Kentucky Revised Statutes
Ky. Rev. Stat. § 382.285 (2026)
Purchase money deed of trust or mortgage granted by the purchaser --
✓ current as of May 2026
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Priority over prior lien. A purchase money deed of trust or mortgage granted by a purchaser shall have priority over a prior lien under KRS 426.720 against the purchaser. Effective: July 14, 2022 History: Created 2022 Ky. Acts ch. 167, sec. 3, effective July 14, 2022.
Notes of Decisions
Cited in 1
case (1 in the last 5 years), 2025–2025 · leading case: Keith Smith v. Apex Fund Servs. as Custodian for Ceres Tax Receivables, LLC (Ky. 2025).
Keith Smith v. Apex Fund Servs. as Custodian for Ceres Tax Receivables, LLC (Ky. 2025). “285 [giving a purchase money deed of trust or mortgage priority over a prior lien], no deed or deed of trust or mortgage conveying a legal or equitable title to real property shall be lodged for record and, thus, valid against a purchaser for a valuable consideration, without…”
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