Michigan Compiled Laws

Mich. Comp. Laws § 418.121 (2026)

Private employers; voluntary assumption of coverage.

✓ current as of July 2026
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WORKER'S DISABILITY COMPENSATION ACT OF 1969


Act 317 of 1969


418.121 Private employers; voluntary assumption of coverage.

Sec. 121.

    Any private employer not otherwise included by sections 115 and 118 may assume the liability for compensation and benefits imposed by this act upon employers. The purchase and acceptance by an employer of a valid compensation insurance policy, except in the case of domestics and agricultural employees, constitutes an assumption by him of such liability without any further act on his part, which assumption of liability shall take effect from the effective date of the policy and continue only as long as the policy remains in force, in which case the employer shall be subject to no liability other than workmen's compensation as provided for in this act. Agricultural and domestic employees may be voluntarily included by specific indorsement to a workmen's compensation policy in those cases where such coverage is not required.

History: 1969, Act 317, Eff. Dec. 31, 1969

PopularName Notes:

Act 317
Notes of Decisions
Cited in 7 cases, 1972–2000 · leading case: Luster v. Five Star Carpet Installations, Inc., 609 N.W.2d 859 (Mich. Ct. App. 2000).
Luster v. Five Star Carpet Installations, Inc., 609 N.W.2d 859 (Mich. Ct. App. 2000). · cites it 7× “MCL 418.121; MSA 17.237(121). During the hearing before the magistrate, plaintiff testified that he had worked as an independent contractor installing carpet for New York Carpet World *722 before he began to work for defendant in March 1992.”
Martin v. Raker, 433 N.W.2d 377 (Mich. Ct. App. 1988). · cites it 3× “The purchase and acceptance by an employer of a valid compensation insurance policy, except in the case of domestics and agricultural employees, constitutes an assumption by him of such liability without any further act on his part, which assumption of liability shall take…”
Levinson v. Payson, 252 N.W.2d 567 (Mich. Ct. App. 1977). · cites it 3× “Therefore, the defendants are protected from liability by the exclusive remedy provision of the Worker's Disability Compensation Act, MCLA 418.”
Saylor v. Kingsley Area Emergency Ambulance Serv., 607 N.W.2d 112 (Mich. Ct. App. 2000). “MCL 418.121; MSA 17.237(121) provides that any private employer not otherwise included in the act may assume the liability for compensation and benefits imposed by the act upon employers.”
Levinson v. Payson, 198 N.W.2d 913 (Mich. Ct. App. 1972). “MCLA 418.121; MSA 17.237(121). On these facts, the case is indistinguishable from and governed by Renfroe v Higgins Rack Coating & Manufacturing Co, Inc, 17 Mich App 259 (1969).”
Luster v. Five Star Carpet Installations, Inc., 609 N.W.2d 859 (Mich. Ct. App. 2000). · cites it 7× “MCL 418.121; MSA 17.237(121). During the hearing before the magistrate, plaintiff testified that he had worked as an independent contractor installing carpet for New York Carpet World before he began to work for defendant in March 1992.”
Levinson v. Payson, 40 Mich. App. 415 (Mich. Ct. App. 1972). “MCLA 418.121; MSA 17.237(121). On these facts, the case is indistinguishable from and governed by Renfroe v Higgins Rack Coating & Manufacturing Co, Inc, 17 Mich App 259 (1969).”
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