(1) If overdue benefits are recovered in an action against the reparation obligor or paid by the reparation obligor after receipt of notice of the attorney's representation, a reasonable attorney's fee for advising and representing a claimant on a claim or in an action for basic or added reparation benefits may be awarded by the court if the denial or delay was without reasonable foundation. No part of the fee for representing the claimant in connection with these benefits is a charge against benefits otherwise due the claimant.
(2) In any action brought against the insured by the reparation obligor, the court may award the insured's attorney a reasonable attorney's fee for defending the action. Effective: July 1, 1975 History: Created 1974 Ky. Acts ch. 385, sec. 22, effective July 1, 1975.
Notes of Decisions
Auto. Club Ins. Co. v. Lainhart, 609 S.W.2d 692 (Ky. Ct. App. 1980).
· cites it 2× “KRS 304.39-220 states that the court may allow a reasonable attorney’s fee if overdue benefits are recovered in the event the denial or delay was without reasonable foundation.”
State Auto. Mut. Ins. Co. v. Outlaw, 575 S.W.2d 489 (Ky. Ct. App. 1978).
· cites it 2× “In this motion, Outlaw sought attorney’s fees in the amount of $1,500 under KRS 304.39-220(1), interest on “all unpaid and late payments” and all “remaining and unpaid” benefits.”
Moore v. Roberts ex rel. Roberts, 684 S.W.2d 276 (Ky. 1982).
· cites it 3× “KRS 304.39-220 allows a reasonable attorney’s fee to be awarded if the denial or delay of benefits from the reparations obli-gor was without reasonable foundation.”
Erie Ins. Exch. v. Megan Johnson (Ky. 2025).
· cites it 8× “39-210 and KRS 304.39-220. 6 On April 11, 2019, Erie simultaneously filed a motion for summary judgment and a motion for interpleader.”
Irvin v. State Farm Mut. Auto. Ins. Co. (W.D. Ky. 2020).
· cites it 7× “39- 210 and KRS 304.39-220, and this is not changed by the fact that the case is ultimately decided against the obligor”).”
Allstate Prop. & Cas. Ins. Co. v. Brittany Brown (Ky. Ct. App. 2023).
· cites it 6× “Thus, the basic requirements were met for the trial court to award a reasonable attorney fee under KRS 304.39-220. -14- Allstate asserts Brown did not require legal assistance to obtain payment of benefits and that her counsel’s involvement had no bearing on her bills getting…”
Erie Ins. Exch. v. Megan Johnson (Ky. Ct. App. 2023).
· cites it 6× “39-210 and KRS 304.39-220. KRS 304.39-210(2) states: “Overdue payments bear interest at the rate of twelve percent (12%) per annum, except that if delay was without reasonable foundation the rate of interest shall be eighteen percent (18%) per annum.”
— Ky. Rev. Stat. § 304.39-220(1) — 17 cases
State Auto. Mut. Ins. Co. v. Outlaw, 575 S.W.2d 489 (Ky. Ct. App. 1978).
“In this motion, Outlaw sought attorney’s fees in the amount of $1,500 under KRS 304.39-220(1), interest on “all unpaid and late payments” and all “remaining and unpaid” benefits.”
— Ky. Rev. Stat. § 304.39-220(2) — 2 cases
Erie Ins. Exch. v. Megan Johnson (Ky. 2025).
“39-210 and KRS 304.39-220. 6 On April 11, 2019, Erie simultaneously filed a motion for summary judgment and a motion for interpleader.”
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