Massachusetts General Laws

Mass. Gen. Laws ch. 260, § 5A (2026)

Consumer protection actions

✓ current as of July 2026

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Section 5A. Actions arising on account of violations of any law intended for the protection of consumers, including but not limited to the following: chapter seventy-five C; chapter seventy-five D; section seven N of chapter ninety; sections twenty-one, twenty-one D, twenty-eight, forty-eight, forty-nine, sixty-nine, and seventy of chapter ninety-three; chapter ninety-three A; sections forty-six A to forty-six R, inclusive, and sections ninety-six to one hundred and fourteen B, inclusive, of chapter one hundred and forty; chapter one hundred and forty D; section one hundred and twenty-seven A of chapter one hundred and sixty-four; chapter one hundred and seventy-six D; sections fourteen, fifteen B, fifteen C, and eighteen of chapter one hundred and eighty-six; sections thirteen I, thirteen J, and thirteen K of chapter two hundred and fifty-five; chapter two hundred and fifty-five B; chapter two hundred and fifty-five C; and chapter two hundred and fifty-five D; whether for damages, penalties or other relief and brought by any person, including the attorney general shall be commenced only within four years next after the cause of action accrues.

Notes of Decisions

Cited in 209 cases (25 in the last 5 years), 1960–2026 · leading case: Bridgwood v. A.J. Wood Constr., Inc., 105 N.E.3d 224 (Mass. 2018).

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Bridgwood v. A.J. Wood Constr., Inc., 105 N.E.3d 224 (Mass. 2018). · cites it 11× “260, § 4, which governs actions "of contract or tort for malpractice" against physicians, contain both a statute of limitations and a statute of repose.”

Anawan Ins. Agency, Inc. v. Div. of Ins., 459 Mass. 592 (Mass. 2011). · cites it 15× “260, § 5, or G. L. c. 260, § 5A, governs enforcement actions brought by the division under G.”

Schwartz v. Travelers Indem. Co., 740 N.E.2d 1039 (Mass. App. Ct. 2001). · cites it 3× “93A, is subject to the four-year statute of limitations contained in G. L. c. 260, § 5A. We determine, however, that the plaintiff’s G.”

Anderson v. Phoenix Inv. Couns. of Boston, Inc., 440 N.E.2d 1164 (Mass. 1982). · cites it 4× “93A, based on events which allegedly occurred in 1971, should be barred by the applicable four-year statute of limitations (G. L. c. 260, § 5A, inserted by St. 1975, c.”

Loguidice v. Metro. Life Ins., 336 F.3d 1 (1st Cir. 2003). · cites it 3× “260, § 2 (1992), and not the three-year statute generally used in tort actions and contract actions for personal injuries, Mass. Gen. Laws Ann. ch. 260, § 2A (1992), or the four-year statute usually applied to actions under ch.”

Sheedy v. Deutsche Bank Nat'l Trust Co., 801 F.3d 12 (1st Cir. 2015). · cites it 3× “” Mass. Gen. Laws ch. 260, § 5A. Since the 2004 Transaction in which the alleged unfair and deceptive practices occurred closed in April 2004, the statute of limitations for Sheedy’s Chapter 93A claims ran out in April 2008.”

Brenner v. Williams-Sonoma, Inc., 867 F.3d 294 (1st Cir. 2017). “Mass. Gen. Laws ch. 260, § 5A. 6 . The magistrate determined that, at the latest, Mr.”

Trans-Spec Truck Serv., Inc. v. Caterpillar Inc., 524 F.3d 315 (1st Cir. 2008). “Accordingly, the four-year statute of limitations applicable to chapter 93A actions, Mass. Gen. Laws ch. 260, § 5A, had expired when Trans-Spec filed suit in August 2004.”

Creative Playthings Franchising, Corp. v. Reiser, 978 N.E.2d 765 (Mass. 2012). · cites it 3× “Relying on G. L. c. 260, § 5A (four-year statute of limitations for violations of certain statutes intended for protection of consumers, none of which specifically concerns franchise agreements), and G.”

Exxon Mobil Corp. v. Attorney Gen., 94 N.E.3d 786 (Mass. 2018). “G. L. c. 260, § 5A. We find no support for Exxon's position, either in law (Exxon fails to cite any case) or logic.”

O'Brien v. Deutsche Bank Nat'l Trust Co., 948 F.3d 31 (1st Cir. 2020). “See Mass. Gen. Laws ch. 260, § 5A. O'Brien presents no authority establishing that each subsequent collection statement pursuant to the original loan terms triggered a new limitations period.”

Mahoney v. Baldwin, 543 N.E.2d 435 (Mass. App. Ct. 1989). · cites it 4× “” G. L. c. 260, § 5A, as appearing in St. 1983, c.”

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