Iowa Code » Chapter 554 — UNIFORM COMMERCIAL CODE
Iowa Code

Iowa Code § 554.9609 (2026)

Secured party’s right to take possession after default

✓ current as of July 2026
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1. Possession — rendering equipment unusable — disposition on debtor’s premises. After default, a secured party:

a. may take possession of the collateral; and

b. without removal, may render equipment unusable and dispose of collateral on a debtor’s premises under section 554.9610.

2. Judicial and nonjudicial process. A secured party may proceed under subsection 1:

a. pursuant to judicial process; or

b. without judicial process, if it proceeds without breach of the peace.

3. Assembly of collateral. If so agreed, and in any event after default, a secured party may require the debtor to assemble the collateral and make it available to the secured party at a place to be designated by the secured party which is reasonably convenient to both parties. 2000 Acts, ch 1149, §107, 187 Referred to in §554.9102, 554.9602, 554.9603 \n

Notes of Decisions
Cited in 4 cases (1 in the last 5 years), 2011–2024 · leading case: Iowa Supreme Court Attorney Disciplinary Bd. v. Steven F. Olson, 807 N.W.2d 268 (Iowa 2011).
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Iowa Supreme Court Attorney Disciplinary Bd. v. Steven F. Olson, 807 N.W.2d 268 (Iowa 2011). · cites it 3× “See Iowa Code § 554.9609 (1)(a) (2005) (providing that “[a]fter default, a secured party .”
Iowa Supreme Court Attorney Disciplinary Bd. v. Jeffrey S. Rasmussen, 823 N.W.2d 404 (Iowa 2012). “§ 554.9609(l)(a). Even though the Tribe did not actually have a security interest in the server, as opposed to the software, because DNA Today did not own the server, there is insufficient evidence Rasmussen knew the server was not covered by the Tribe’s security interest at the…”
Fox Prairie Investors, LLC, Fox Prairie Plaza South Bldg. Owners Ass'n, Fox Prairie North Bldg. Owners Ass'n v. Walters Companies, Inc. (Iowa Ct. App. 2024). · cites it 2× “See Iowa Code § 554.9609 (providing under the uniform commercial code that “[a]fter default, a secured party 15 .”
RSB Ent., LLC d/b/a Plaza Bowl & Richard J. Moores v. Heritage Bank, N.A. (Iowa Ct. App. 2020). ““Sections 554.9609(1)(a) and 554.9610(1) allow a secured creditor, such as [Heritage Bank], to repossess and dispose of collateral upon a debtor’s default.”
— Iowa Code § 554.9609(1)(a) — 1 case
RSB Ent., LLC d/b/a Plaza Bowl & Richard J. Moores v. Heritage Bank, N.A. (Iowa Ct. App. 2020). ““Sections 554.9609(1)(a) and 554.9610(1) allow a secured creditor, such as [Heritage Bank], to repossess and dispose of collateral upon a debtor’s default.”
— Iowa Code § 554.9609(2)(6) — 1 case
Iowa Supreme Court Attorney Disciplinary Bd. v. Steven F. Olson, 807 N.W.2d 268 (Iowa 2011). “See Iowa Code § 554.9609 (1)(a) (2005) (providing that “[a]fter default, a secured party .”
— Iowa Code § 554.9609(l)(a) — 1 case
Iowa Supreme Court Attorney Disciplinary Bd. v. Jeffrey S. Rasmussen, 823 N.W.2d 404 (Iowa 2012). “§ 554.9609(l)(a). Even though the Tribe did not actually have a security interest in the server, as opposed to the software, because DNA Today did not own the server, there is insufficient evidence Rasmussen knew the server was not covered by the Tribe’s security interest at the…”
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