A lienholder of record may redeem real property which has been foreclosed by a mortgagee
pursuant to the alternative voluntary foreclosure procedure provided in section 654.18. The
junior lienholders’ redemption period shall be thirty days commencing the day the notice
required by section 654.18, subsection 1, paragraph “e” is sent. The redemption shall be made
by payment to the mortgagee of the amount of the debt secured by the mortgage including
any protective advances made pursuant to chapter 629. Upon payment, the mortgagee shall
convey the property by special warranty deed to the redeeming junior lienholder.
85 Acts, ch 252, §44
Referred to in §654.18\n\nTue Dec 09 21:58:58 2025 Iowa Code 2026, Chapter 628 (21, 0)
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Notes of Decisions
Olympus Aluminum Prods., Inc. v. Kehm Enter., Ltd., 930 F. Supp. 1295 (N.D. Iowa 1996).
· cites it 41× “Defendants contend instead that the only applicable redemption provision is Iowa Code § 628.29 . That statutory provision states, A lienholder of record may redeem real property which has been foreclosed by a mortgagee pursuant to the alternative voluntary foreclosure procedure…”
Black v. First Interstate Bank of Fort Dodge, 439 N.W.2d 647 (Iowa 1989).
· cites it 2× “577, § 44 (now codified at Iowa Code section 628.29 (1987)). Viewing Senate File 577 as a whole, it becomes apparent that the amendment to section 524.”
Copycat Photocopy Ctr., Inc. & Michael Lamberto v. Frisco-Ozarks Partners, L.L.C., Double Dg, L.L.C., Tsm Hosp., L.L.C., & Donald Goering, No. 15-2005 (Iowa Ct. App. Nov. 23, 2016).
· cites it 2× “18 (2) (“A junior lienholder may redeem the real property pursuant to section 628.29. If a junior lienholder fails to redeem its lien as provided in subsection 1, its lien shall be removed from the property.”
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