Ky. Rev. Stat. » Chapter 304
Kentucky Revised Statutes

Ky. Rev. Stat. § 304.39-245 (2026)

Reparation obligor's request for or negotiation of reduction or

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modification of charges. A reparation obligor may request or negotiate a reduction or modification of charges from a provider of services to a secured person. In no event shall a provider of services which agrees to a reduction or modification of the charges bill the secured person for the amount of the reduction or modification. Nothing in this section is intended to prohibit a provider of services from billing charges to a secured party if the charges are not paid by a reparation obligor because the reparation benefits have been exhausted. Effective: July 15, 1998 History: Created 1998 Ky. Acts ch. 200, sec. 1, effective July 15, 1998.

Notes of Decisions
Cited in 6 cases (3 in the last 5 years), 2008–2025 · leading case: Neurodiagnostics, Inc. v. Kentucky Farm Bureau Mut. Ins. Co., 250 S.W.3d 321 (Ky. 2008).
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Neurodiagnostics, Inc. v. Kentucky Farm Bureau Mut. Ins. Co., 250 S.W.3d 321 (Ky. 2008). “That section is codified at KRS 304.39-245 and reads as follows: A reparation obligor may request or negotiate a reduction or modification of charges from a provider of services to a secured person.”
Hughes & Coleman, PLLC v. Ann Clark Chambers of the Est. of James W. Chambers, 526 S.W.3d 70 (Ky. 2017). “See KRS 304.39-245. This left $14,344.06 remaining in the escrow account.”
Carmen Gardner v. Geico Gen. Ins. Co., No. 2022 CA 000306 (Ky. Ct. App. May 11, 2023). · cites it 11× “” KRS 304.39-245 (emphasis added). The MVRA prohibits a medical provider that agrees to such a reduction or modification of the charges from billing the secured person for the balance.”
Erie Ins. Exch. v. Megan Johnson, 713 S.W.3d 149 (Ky. 2025). · cites it 6× “Section 1 of HB 493 created KRS 304.39-245, which provides: A reparation obligor may request or negotiate a reduction or modification of charges from a provider of services to a secured person.”
Allstate Prop. & Cas. Ins. Co. v. Brittany Brown, No. 2021 CA 001213 (Ky. Ct. App. Feb. 2, 2023). · cites it 2× “Under KRS 304.39-245, “A reparation obligor may request or negotiate a reduction or modification of charges from a provider of services to a secured person” although the medical provider cannot bill the secured person (the claimant) for the reduction or modification.”
Hughes & Coleman, PLLC v. Ann Clark Chambers of the Est. of James W. Chambers, No. 2015 SC 000435 (Ky. Sept. 18, 2017). “See KRS 304.39-245. This left $14,344.06 remaining in the escrow account.”
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