Ky. Rev. Stat. » Chapter 355
Kentucky Revised Statutes

Ky. Rev. Stat. § 355.9-110 (2026)

Security interests arising under Article 2 or 2A

✓ current as of May 2026
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A security interest arising under KRS 355.2-401, 355.2-505, 355.2-711(3), or 355.2A- 508(5) is subject to this article. However, until the debtor obtains possession of the goods:

(1) The security interest is enforceable, even if KRS 355.9-203(2)(c) has not been satisfied;

(2) Filing is not required to perfect the security interest;

(3) The rights of the secured party after default by the debtor are governed by Article 2 or 2A of this chapter; and

(4) The security interest has priority over a conflicting security interest created by the debtor. Effective: July 1, 2001 History: Repealed and reenacted 2000 Ky. Acts ch. 408, sec. 30, effective July 1, 2001. -- Created 1958 Ky. Acts ch. 77, sec. 9-110, effective July 1, 1960.

Notes of Decisions
Cited in 8 cases, 1962–1990 · leading case: Nolin Prod. Credit Ass'n v. Canmer Deposit Bank, 726 S.W.2d 693 (Ky. Ct. App. 1986).
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Nolin Prod. Credit Ass'n v. Canmer Deposit Bank, 726 S.W.2d 693 (Ky. Ct. App. 1986). · cites it 5× “Under KRS 355.9-110, of our state’s codification of the Uniform Commercial Code (UCC), .”
Pendleton v. Dealer Warehouse, Inc. (In Re Pendleton), 40 B.R. 306 (Bankr. W.D. Ky. 1984). · cites it 2× “” The issue of sufficiency of descriptions in security agreements and financing statements is addressed further by Section 355.9-110 of the Kentucky Revised Statutes: For the purpose of this article any description of personal property or real estate if sufficient whether or not…”
Tinsley & Groom v. West Kentucky Prod. Credit Ass'n (In Re Tinsley & Groom), 49 B.R. 85 (Bankr. W.D. Ky. 1984). “The sufficiency of descriptions is further addressed by KRS 355.9-110 which provides: *94 For purposes of this article any description of personal property or real estate is sufficient whether or not it is specific if it reasonably identifies what is described.”
Mammoth Cave Prod. Credit Ass'n v. York, 429 S.W.2d 26 (Ky. Ct. App. 1968). “This argument is based on the idea that the description in the security agree *29 ment was not specific enough to include the tractor under KRS 355.9-110 which requires: “For the purpose of this article any description of personal property or real estate is sufficient whether or…”
In Re Anselm, 344 F. Supp. 544 (W.D. Ky. 1972). · cites it 2× “” KRS 355.9-110 provides as follows: “For the purposes of this article any description of personal property or real estate is sufficient whether or not it is specific if it reasonably identifies what is described.”
In Re Drane, 202 F. Supp. 221 (W.D. Ky. 1962). “9-110) which provides: “For the purposes of this article any description of personal property or real estate is sufficient whether or not it is specific if it reasonably identifies what is described.” The creditor insists that the description in the mortgage meets the test of…”
Laurel Explosives, Inc. v. First Nat'l Bank & Trust Co. of Corbin, 801 S.W.2d 336 (Ky. Ct. App. 1990). “KRS 355.9-110 dictates that for purposes of Article 9 a description of personal property “is sufficient whether or not it is specific if it reasonably identifies what is described.”
Horse Cave State Bank v. Nolin Prod. Credit Ass'n, 672 S.W.2d 66 (Ky. Ct. App. 1984). · cites it 3× “Appellant contends that the court erred by finding that PCA has a valid lien because the description of the covered collateral in its financing statement is insufficient to satisfy the requirements of KRS 355.9-110 as that statute was construed in Mammoth Cave Production Credit…”
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