Maine Revised Statutes
Me. Rev. Stat. tit. 24-A, § 2915 (2026)
Delivery of notice
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A notice of cancellation of a policy is not effective unless received by the named insured at least 20 days prior to the effective date of cancellation, or, when the cancellation is for nonpayment of premium, at least 10 days prior to the effective date of cancellation. In the event the policy provides automobile physical damage coverage, like notice of cancellation must also be given to any party mentioned in the loss payable clause. A postal service certificate of mailing to the named insured at the insured's last known address is conclusive proof of receipt on the 5th calendar day after mailing.
[PL 2007, c. 188, Pt. C, §5 (AMD).]
Except for a policy that has been in effect for less than 60 days at the time notice of cancellation is received by the named insured, the reason for cancellation must accompany the notice, together with a notice of the right to apply for a hearing before the superintendent within 30 days, as provided in section 2920.
[PL 2007, c. 188, Pt. C, §5 (AMD).]
SECTION HISTORY
PL 1973, c. 339, §1 (NEW). PL 1973, c. 439 (NEW). PL 1973, c. 585, §12 (AMD). PL 1973, c. 625, §145 (RP). PL 1977, c. 403, §3 (AMD). PL 1979, c. 347, §§3,4 (AMD). PL 1989, c. 172, §4 (AMD). PL 2005, c. 114, §2 (AMD). PL 2007, c. 188, Pt. C, §5 (AMD).
Notes of Decisions
Cited in 7
cases (1 in the last 5 years), 1993–2021 · leading case: Blanchet v. Assurance Co. of Am., 2001 ME 40, 766 A.2d 71.
Blanchet v. Assurance Co. of Am., 2001 ME 40, 766 A.2d 71. “We agree with Blan-chet that there is a genuine issue of material fact as to whether Assurance complied with the notice provisions of 24-A M.R.S.A. § 2915 when it canceled the automobile policy under which Blanchet seeks coverage, and that a summary judgment was entered…”
State Farm Mut. Auto. Ins. v. Libby, 655 A.2d 880 (Me. 1995). “24-A M.R.S.A. § 2915 (1990). [1] Zukatis contends that the general rule of time computation, as provided in M.”
Lewis v. Geico Gen. Ins., 600 F. Supp. 2d 220 (D. Me. 2009). “The Notice also advised Marston of her rights in accordance with 24-A M.R.S.A. § 2915 and stated that she should disregard the Notice if payment had already been sent.”
Valley Forge Ins. v. Concord Grp. Ins., 623 A.2d 163 (Me. 1993). “The version of the act in effect at the time of the attempted cancellation, 24-A M.R.S.A. § 2915 (Supp.1984), provided in relevant part as follows: No notice of cancellation of a policy shall be effective unless received by the named insured at least 20 days prior to the…”
Schmitt v. Horace Man Ins. Co., No. CUMcv-07-514 (Me. Super. Ct Oct. 22, 2008). “24-A M.R.S. § 2915. In this instance Horace Mann sought to cancel the policy for nonpayment of premium and has offered evidence that a notice of cancellation was issued on or about August 7, 2006 advising Schmitt that her policy would be cancelled effective August 25, 1 After…”
Michaud v. State Farm, No. ANDcv-16-062 (Me. Super. Ct June 29, 2017). “24-A M.R.S. § 2915. The Legislature's use of the word "unless" is indicative of its intent to require that insurers comply strictly with the statute's terms.”
Corinth Pelles, LLC v. Arch Specialty Ins. Co., No. CUMbcd-cv-19-37 (Me. Super. Ct Apr. 12, 2021). “Compare 24-A M.R.S. § 2915 with § 2917, and 24-A M.”
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