K.S.A. » Chapter 16a
Kansas Statutes Annotated

K.S.A. § 16a-3-206 (2026)

(UCCC) Compliance with rules and regulations

✓ current as of May 2026
Find cases: SyfertCases citing this section KS-LEGkslegislature.org JustiaChapter on Justia CornellLII Search CasesGoogle Scholar

16a-3-206. (UCCC) Compliance with rules and regulations. A creditor shall disclose to the consumer the information required by the rules and regulations adopted by the administrator pursuant to K.S.A. 16a-6-104, and amendments thereto.

History: L. 1973, ch. 85, § 46; L. 1981, ch. 93, § 6; L. 1987, ch. 80, § 2; L. 2024, ch. 6, § 66; January 1, 2025.

KANSAS COMMENT, 2010

The disclosure requirements of the TILA (15 U.S.C. § 1601 et seq.) are incorporated by reference pursuant to rules and regulations adopted by the administrator under K.S.A. 16a-6-117 and this section. See K.A.R. 75-6-26. The purpose is to obtain dual administrative enforcement of the TILA. See K.S.A. 16a-5-203(6). The U3C does contain a few disclosure requirements that go beyond federal law. See K.S.A. 16a-3-202, 16a-2-404(4), and 16a-3-207.

Law Review and Bar Journal References:

"The New Kansas Consumer Legislation," Barkley Clark, 42 J.B.A.K. 147, 200 (1973).

"Summary Repossession, Replevin, and Foreclosure of Security Interests," Thomas V. Murray, 46 J.B.A.K. 93, 94 (1977).

"Survey of Kansas Law: Consumer Law," John C. Maloney, 27 K.L.R. 197, 199 (1979).

"Interest Rates in Kansas: The Decline and Fall of Ezekiel," Barkley Clark, 49 J.B.A.K. 81, 87 (1980).

"The U.C.C.C. and Real Estate Financing: A Square Peg in a Round Hole," Thomas L. Griswold, 28 K.L.R. 601, 612, 615 (1980).

"Farmers and the Law: Exemptions and Exceptions," J. W. Looney, 50 J.B.A.K. 7, 16 (1981).

Attorney General's Opinions:

Arrests; citations, procedures and penalties; appearance bonds; use of credit cards. 82-165.

CASE ANNOTATIONS

1. Failure to include the term unpaid balance constitutes a violation of truth in leading. Ed Marling Stores, Inc. v. Miracle, 6 Kan. App. 2d 175, 176, 177, 627 P.2d 352 (1981).

2. When remedies are pursued under federal truth in lending act, questions concerning statute of limitations must be determined under federal law. United Missouri Bank of Kansas City v. Robinson, 7 Kan. App. 2d 120, 122, 638 P.2d 372 (1982).

3. The disclosures made by plaintiff did not meet the requirements of the federal truth in lending act; affirmed. Forbes Credit Union v. Mewhinney, 7 Kan. App. 2d 165, 166, 638 P.2d 383 (1982).


Previous | Next

www.ksrevisor.gov 2026
Notes of Decisions
Cited in 4 cases, 1981–2012 · leading case: Gonzales v. Assocs. Fin. Serv. Co. of Kansas, Inc., 967 P.2d 312 (Kan. 1998).
Sort: Relevance Newest Treatment
Gonzales v. Assocs. Fin. Serv. Co. of Kansas, Inc., 967 P.2d 312 (Kan. 1998). · cites it 2× “75-6-26(c), K.S.A. 16a-3-206, and K.S.A. 16a-6-117. Here, the legislature is presumed to have expressed its intent through the language of the UCCC and K.”
Wilson v. Ampride, Inc., 867 F. Supp. 2d 1124 (D. Kan. 2012). “§§ 16a-3-206, 16a-6-117. Id. at 166, 967 P.”
Ed Marling Stores, Inc. v. Miracle, 627 P.2d 352 (Kan. Ct. App. 1981). · cites it 2× “The ultimate question to be decided on this consolidated appeal is whether the plaintiff violated K.S.A. 16a-3-206, which incorporates the Federal Truth in Lending Act, and if so, whether it nevertheless is excused from liability under K.”
United Missouri Bank of Kansas City v. Robinson, 638 P.2d 372 (Kan. Ct. App. 1981). “Additionally, the entire federal Act is incorporated by reference in Kansas law (K.S.A. 16a-3-206) and independent remedies are available in the state cause of action.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.