pellee Taylor has cross-appealed.”
Citicorp of North Am., Inc. v. Lifestyle Commc'ns Corp., 836 F. Supp. 644 (S.D. Iowa 1993). “Iowa Code § 554.9307 (1993) addresses the issue of the rights of buyers of goods.”
Prod. Credit Ass'n of the Midlands v. Farm & Town Indus., Inc., 518 N.W.2d 339 (Iowa 1994). “See Iowa Code § 554.9307 (4)(a). PCA argues that FTI is not a buyer in the ordinary course of business because it attempted to apply the crop proceeds cheek in partial satisfaction of McGraw’s pre-existing debt.”
— Iowa Code § 554.9307(1)(1983) — 1 case
First Nat'l Bank in Lenox v. Lamoni Livestock Sales Co., 417 N.W.2d 443 (Iowa 1987). “After answering the petition, Lamoni filed a motion for summary judgment on the ground that Lenox’s security interest in Parker’s livestock was extinguished pursuant to Iowa Code section 554.9307(1) upon Parker’s delivery of the livestock to Lamo-ni.”
— Iowa Code § 554.9307(3) — 1 case
Davis Cnty. Sav. Bank v. Prod. Credit Ass'n, 419 N.W.2d 384 (Iowa 1988).
— Iowa Code § 554.9307(4)(a) — 2 cases
First State Bank v. Clark, 635 N.W.2d 29 (Iowa 2001). “See Iowa Code § 554.9307 (protections for buyers of goods).”
Prod. Credit Ass'n of the Midlands v. Farm & Town Indus., Inc., 518 N.W.2d 339 (Iowa 1994). “See Iowa Code § 554.9307 (4)(a). PCA argues that FTI is not a buyer in the ordinary course of business because it attempted to apply the crop proceeds cheek in partial satisfaction of McGraw’s pre-existing debt.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.